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Best Online Short-term Loans in Columbia

Stuck in a financial bind and need cash fast? You're not alone. Many people face sudden expenses that just can't wait, leaving them stressed and overwhelmed. This is where short-term loans step in to save the day. With our Best Cash Advance Short-term Loans, you get quick, hassle-free access to the funds you need, right when you need them. Don't let unexpected bills or emergencies throw you off course. Choose a service that's designed to offer relief with transparent terms and a smooth process. Experience financial peace of mind today!

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Best Online Short-term Loans in Columbia

Advance America
Financial institution
5.00
10 reviews

Address: 300 E Ash St, Columbia, MO 65201

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (573) 449-8550

Website: advanceamerica.net/store-locations/missouri/300-e-ash-street-columbia-65201

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumer Lending Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans
Diamond Banc
Financial institution
5.00
41 reviews

Address: 1021 E Broadway Suite A, Columbia, MO 65201

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (573) 875-2265

Website: diamondbanc.com

Services:

Consignment Services Watch buyer Diamond buyer Gold buyer Silver buyer Loans against diamond jewelry Loans against gold Loans against luxury watch Jewelry Equity Loans
World Finance
Loan agency
4.90
25 reviews

Address: 100 Brickton Rd Suite 104, Columbia, MO 65201

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (573) 814-7025

Website: loansbyworld.com/locations/missouri/columbia/65201/1176

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Montana Capital Bad Credit Loans
Loan agency
4.60
10 reviews

Address: 1310 Indiana Ave, Columbia, MO 65203

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (573) 422-5842

Website: montana-capital.com/locations/columbia-3

Services:

Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Apply For Loans Credit Counseling Easy Loans Easy Online Loan Home Repairs Loans For People With Bad Credit Loans Grants Loans Personal Loans Loans Same Day On School Loans Online Bad Credit Loans Quick Online Loans Simple Loan Simple Online Loan Unsecured Loans Urgent Loan
Mariner Finance
Loan agency
4.40
10 reviews

Address: 2703 E Broadway Ste. 222, Columbia, MO 65201

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (573) 303-0051

Website: marinerfinance.com/locations/missouri/mariner-finance-location-in-columbia-mo

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Apply For Financing Auto Refinancing Loans Auto Secured Loan Car Refinancing Car Refinancing Loans Consumer Finance Credit Card Payments Current Loan Customer Support Debt Consolidation Loan Fha Loans Finance A Used Car Financing Online Home Equity Loan Home Improvement Loans Home Loans Mortgage Loans Home Loans Resources Home Mortgage Home Refinance Industrial Loan Loan By Phone Loan Car Loans Loan Finance Loan Program Loan Solutions Mortgage Broker Mortgage Personal Loans Motor Vehicle New Car Loans Online Personal Loan Payment Plan Personal Financial Personal Loan Online Purchasing Or Refinancing Refinance Loans Refinance To A Lower Rate Residential Mortgage Lending Residential Mortgage Loan Sales Finance Sell Your Home Small Loan Special Day Tax Returns Unexpected Expenses Loans Unsecured Personal Loans Used Car Loans Vacation Financing Vacation Loans Vehicle Loan Wedding Loans debt consolidation loans
LendNation
Loan agency
4.30
10 reviews

Address: 213 Business Loop 70 E, Columbia, MO 65203

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (573) 875-5611

Website: lendnation.com/location/mo/columbia/213-business-loop-70-e-1709

Services:

Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Payday Loans Pre Paid Debit Cards Short-Term Loans Small Loan Title Loans
Courtesy Loans
Loan agency
3.00
3 reviews

Address: 619 N Providence Rd, Columbia, MO 65203

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (573) 442-5907

FCS Financial
Loan agency
3.00
1 reviews

Address: 2800 Woodard Dr, Columbia, MO 65202

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (573) 449-5910

Website: myfcsfinancial.com

Services:

Business loans Installment loans Microloans Signature loans Ag Lending Agricultural Lending Appraisal Services Commercial Lending Crop Hail Insurance Dealer Financing Disability Insurance Farm Loan Farmers Insurance Financial Education Forage Insurance Hunting Land Insurance Plan Loan Calculator Local Loan Mobile Banking Mortgage Loan Multi-Peril Crop Insurance Operating Loans Paycheck Protection Program Recreational Property Loans Risk Management Rural Homes Loan Rural Property Loans Rural Real Estate Special Programs Term Life Insurance
Flexicash
Loan agency

Address: 2901 W Broadway #105, Columbia, MO 65203

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (573) 447-2274

Website: needcashinaflash.com

Waldo General Inc
Loan agency

Address: 601 Business Loop 70 E, Columbia, MO 65201

Phone Number: +1 (573) 449-5274

Alternatives to Short-term Loans in Columbia

Short-term loans offer quick financial solutions for immediate needs and come in various forms, including personal, installment, and title loans. Personal loans are unsecured and typically require a good credit score, offering flexible usage but often higher interest rates. Installment loans are repaid over a set period with fixed monthly payments, providing predictability in budgeting. Title loans use the borrower's vehicle as collateral, allowing access to funds without a credit check, but pose a risk of losing the asset if the loan is not repaid. Each loan type serves specific purposes, with varying terms, conditions, and risks.

