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Apply Online for Short-term Loans in Mason City

Struggling with unexpected expenses? Life's surprise bills can throw anyone off balance. That’s where our Best Cash Advance Short-term Loans come in handy. As an ideal solution for those urgent financial needs, our loans offer quick, hassle-free cash access—exactly when you need it. Don’t let temporary money troubles stress you out any longer. With our easy application process and rapid approval, you’ll have funds in no time. Go from overwhelmed to relieved with our reliable short-term loan solutions. Get back on track today!

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Apply Online for Short-term Loans in Mason City

Check Into Cash
Financial institution
4.90
10 reviews

Address: 1631 4th St SW Suite 106, Mason City, IA 50401

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (641) 423-1893

Website: local.checkintocash.com/us/ia/mason-city/1631-4th-street-sw-suite-106

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
Hometown Cash Advance
Loan agency
4.30
10 reviews

Address: 606 S Federal Ave Suite 1, Mason City, IA 50401

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (641) 424-2222

Services:

Payday loans Check Cashing Gold & Silver Buying Payday Loans
OneMain Financial
Loan agency
3.20
2 reviews

Address: 497 Indianhead Dr #107, Mason City, IA 50401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (641) 421-8500

Website: onemainfinancial.com/branches/ia/mason-city/50401/3838

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Bill Consolidation Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Cards Debt Consolidation Loans Document Preparation Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Home Improvements Housing Counselors Loan Applications Loan Calculator Loan Insurance Loan Originated Loan Processing Loan Specialist Medical Bills Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Online Account Management Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Rebuild Credit Refinance Home Repayment Plan Rv Loans Secured Loan Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Easy Cash Solutions
Loan agency

Address: 1417 4th St SW, Mason City, IA 50401

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (641) 423-0920

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan, several local service providers offer essential support in critical areas. These funds can be directed towards medical expenses for unexpected health emergencies, car repair services to ensure reliable transportation, and legal services for any urgent legal matters. Additionally, the loan can assist with funeral costs during difficult times or cover the expense of necessary appliance repairs or replacements, helping maintain everyday conveniences.

Car Wash
500 1st Street Northwest, Mason City, IA 50401
+1 (641) 424-5729
Club & Association
1631 4th Street Southwest, Mason City, IA 50401
+1 (641) 424-2962
College/University
2570 4th Street Southwest, Mason City, IA 50401
+1 (641) 243-4708
Community Center
3300 9th Street Southwest, Mason City, IA 50401
+1 (641) 424-4556
Dentist
422 South Pierce Avenue, Mason City, IA 50401
+1 (641) 423-6222
Doctor
990 4th Street Southwest, Mason City, IA 50401
+1 (641) 494-2018
Fast Food
1615 4th Street Southwest, Mason City, IA 50401
Fitness Club & Center
11 East State Street, Mason City, IA 50401
+1 (641) 423-2648
Government Office
843 Birch Drive, Mason City, IA 50401
+1 (515) 283-3149
Hospital
4th Street Southwest, Mason City, IA 50401
+1 (641) 494-2000
Hotel
3041 4th Street Southwest, Mason City, IA 50401
+1 (641) 424-1200
Library
225 2nd Street Southeast, Mason City, IA 50401
+1 (641) 421-3669
Local Post Office
211 North Delaware Avenue, Mason City, IA 50401
+1 (641) 423-5231
Mobile Phone Shop
4063 4th Street Southwest, Mason City, IA 50401
+1 (641) 424-8448
Movie Theater
4710 4th Street Southwest, Mason City, IA 50401
+1 (641) 421-1617

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

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Mason City ZIP Codes

50401
50402