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Best Online Short-term Loans in West Plains

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in West Plains

West Plains Savings & Loan
Bank
5.00
2 reviews

Address: 417 W Broadway St, West Plains, MO 65775

Today's Business Hours: 8:30 AM - 4:00 PM

Phone Number: +1 (417) 256-3042

Security Finance
Loan agency
5.00
10 reviews

Address: 1101 Porter Wagoner Blvd Suite 1, West Plains, MO 65775

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (417) 256-7793

Website: securityfinance.com/locations/west-plains-mo-0972

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
5.00
7 reviews

Address: 1453 Gibson Ave, West Plains, MO 65775

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (417) 257-8999

Website: loansbyworld.com/locations/missouri/west-plains/65775/1126

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
4.90
9 reviews

Address: 510 Porter Wagoner Blvd, West Plains, MO 65775

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (417) 255-2692

Website: advanceamerica.net/store-locations/missouri/510-porter-wagoner-blvd-west-plains-65775

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumer Lending Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans
Western Finance
Loan agency
4.90
10 reviews

Address: 1508 Imperial Ctr, West Plains, MO 65775

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (417) 256-7750

Website: westernshamrock.com/locations/missouri/western-finance-west-plains-mo

Services:

Business loans Cash for gift cards Flex loans Income tax return filing Installment loans Line of credit Payday loans Signature loans Title loans Appliance Repair Auto Repair Loans Bill Payments Boat Loans Build Credit Building Credit Car Repair Loans Cash Advance College Loans Credit Builder Loans Credit Card Debt Credit Reporting Debt Relief Easy Loans Financial Advisor Financial Advisory Holiday Loans Home Improvement Home Loans Home Mortgages Loans Financing Loans For Bad Credit Loans For Debt Consolidation Loans Personal Loans Medical Bills Medical Loans Mortgage Loans Mortgage Payments Online Loans Payment Loans Property Improvements Repayment Plan Secured Loans Small Dollar Loans Starter Loans Tax Deductions Tax Filing Tax Help Tax Loans Tax Prep Tax Preparation Services Tax Refund Tax Return Travel Loans Vacation Loans
Heights Finance
Loan agency
4.80
10 reviews

Address: 1207 Missouri Ave, West Plains, MO 65775

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (417) 255-1450

Website: heightsfinance.com/loan-office-location/heights-finance-in-west-plains

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan
LendNation
Loan agency
4.50
3 reviews

Address: 911 Porter Wagoner Blvd, West Plains, MO 65775

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (417) 255-1100

Website: lendnation.com/location/mo/west-plains/911-porter-wagoner-boulevard-0122

Services:

Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Payday Loans Pre Paid Debit Cards Short-Term Loans Small Loan Title Loans
Tower Loan
Loan agency

Address: 808 W Broadway St, West Plains, MO 65775

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (417) 256-3801

Website: towerloan.com/branch/west-plains

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
FCS Financial
Loan agency

Address: 1005 Porter Wagoner Blvd, West Plains, MO 65775

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (417) 256-2298

Website: myfcsfinancial.com

Services:

Business loans Installment loans Microloans Signature loans Ag Lending Agricultural Lending Appraisal Services Commercial Lending Crop Hail Insurance Dealer Financing Disability Insurance Farm Loan Farmers Insurance Financial Education Forage Insurance Hunting Land Insurance Plan Loan Calculator Local Loan Mobile Banking Mortgage Loan Multi-Peril Crop Insurance Operating Loans Paycheck Protection Program Recreational Property Loans Risk Management Rural Homes Loan Rural Property Loans Rural Real Estate Special Programs Term Life Insurance

Alternatives to Short-term Loans in West Plains

Short-term loans come in various forms, catering to different financial needs and circumstances. Personal loans are unsecured loans that are often used for immediate financial needs, such as covering medical expenses or emergencies, and they typically have a fixed repayment period. Installment loans, on the other hand, require borrowers to repay the loan amount over a set number of monthly payments, making them a good option for managing larger expenses that need systematic repayment. Title loans are secured loans where borrowers use their vehicle as collateral, which can provide quick access to funds but carries the risk of vehicle repossession if the loan is not repaid on time. Each type of short-term loan has its own benefits and risks, depending on the borrower's financial situation and repayment ability.