Best Personal Loan

The Broadway Group Powered by TLC
5.00
10 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds. These loans are typically unsecured, meaning they do not require collateral, making them popular among borrowers who may not have valuable assets to pledge. Personal loans offer flexible borrowing amounts and terms, which can be useful for covering unexpected expenses or bridging financial gaps. The best personal short-term loans usually present competitive interest rates, low fees, and a straightforward application process, making them accessible to a broader range of borrowers, including those with varying credit backgrounds.

Best Installment Loan

Mid-American Title Loans
4.90
10 reviews

Installment loans are another type of short-term loan that allows borrowers to repay the amount in fixed monthly installments over a set period. Unlike payday loans, installment loans typically have lower interest rates and offer more manageable payment structures. The best installment loans come with clear and transparent terms, reasonable interest rates, and the option to extend the term if necessary. They are ideal for those who need to borrow a more significant sum of money and prefer predictable payment schedules that fit within their monthly budget.

Best Car Title Loan

Agents National Title Insurance
5.00
0 reviews

Title loans offer a way to secure fast cash by using a vehicle title as collateral, making them an accessible option for borrowers with poor credit histories. These loans typically allow borrowers to continue using their vehicle while repaying the loan, which is beneficial for those who rely on their car for daily activities. However, borrowers should exercise caution, as failure to repay the loan can result in the lender repossessing the vehicle. Title loans generally have higher interest rates and short repayment periods, making them suitable for urgent, short-term needs when other loan types are not accessible.

Loan Regulations in Missouri

Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.

The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Car Repair and Service
1310 Indiana Avenue, Columbia, MO 65203
+1 (573) 514-7025
Car Wash
2203 West Worley Street, Columbia, MO 65203
+1 (573) 445-1116
Club & Association
5500 Pennsylvania Drive, Columbia, MO 65202
Community Center
1121 Business Loop 70 East, Columbia, MO 65201
+1 (573) 874-2050
Dentist
1505 Chapel Hill Road, Columbia, MO 65203
+1 (573) 240-9105
Fast Food
2004 West Worley Street, Columbia, MO 65203
Fitness Club & Center
11 North College Avenue, Columbia, MO 65201
+1 (573) 443-2062
General Practitioner
2101 Pennsylvania Drive, Columbia, MO 65202
+1 (573) 886-5700
Government Office
6803 Montauk Court, Columbia, MO 65203
+1 (573) 442-6563
Hotel
201 East Texas Avenue, Columbia, MO 65202
+1 (573) 442-0145
Library
1020 Lowry Mall, Columbia, MO 65211
+1 (573) 882-4391
Mobile Phone Shop
303 North Stadium Boulevard, Columbia, MO 65203
+1 (573) 447-0466
Movie Theater
2800 Goodwin Point Drive, Columbia, MO 65201
+1 (573) 817-0770
Museum
1013 East Walnut Street, Columbia, MO 65201
Pharmacy
1812 Paris Road, Columbia, MO 65201
+1 (573) 814-1365

FAQ

What is a short-term loan?

A short-term loan is a type of loan designed to be repaid over a short period, typically within a few months. These loans are often used to cover immediate financial needs and are available in smaller amounts compared to traditional loans.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While a poor credit score may limit your options, some lenders specialize in providing loans to those with less-than-perfect credit histories.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the loan amount on the same day they apply. These loans are particularly useful in emergency situations where quick access to funds is necessary.

How do short-term loans work?

Short-term loans are short-term, small-dollar loans that are typically due on your next payday. They are intended to cover urgent expenses and are often a popular choice for borrowers needing quick access to cash. However, they usually come with high fees or interest rates.

What is the typical amount I can borrow with a short-term loan?

With short-term loans, you can typically borrow amounts ranging from a few hundred to a few thousand dollars. The exact amount depends on the lender and your financial situation.

Are there any alternatives to short-term loans for bad credit?

Yes, alternatives include credit unions, personal installment loans, and peer-to-peer lending platforms. These may offer more favorable terms and lower interest rates compared to traditional short-term loans.

What should I consider before applying for a short-term loan?

Before applying, consider the interest rates, repayment terms, and any additional fees. Ensure the loan is affordable and that you have a plan to repay it on time to avoid additional debt or financial strain.

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Columbia ZIP Codes

65201
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65203
65205
65211
65212
65215
65216
65217
65218
65299