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Best Online Short-term Loans in Dexter

Feeling strapped for cash and need a quick fix? Life's unexpected expenses can catch us off guard, leading to stress and financial strain. Our Best Cash Advance Short-term Loans are here to get you back on track, providing fast and easy solutions tailored to your immediate needs. No more waiting or long approval processes—just straightforward, reliable financial support when you need it the most. Take the stress out of short-term financial challenges with our trusted cash advance services today!

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Best Online Short-term Loans in Dexter

LendNation
Loan agency
5.00
10 reviews

Address: 217 W Business US Highway 60, Dexter, MO 63841

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (573) 614-4198

Website: lendnation.com/location/mo/dexter/217-w-business-us-highway-60-0142

Services:

Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments New Loan Online Lending Payday Loans Pre Paid Debit Cards Short-Term Loans Small Loan Title Loans
World Finance
Loan agency
5.00
8 reviews

Address: 917 W Business, US Hwy 60, Dexter, MO 63841

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (573) 614-4213

Website: loansbyworld.com/locations/missouri/dexter/63841/1154

Services:

Business loans Line of credit A/R Financing Accounts Receivable Invoice Financing Bank Debt Broker Program Car Repair Cash Flow Financing Commercial Finance Options Commercial Financing Solutions Commercial Funding Commercial Real Estate Financing Construction Financing Consumer Financing Conventional Loans Debt Consolidation Different Kinds Of Loans Emergency Funds Equipment Financing Financing Equipment Financing Fix Equipment Financing Options Equipment Leasing Financial Programs Financing Programs Fix And Flip Financing Fix And Flip Loans Franchise Financing Get Financing Healthcare And Medical Financing Industry Loans Invoice Factoring Leasing Programs Loan Program Merchant Cash Advance Loans Mergers And Acquisitions Practice Loans Property Purchases Purchase Order Financing Real Estate Projects Sba Loans Special Events Stated Income Commercial Real Estate Loan Traditional Bank Loans Traditional Financing Traditional Lending Usda B&I Loans Working Capital
Security Finance
Loan agency

Address: 217 W Business, U.S. Hwy 60 W suite a, Dexter, MO 63841

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (573) 624-5775

Website: securityfinance.com/locations/dexter-mo-1594

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help

Alternatives to Short-term Loans in Dexter

Short-term loans come in various forms, catering to different financial needs and circumstances. Personal loans are unsecured loans that are often used for immediate financial needs, such as covering medical expenses or emergencies, and they typically have a fixed repayment period. Installment loans, on the other hand, require borrowers to repay the loan amount over a set number of monthly payments, making them a good option for managing larger expenses that need systematic repayment. Title loans are secured loans where borrowers use their vehicle as collateral, which can provide quick access to funds but carries the risk of vehicle repossession if the loan is not repaid on time. Each type of short-term loan has its own benefits and risks, depending on the borrower's financial situation and repayment ability.

Best Personal Loan

Heights Finance
5.00
10 reviews

Personal short-term loans are a popular choice for individuals needing quick access to funds without collateral. They are often unsecured, meaning borrowers don't need to put up any assets as security for the loan. These loans can be an excellent choice for emergencies or unexpected expenses. Many online lenders offer personal loans with varying interest rates and repayment terms, usually between two weeks to a few months. While interest rates may be higher than those on long-term loans, the convenience and speed with which funds can be accessed make personal short-term loans attractive for those who need immediate financial relief.

Best Car Title Loan

Stoddard County Title & Escrow
5.00
0 reviews

Regarding title loans, a car title loan is a common option for those needing fast access to capital. This type of loan uses a borrower’s vehicle title as collateral, allowing them to borrow money quickly based on the value of their car. Title loans can be obtained even by those with poor credit, as the lender’s risk is mitigated by holding the car title as collateral. However, if the borrower fails to repay the loan, there is a possibility of losing the vehicle, which makes it imperative to fully understand the terms and conditions before proceeding with this loan option.

Loan Regulations in Missouri

Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.

The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you’ve secured a short-term loan, it can be strategically used for various immediate needs across several local services. For instance, you can allocate funds to cover unexpected medical expenses, essential car repairs, pressing legal fees, funeral costs, or necessary appliance repairs or purchases. By utilizing the loan for these critical services, you can efficiently manage unforeseeable financial obligations that require prompt attention.

Bodyshop
199 South Kitchen Street, Dexter, MO 63841
+1 (573) 624-4260
Car Wash
412 North One Mile Road, Dexter, MO 63841
Club & Association
620 West Oak Street, Dexter, MO 63841
+1 (573) 614-5129
Dentist
1 Corporate Drive, Dexter, MO 63841
+1 (573) 624-8236
Doctor
1300 North One Mile Road, Dexter, MO 63841
+1 (573) 624-5911
Fitness Club & Center
515 West Market Street, Dexter, MO 63841
+1 (573) 614-7900
Government Office
1 Jennings Lane, Dexter, MO 63841
+1 (573) 624-2540
Hospital
1200 North One Mile Road, Dexter, MO 63841
+1 (573) 624-5566
Hotel/Motel
1807 West US Highway 60 Business, Dexter, MO 63841
+1 (573) 624-7465
Ice Cream Parlor
1109 West US Highway 60 Business, Dexter, MO 63841
+1 (573) 624-2330
Library
402 West Grant Street, Dexter, MO 63841
+1 (573) 624-3764
Local Post Office
202 East Stoddard Street, Dexter, MO 63841
+1 (800) 275-8777
Movie Theater
1618 West US Highway 60 Business, Dexter, MO 63841
+1 (573) 624-2105
Museum
1 East Stoddard Street, Dexter, MO 63841
Pharmacy
1007 West US Highway 60 Business, Dexter, MO 63841
+1 (573) 614-5900

FAQ

What are short-term loans?

Short-term loans are financial products designed to cover immediate financial needs and are typically repaid within a short period, usually ranging from a few weeks to a few months. They are ideal for unexpected expenses and are often more accessible for individuals with bad credit.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans may come with higher interest rates due to the increased risk, but they can provide a viable solution for those in urgent need of funds.

How do same-day loans work?

Same-day loans are designed to be processed quickly, with funds typically being deposited into the borrower's bank account within the same day of approval. These loans are perfect for emergency situations where immediate access to cash is essential.

What is the difference between short-term loans and other short-term loans?

Short-term loans are a type of short-term loan that must be repaid by the borrower's next paycheck, usually within two to four weeks. Other short-term loans may offer longer repayment periods and varying terms, providing more flexibility than short-term loans.

Are there any risks associated with short-term loans?

Short-term loans can carry high-interest rates and fees, particularly for those with bad credit. If not managed properly, they can lead to a cycle of debt. It is important to understand the terms and conditions and ensure you can meet the repayment obligations before borrowing.

How can I apply for a short-term loan?

Applying for a short-term loan is often straightforward. You can apply online or in-person through a lender, providing some basic information such as proof of income, bank account details, and identification. Approval decisions are typically made quickly.

What happens if I can't repay my short-term loan on time?

If you are unable to repay your loan on time, it is important to contact your lender immediately. Many lenders offer extensions or repayment plans, but this may incur additional fees or higher interest rates. Failure to repay may affect your credit score and incur additional penalties.

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Dexter ZIP Codes

63841