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Best Online Short-term Loans in Mason

Need cash fast? Life can throw unexpected expenses your way, leaving you stressed and strapped for cash. Traditional loans take time, adding stress to the situation. Our Best Cash Advance Short-term Loans offer a quick, hassle-free solution, perfect for when you're in a financial pinch. We understand that you need money now, not later! With our service, you can bridge the gap until your next paycheck without the lengthy loan process. Say goodbye to financial worry and hello to peace of mind today! Discover the fast and flexible financial assistance you need with our short-term loans.

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Best Online Short-term Loans in Mason

Navient
Loan agency
1.10
10 reviews

Address: 4660 Duke Dr, Mason, OH 45040

Today's Business Hours: 9:00 AM - 8:00 PM

Phone Number: +1 (888) 272-5543

Website: navient.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Account Servicing Accounts Receivable Asset Management Consolidation Loans Consumer Lending Credit Bureau Reporting Current Loans Direct Plus Loans Disability Insurance Education Financing Federal Education Loans Federal Student Aid Federal Student Loans Ffelp Plus Loans Individual Loan Loan Forgiveness Programs Loan Repayment Options Loan Repayment Plans Loan Repayment Program New Loan Online Support Payment Processing Personalized Service Portfolio Administration Portfolio Management Private Repayment Options Private Student Loans Student Loan Debt Student Loan Refinance Student Loan Refinancing Student Loan Repayment Teacher Loan Technical Support
Homefront Lending
Loan agency

Address: 3611 Socialville-Fosters Rd #104, Mason, OH 45040

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (513) 770-4145

Inspyre Funding
Financial institution

Address: 7697 Innovation Way Suite # 200, Mason, OH 45040

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (844) 467-7973

Website: inspyrefunding.com

Services:

Short Term Loans Line Of Credit Merchant Cash Advance Invoice Financing Equipment Finance Loan SBA Loans Business loans Flex loans Installment loans Line of credit Microloans
Paramount Funding Co
Loan agency

Address: 7577 Central Parke Blvd # 209, Mason, OH 45040

Phone Number: +1 (513) 229-0086

Alternatives to Short-term Loans in Mason

Short-term loans come in various forms, catering to different financial needs and circumstances. Personal loans are unsecured loans that are often used for immediate financial needs, such as covering medical expenses or emergencies, and they typically have a fixed repayment period. Installment loans, on the other hand, require borrowers to repay the loan amount over a set number of monthly payments, making them a good option for managing larger expenses that need systematic repayment. Title loans are secured loans where borrowers use their vehicle as collateral, which can provide quick access to funds but carries the risk of vehicle repossession if the loan is not repaid on time. Each type of short-term loan has its own benefits and risks, depending on the borrower's financial situation and repayment ability.

Best Personal Loan

Lendio East Cincinnati
5.00
10 reviews

Short-term loans are a type of financing designed to address immediate financial needs, usually with a repayment period of under a year. Personal loans are one of the most popular forms of short-term loans. They offer flexibility to borrowers for various uses such as debt consolidation, home improvements, or unexpected expenses. Among personal loans, the best option could be a local credit union loan because they often provide lower interest rates, personalized service, and more favorable terms to their members compared to other financial institutions.

Best Installment Loan

1st National Bank
4.20
4 reviews

Installment loans are a type of short-term loan where a borrower repays the loan amount over a set period through scheduled payments. These loans can be secured or unsecured and usually have fixed interest rates. The best option for an installment loan would provide a convenient repayment schedule that matches the borrower's financial situation. Look for lenders who offer customizable loan terms, whether for a few months or a couple of years, and ensure the loan charges are clear and upfront to avoid hidden fees.

Loan Regulations in Ohio

Ohio's short-term loan regulations are designed to provide a balance between borrower protection and accessibility. The state allows short-term loans up to $1,000 with a minimum term of 91 days, though the loan term can be shorter if the monthly payment does not exceed 6% of the borrower's gross monthly income or 7% of net monthly income. The maximum term is one year. Interest rates on short-term loans in Ohio are capped at 28% APR, significantly lower than in many other states.

To be eligible for a short-term loan in Ohio, applicants must meet basic criteria such as having a steady source of income, being at least 18 years old, and possessing a valid checking account. Some lenders may require additional documentation or criteria.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable financial resource for individuals needing immediate support for various local services. Borrowers can utilize funds to cover medical expenses, car repair costs, legal fees, funeral arrangements, or purchasing essential appliances. By addressing these urgent needs, short-term loans provide a buffer to ensure critical services are not disrupted.

College/University
5888 Snider Road, Mason, OH 45040
+1 (513) 336-6756
Community Center
9378 South Mason Montgomery Road, Mason, OH 45040
+1 (513) 447-6990
Fitness Club & Center
6020 South Mason Montgomery Road, Mason, OH 45040
Hospital
5075 Parkway Drive, Mason, OH 45040
+1 (513) 924-8536
Hotel
4110 State Route 42, Mason, OH 45040
+1 (513) 398-7060
Library
200 Reading Road, Mason, OH 45040
+1 (513) 398-2711
Movie Theater
5937 Kings Island Drive, Mason, OH 45040
+1 (513) 699-1500
Museum
113 Reading Road, Mason, OH 45040
Post Office
9378 South Mason Montgomery Road, Mason, OH 45040
+1 (513) 754-1578
Rent-a-Car Facility
Mason, OH 45040
+1 (513) 204-1526
Shopping Center
Kings Mills Road, Mason, OH 45040
Specialist
7567 Central Parke Boulevard, Mason, OH 45040
+1 (513) 770-4220
Tourist Information Office
3532 Irwin Simpson Road, Mason, OH 45040
+1 (513) 229-0020
Veterinarian
771 Reading Road, Mason, OH 45040
+1 (513) 398-3070

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Mason ZIP Codes

45034
45036
45039
45040