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Apply Online for Short-term Loans in Ames

Need quick cash but payday is still days away? You're not alone. Many face sudden expenses that disrupt their budgets. This is where our Best Cash Advance short-term loans come to your rescue, offering fast financial relief when you need it most. With a simple application process and speedy approval, you'll have the funds to tackle unexpected bills or emergencies without the stress. Don't let life's surprises catch you off guard - let our reliable short-term loans empower you to stay in control. Apply today and experience a hassle-free solution tailored for your urgent cash needs!

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Apply Online for Short-term Loans in Ames

Advance America
Financial institution
4.90
10 reviews

Address: 620 Lincoln Way Ste 3, Ames, IA 50010

Today's Business Hours: 11:00 AM - 4:00 PM

Phone Number: +1 (515) 233-0606

Website: advanceamerica.net/store-locations/iowa/620-lincoln-way-ste-3-ames-50010

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Unsecured Loans Vehicle Insurance
Golden Cash Advance
Loan agency
4.40
6 reviews

Address: 116 S Duff Ave, Ames, IA 50010

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (515) 800-3395

Website: goldencadvance.com/locations/ames

Services:

Business loans Flex loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Quick Cash Advance Revolving Loans Short-Term Loan Used Car Loan
Zions Agricultural Finance
Financial institution

Address: 500 5th St, Ames, IA 50010

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (800) 641-9619

Website: zionsbank.com

Iowa Discount Lenders
Loan agency

Address: 1601 Golden Aspen Dr, Ames, IA 50010

Phone Number: +1 (515) 233-8228

Easy Cash Solutions
Loan agency

Address: 303 Lincoln Way, Ames, IA 50010

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (515) 233-3138

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already obtained a short-term loan, there are several local service providers where the funds can be effectively utilized. Medical services offer necessary treatments and consultations, while car repair shops can address urgent vehicle maintenance needs. Additionally, legal services can provide essential assistance, funeral services ensure a dignified process during difficult times, and appliance services handle unexpected home equipment malfunctions.

Car Wash
2006 East Lincoln Way, Ames, IA 50010
+1 (515) 203-0883
Club & Association
307 Ash Avenue, Ames, IA 50014
College/University
2272 Union Drive, Ames, IA 50011
+1 (515) 294-3420
Community Center
Edison Street, Ames, IA 50010
+1 (515) 239-5535
Doctor
500 Main Street, Ames, IA 50010
+1 (515) 232-3006
Fitness Club & Center
546 Main Street, Ames, IA 50010
+1 (515) 233-5832
Government Office
56797 280th Street, Ames, IA 50010
+1 (563) 441-0536
Hospital
819 Lincoln Way, Ames, IA 50010
+1 (515) 232-3374
Hotel
2600 East 13th Street, Ames, IA 50010
+1 (515) 232-2300
Library
515 Douglas Avenue, Ames, IA 50010
+1 (515) 239-5646
Local Post Office
119 Stanton Avenue, Ames, IA 50014
+1 (515) 292-2098
Mexican Restaurant
2120 Isaac Newton Drive, Ames, IA 50010
Movie Theater
1317 Buckeye Avenue, Ames, IA 50010
+1 (515) 232-5066
Museum
416 Douglas Avenue, Ames, IA 50010
+1 (515) 232-2148
Other Repair Shops
2223 229th Place, Ames, IA 50014
+1 (515) 292-2599

FAQ

What are short-term loans?

Short-term loans are financial products intended to provide quick access to funds, usually for a small amount of money over a brief time frame. They are ideal for emergencies or unexpected expenses that require immediate attention.

Can I get a short-term loan if I have bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans usually have higher interest rates, but they provide an option for those who may not qualify for traditional loans due to their credit history.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the requested funds on the same day they apply. These loans are designed for rapid processing to help address urgent financial needs.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where a lender extends high-interest credit based on a borrower's income. The borrowed amount is typically repaid on the borrower's upcoming payday through automatic bank transfers or a post-dated check.

What are the typical requirements for a short-term loan?

While requirements vary by lender, common prerequisites include proof of steady income, an active bank account, and identification verification. Some lenders might also require you to be at least 18 years old and residing in the same state as the lender.

Are there alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans from a bank or credit union, borrowing from friends or family, using a credit card, or tapping into an emergency fund. Each alternative has its own advantages and drawbacks, depending on your financial situation.

What should I consider before taking a short-term loan?

Before opting for a short-term loan, assess your ability to repay the loan on time considering the high interest rates and fees commonly associated with these loans. Make sure to thoroughly research and compare terms from multiple lenders to ensure you select the most favorable option.

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Ames ZIP Codes

50010
50011
50012
50013
50014
50201