Best Personal Loan

Powell Crews Title and Escrow Co, LLC
5.00
10 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Installment Loan

West Plains Bank and Trust Company
3.90
4 reviews

Installment loans are another form of short-term financing where the borrower receives a lump sum of money upfront and repays it through regular, fixed payments over a set period of time. This consistency makes budgeting easier, and is ideal for those who need a large sum of money but want to avoid a revolving credit option like a credit card. One well-regarded installment loan option is available through Marcus by Goldman Sachs, which offers no fees and fixed interest rates that can help save money over the loan term.

Best Car Title Loan

Wiles Abstract & Title Co.
4.80
10 reviews

Title loans differ from personal and installment loans in that they require the borrower to use their vehicle title as collateral. These loans typically have higher interest rates and shorter terms, but they can be an option for those who need cash quickly and have difficulty qualifying for other types of loans. LoanMart is a leading option in the title loan space, offering competitive rates and flexible terms. Known for its transparent application process, LoanMart ensures that borrowers understand the terms and conditions of the loan, helping them make informed decisions regarding their borrowing needs.

Loan Regulations in Missouri

Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.

The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

Car Repair and Service
1726 South US Highway 63, West Plains, MO 65775
+1 (417) 204-3555
Car Wash
1711 Porter Wagoner Boulevard, West Plains, MO 65775
+1 (417) 257-1109
Club & Association
Porter Wagoner Boulevard, West Plains, MO 65775
+1 (417) 256-4157
Dentist
1725 Hull Street, West Plains, MO 65775
+1 (417) 256-3020
Doctor
1401 Doctors Drive, West Plains, MO 65775
+1 (417) 256-1400
Fast Food
1317 Preacher Roe Boulevard, West Plains, MO 65775
+1 (417) 255-1669
Fitness Club & Center
1375 Bill Virdon Boulevard, West Plains, MO 65775
+1 (417) 372-2356
Government Office
301 Jackie Garrett Drive, West Plains, MO 65775
+1 (417) 256-1241
Hardware Store
1442 State Route BB, West Plains, MO 65775
+1 (417) 256-1169
Hospital
1402 North Kentucky Avenue, West Plains, MO 65775
+1 (417) 256-3717
Junior College/Community College
128 Garfield Avenue, West Plains, MO 65775
+1 (417) 255-7255
Library
750 West Broadway Street, West Plains, MO 65775
+1 (417) 256-4775
Local Post Office
212 Washington Avenue, West Plains, MO 65775
+1 (800) 275-8777
Motel
505 Porter Wagoner Boulevard, West Plains, MO 65775
+1 (417) 256-4105
Movie Theater
1001 Lanton Road, West Plains, MO 65775
+1 (417) 256-8686

FAQ

What is a Short-Term Loan?

A short-term loan is a type of borrowing option with a relatively brief repayment period, typically ranging from a few weeks to a few months. These loans are designed to be quick and accessible for individuals who need immediate financial assistance for emergencies or unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, it is important to note that the interest rates may be higher compared to those offered to individuals with better credit scores, as lenders perceive a higher risk.

What Are Same-Day Loans?

Same-day loans refer to short-term loans that are processed quickly, often within a single day. These loans are ideal for urgent financial needs as they promise speedy application, approval, and fund disbursement processes. However, availability may vary based on the lender's policies and cutoff times.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loan intended to be repaid on the borrower's next payday. Typically, the loan amount is small, and the repayment is expected in one lump sum, including fees and interest. Borrowers should carefully consider the terms, as these loans often come with high interest rates and charges.

What Do I Need to Qualify for a Short-Term Loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, a steady source of income, and an active bank account. Some lenders may have additional requirements, so it is advisable to check their guidelines before applying.

How Can I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person through a lender. The process usually involves filling out an application form, providing personal details, and sometimes, documentation for income verification. Once submitted, the lender reviews your application and decides on approval based on their criteria.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans can be helpful, but they come with risks such as high interest rates and fees. Borrowers may get trapped in a cycle of debt if they cannot repay on time. Understanding the terms of the loan, planning for repayment, and considering alternatives when possible can help mitigate these risks.

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West Plains ZIP Codes

65775