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Best Online Short-term Loans in Beaver Dam

Need quick cash to cover unexpected expenses? Short-term loans can be your lifesaver! You're not alone when emergencies pop up and your paycheck isn't enough to cover them. This is where our Best Cash Advance Short-term Loans step in to offer a fast and easy solution to your financial challenges. Avoid the stress of financial shortfalls and get the money you need quickly. With our straightforward process, securing a short-term loan has never been easier. Rely on us for the peace of mind and financial flexibility you deserve!

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Best Online Short-term Loans in Beaver Dam

Security Finance
Loan agency
5.00
2 reviews

Address: 805 B Park Ave, Beaver Dam, WI 53916

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (920) 356-1977

Website: securityfinance.com/locations/beaver-dam-wi-1582

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
4.90
14 reviews

Address: 100 Frances Ln Ste C, Beaver Dam, WI 53916

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (920) 356-0771

Website: loansbyworld.com/locations/wisconsin/beaver-dam/53916/1908

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
4.60
6 reviews

Address: 713 N Spring St, Beaver Dam, WI 53916

Phone Number: +1 (920) 887-9731

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Term Loans Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
Check Into Cash
Financial institution
4.30
10 reviews

Address: 1626 N Spring St Suite 2, Beaver Dam, WI 53916

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (920) 356-1340

Website: local.checkintocash.com/us/wi/beaver-dam/1626-n-spring-street-suite-2

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders Pre-paid U.S. Money Visa Debit Card

Alternatives to Short-term Loans in Beaver Dam

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans typically provide unsecured borrowing for a brief term, often requiring basic borrower qualifications and boasting flexible usage. Installment loans, on the other hand, are structured with fixed monthly payments over a specified duration, making them ideal for consumers looking to manage repayments comfortably. Lastly, title loans involve using a vehicle title as collateral, offering a rapid influx of funds but typically at the risk of losing the vehicle if the loan is not repaid promptly. Each type caters to specific needs and circumstances, with varying terms, rates, and risks involved.

Best Personal Loan

Kris Weninger | Fairway Independent Mortgage Corporation Senior Loan Officer
5.00
4 reviews

When it comes to personal loans, one of the best short-term options available is the payday loan. This type of loan is typically chosen for its fast approval process and minimal application requirements, making it appealing to those who need immediate cash. While payday loans can offer quick access to funds, it's crucial to be aware of their high-interest rates and short repayment terms which can range from a few weeks to a month. As a result, payday loans are best suited for situations where you can confidently repay the loan on time and in full to avoid any snowballing financial problems.

Best Car Title Loan

Knight Barry Title
4.00
0 reviews

For those considering title loans as a short-term financing solution, it is essential to understand how they work. A car title loan, considered one of the best options in this category, allows borrowers to use their vehicle's title as collateral in exchange for quick cash. Title loans are beneficial for individuals who own a vehicle outright and need funds swiftly, as they typically do not require a credit check. However, these loans can carry high-interest rates and the risk of losing one's vehicle if there's a default. Therefore, they should only be utilized when you're confident in your ability to repay the loan on the agreed terms.

Loan Regulations in Wisconsin

Short-term loan regulations are set at the state level to ensure uniformity and fairness in lending practices. These regulations allow a maximum short-term loan amount of $1,500 or 35% of the borrower's gross monthly income, whichever is less, ensuring that loans are manageable for borrowers. The state does not limit the interest rates that lenders can charge, but it does mandate that the loan term cannot exceed 90 days, providing a balanced approach between immediate financial need and manageable repayment periods.

To be eligible for a short-term loan in Wisconsin, borrowers typically need to provide proof of income, and a valid bank account, and meet standard identification requirements. These regulations are designed to protect consumers from unsustainable debt while still providing access to quick funds in times of need, reflecting a commitment to responsible lending and borrowing across Wisconsin.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently allocate these funds towards essential local services. Medical providers can receive payment for urgent healthcare needs, car repair shops can be paid for immediate vehicle maintenance, and legal services can address pressing legal concerns. Additionally, funeral services can help manage unexpected end-of-life expenses, while appliance service providers can assist with necessary household repairs, ensuring the loan directly supports critical areas of one's life.

Car Repair and Service
1512 North Spring Street, Beaver Dam, WI 53916
+1 (920) 887-9500
Car Wash
1512 North Spring Street, Beaver Dam, WI 53916
+1 (920) 887-9500
Club & Association
504 South University Avenue, Beaver Dam, WI 53916
+1 (920) 356-5100
College/University
819 Grove Street, Beaver Dam, WI 53916
+1 (920) 887-4407
Community Center
114 East 3rd Street, Beaver Dam, WI 53916
+1 (920) 887-4639
Concert Hall
117 West Maple Avenue, Beaver Dam, WI 53916
Dentist
302 North Spring Street, Beaver Dam, WI 53916
+1 (920) 887-1200
Doctor
919 South University Avenue, Beaver Dam, WI 53916
+1 (920) 885-9238
Fast Food
109 Frances Lane, Beaver Dam, WI 53916
+1 (920) 219-9161
Fitness Club & Center
900 Green Valley Road, Beaver Dam, WI 53916
+1 (414) 217-6515
Hospital
707 South University Avenue, Beaver Dam, WI 53916
+1 (920) 887-7181
Hotel
311 Seippel Boulevard, Beaver Dam, WI 53916
+1 (920) 392-7900
Library
311 North Spring Street, Beaver Dam, WI 53916
+1 (920) 887-4631
Local Post Office
411 North Spring Street, Beaver Dam, WI 53916
+1 (920) 885-3073
Movie Theater
236 Front Street, Beaver Dam, WI 53916
+1 (920) 885-6393

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is scheduled to be repaid in a shorter time frame, typically within a year. It is designed to provide quick financial assistance, often for unexpected expenses or bridge gaps between paychecks.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. These loans may come with higher interest rates, but they provide an opportunity for those with poor credit histories to secure the funds they need.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the funds on the same day of application approval. They are an ideal solution for emergency financial needs where funds are required quickly.

How do short-term loans work?

Short-term loans are a type of short-term loan intended to be paid back on the borrower's next payday. They are usually small amounts and come with high fees. These loans are accessible even to those with bad credit but must be used cautiously due to their high cost.

What is the typical amount I can borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your personal circumstances but typically ranges from $100 to $5,000. Many lenders have a maximum limit, and loans are often based on your income and ability to repay.

What are the requirements to qualify for a short-term loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a valid ID, proof of income, a bank account, and a reachable contact number. Different lenders have different requirements, so it's important to check the specific criteria of the lender you are considering.

How quickly can I receive funds from a short-term loan?

The speed at which you can receive funds from a short-term loan is one of its key benefits. Many lenders offer same-day or next-day disbursement once your application is approved and you have signed the loan agreement.

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Beaver Dam ZIP Codes

53916