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Best Online Short-term Loans in Sedalia

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in Sedalia

Check `n Go
Loan agency
5.00
26 reviews

Address: 3040 W Broadway Blvd Suite 310, Sedalia, MO 65301

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (660) 829-2029

Website: locations.checkngo.com/missouri/sedalia/3040-west-broadway

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Cashier's checks
Security Finance
Loan agency
5.00
4 reviews

Address: 2931 W Broadway Blvd, Sedalia, MO 65301

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (660) 826-9900

Website: securityfinance.com/locations/sedalia-mo-0998

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
5.00
10 reviews

Address: 809 Thompson Blvd, Sedalia, MO 65301

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (660) 826-3135

Website: loansbyworld.com/locations/missouri/sedalia/65301/1105

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Advance America
Financial institution
5.00
10 reviews

Address: 2700 W Broadway Blvd Ste. #1, Sedalia, MO 65301

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (660) 826-5753

Website: advanceamerica.net/store-locations/missouri/2700-w-broadway-blvd-ste-1-sedalia-65301

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumer Lending Consumers Loans Credit Counseling Debit Card Loans Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans
Courtesy Loans
Loan agency

Address: 3204 W 16th St, Sedalia, MO 65301

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (660) 829-3337

Check Into Cash
Financial institution
4.90
10 reviews

Address: 2917 W Broadway Blvd, Sedalia, MO 65301

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (660) 829-2633

Website: local.checkintocash.com/us/mo/sedalia/2917-w-broadway-blvd

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans
LendNation
Loan agency
4.80
10 reviews

Address: 818 S Limit Ave, Sedalia, MO 65301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (660) 827-9800

Website: lendnation.com/location/mo/sedalia/818-s-limit-avenue-0565

Services:

Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding New Loan Online Lending Payday Loans Pre Paid Debit Cards Short-Term Loans Small Loan Title Loans
Heights Finance
Loan agency
4.60
10 reviews

Address: 2903 W Broadway Blvd, Sedalia, MO 65301

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (660) 827-4200

Website: heightsfinance.com/loan-office-location/heights-finance-in-sedalia

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Auto Repairs Consolidation Credit Credit Insurance Dealer Financing Disability Insurance Easy Loans Finance Cars Finance Finance Personal Loans Financing Program Fixed-Rate Loans Life Insurance Loan Advisors Local Loan New Loan Property Insurance Quick Credit Refinance My Current Loan
Tower Loan
Loan agency
3.20
2 reviews

Address: 214 S Ohio Ave, Sedalia, MO 65301

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (660) 827-3275

Website: towerloan.com/branch/sedalia

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Yes Finance
Loan agency
3.00
2 reviews

Address: 1716 W 9th St #6, Sedalia, MO 65301

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (660) 829-1900

Signature Loans & More
Loan agency

Address: 3200 S Limit Ave D, Sedalia, MO 65301

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (660) 829-4511

King of Kash - Sedalia
Loan agency

Address: 3200 S Limit Ave, Sedalia, MO 65301

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (660) 829-4511

FCS Financial
Loan agency

Address: 2600 S Limit Ave, Sedalia, MO 65301

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (660) 827-5810

Website: myfcsfinancial.com

Services:

Business loans Installment loans Microloans Signature loans Ag Lending Agricultural Lending Appraisal Services Commercial Lending Crop Hail Insurance Dealer Financing Disability Insurance Farm Loan Farmers Insurance Financial Education Forage Insurance Hunting Land Insurance Plan Loan Calculator Local Loan Mobile Banking Mortgage Loan Multi-Peril Crop Insurance Operating Loans Paycheck Protection Program Recreational Property Loans Risk Management Rural Homes Loan Rural Property Loans Rural Real Estate Special Programs Term Life Insurance

Alternatives to Short-term Loans in Sedalia

Short-term loans typically bridge financial gaps with a quick repayment period. Personal loans are unsecured and can be used for various purposes, requiring no collateral but often having higher interest rates. Installment loans are repaid over a set period through scheduled payments, providing a predictable repayment plan, with terms varying based on the lender and borrower's creditworthiness. Title loans use a borrower's vehicle as collateral, allowing access to funds quickly but posing a risk of losing the vehicle if the loan is not repaid on time. Each type offers unique benefits and risks, catering to different financial needs and situations.

Best Personal Loan

Osage Gun and Pawn
5.00
10 reviews

Short-term personal loans are often utilized for immediate financial needs and tend to have a faster approval process compared to long-term loans. These loans typically range in amount from a few hundred to a few thousand dollars and are paid back over a short period, often within months. Due to the quick turnaround, interest rates can be higher than other loan types. However, they offer flexibility in use, allowing borrowers to address various urgent expenses.

Best Car Title Loan

TitleMax Title Secured Loans
4.90
11 reviews

Title loans use a borrower's vehicle title as collateral and are known for quick approval processes. LoanMart emerges as a recommendable option for title loans, offering flexible terms and transparent practices. With LoanMart, borrowers can access funds without giving up their vehicle use, and the company provides supportive customer service to facilitate a smooth loan experience. This solution is ideal for those needing immediate cash while still maintaining vehicle possession.

Loan Regulations in Missouri

Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.

The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has secured a short-term loan, they can strategically use it across various local service providers to address immediate needs. In the medical sector, funds could be allocated for urgent treatments or prescriptions; car repair shops may use the loan amount to quickly fix a breakdown or perform essential maintenance. Additionally, individuals may utilize the loan for legal consultations, funeral arrangements, or purchasing necessary appliances, ensuring they manage pressing life demands effectively.

Car Repair and Service
420 South Osage Avenue, Sedalia, MO 65301
+1 (660) 826-0091
Car Wash
614 East Boonville Street, Sedalia, MO 65301
+1 (800) 601-0626
Club & Association
205 North Washington Avenue, Sedalia, MO 65301
+1 (660) 619-3571
Dentist
601 West 16th Street, Sedalia, MO 65301
+1 (660) 826-1733
Fast Food
1513 South Limit Avenue, Sedalia, MO 65301
Fitness Club & Center
207 Thompson Road, Sedalia, MO 65301
+1 (660) 826-0053
Government Office
500 Welch Court, Sedalia, MO 65301
+1 (660) 827-1400
Hospital
601 E 14Th St, Sedalia, MO 65301
+1 (660) 826-8833
Hotel
4001 West Broadway Boulevard, Sedalia, MO 65301
+1 (660) 826-4000
Library
311 West 3rd Street, Sedalia, MO 65301
+1 (660) 826-1314
Local Post Office
405 East 5th Street, Sedalia, MO 65301
+1 (660) 826-8887
Movie Theater
4104 West Main Street, Sedalia, MO 65301
+1 (660) 826-7711
Museum
609 West 3rd Street, Sedalia, MO 65301
Music Instruments Store
1601 South Osage Avenue, Sedalia, MO 65301
+1 (660) 851-2233
Pharmacy
2927 West Broadway Boulevard, Sedalia, MO 65301

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

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Sedalia ZIP Codes

65301
65302