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Best Online Short-term Loans in Fenton

Need quick cash before your next paycheck? Best Cash Advance Short-term Loans have got you covered! Life's unexpected expenses can be stressful, and waiting for your next payday just isn’t an option. That's where our dependable short-term loans come in. Our fast, easy process eliminates the wait and hassle, offering a straightforward solution to your financial worries. Tailored to meet your urgent needs, our loans ensure you stay on track without unnecessary stress. Choose Best Cash Advance and conquer financial emergencies with confidence today!

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Best Online Short-term Loans in Fenton

Check Into Cash
Financial institution
4.90
10 reviews

Address: 21 Gravois Bluffs Plaza Dr, Fenton, MO 63026

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (636) 326-2976

Website: local.checkintocash.com/us/mo/fenton/21-gravois-bluffs-plaza-drive

Services:

Cash Advance Check Cashing Services Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds New Loan Online Lending Online Loan Application Quick Cash Quick Money Registration Loan Retail Loans Small Loan Term Loans Bill Pay Western Union Money Transfer Western Union Money Orders Gift Card Exchange Pre-paid U.S. Money Visa Debit Card
Blue Frog Loans
Loan agency
4.70
11 reviews

Address: 1855 Bowles Ave, Fenton, MO 63026

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (855) 258-3374

Website: bluefrogloans.com

Services:

Installment loans Payday loans Signature loans Individual Loan Online Lending Short-Term Borrowing
Check `n Go
Loan agency
4.60
10 reviews

Address: 676 Gravois Bluffs Blvd Suite C, Fenton, MO 63026

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (636) 326-2664

Website: locations.checkngo.com/missouri/fenton/676-gravios-bluffs-blvd-

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Cashier's checks
American Federal Home Lending
Loan agency

Address: 1670 Fenpark Dr, Fenton, MO 63026

Phone Number: +1 (636) 680-0055

American Pay Day Loan & Check
Check cash

Address: 624 Gravois Rd, Fenton, MO 63026

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (636) 305-1166

Services:

Business loans Consulting Services Finance Consultancy Sba Loans

Alternatives to Short-term Loans in Fenton

Short-term loans come in various forms, catering to different financial needs and circumstances. Personal loans are unsecured loans that are often used for immediate financial needs, such as covering medical expenses or emergencies, and they typically have a fixed repayment period. Installment loans, on the other hand, require borrowers to repay the loan amount over a set number of monthly payments, making them a good option for managing larger expenses that need systematic repayment. Title loans are secured loans where borrowers use their vehicle as collateral, which can provide quick access to funds but carries the risk of vehicle repossession if the loan is not repaid on time. Each type of short-term loan has its own benefits and risks, depending on the borrower's financial situation and repayment ability.

Best Personal Loan

Lindell Bank
5.00
3 reviews

Short-term loans are a versatile solution for individuals needing quick access to cash. Interest rates and fees can vary, so finding the best option tailored to specific needs is crucial. For personal loans, some lenders offer low-interest, no-collateral options where borrowers can apply for amounts based on their creditworthiness. With an efficient application and approval process, these loans can be ideal for unexpected expenses or financial emergencies requiring immediate attention.

Best Installment Loan

Midwest BankCentre
4.40
7 reviews

Installment loans are structured so that you make regular payments over a set period until the loan is paid off in full. These loans can cover both large and small borrowing amounts, providing flexibility to the borrower. The fixed payment schedule allows for predictable budgeting. A popular choice for a short-term installment loan could be NetCredit, which offers loans with flexible terms and the possibility of fast funding. The straightforward application process and the absence of penalties for early payments make it a consumer-friendly option.

Best Car Title Loan

TitleMax Title Secured Loans
5.00
19 reviews

Title loans offer a unique solution for individuals needing quick cash by using their vehicle's title as collateral. This type of loan is attractive for those who may not qualify for traditional credit-based lending due to a low credit score. The best title loan provides a substantial percentage of the vehicle's value as loan funds and comes with a transparent fee structure and a manageable repayment plan. It offers an avenue for borrowers to access money quickly without selling their car, albeit with the risk of losing the vehicle if the loan is not repaid.

Loan Regulations in Missouri

Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.

The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan and are considering where to allocate it, there are several local service providers they might find essential. The funds can be utilized for medical expenses, covering costs from routine check-ups to purchasing necessary medications. Additionally, the loan can be directed towards car repair services to ensure the vehicle is in optimal condition, or towards legal advice for resolving ongoing legal matters. Moreover, in unfortunate circumstances such as organizing a funeral, the loan can help cover the associated costs. It can also be used for appliance services, such as repairing or replacing household items, to maintain smooth day-to-day operations. These local services provide critical support in various aspects of life, making them worthwhile considerations for the application of a short-term loan.

Car Wash
102A Delores Drive, Fenton, MO 63026
Club & Association
945 Larkin Williams Road, Fenton, MO 63026
+1 (636) 349-5060
College/University
North Highway Drive, Fenton, MO 63026
+1 (636) 529-0000
Computer & Computer Supplies
907 Bolger Court, Fenton, MO 63026
+1 (636) 717-1161
Dentist
750 Gravois Bluffs Boulevard, Fenton, MO 63026
Government Office
New Smizer Mill Road, Fenton, MO 63026
+1 (636) 343-1007
Hospital
1203 Smizer Mill Road, Fenton, MO 63026
+1 (314) 251-1700
Italian Restaurant
62 Fenton Plaza, Fenton, MO 63026
+1 (636) 305-1474
Library
625 New Smizer Mill Road, Fenton, MO 63026
+1 (314) 994-3300
Motel
1860 Bowles Avenue, Fenton, MO 63026
+1 (636) 343-6200
Movie Theater
300 Axminister Drive, Fenton, MO 63026
+1 (636) 600-1101
Museum
1 Church Street, Fenton, MO 63026
Pharmacy
450 Old Smizer Mill Road, Fenton, MO 63026
+1 (636) 349-2666
Post Office
476 Old Smizer Mill Road, Fenton, MO 63026
+1 (636) 343-4449
Rent-a-Car Facility
1121 Gravois Road, Fenton, MO 63026
+1 (636) 349-2217

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

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Fenton ZIP Codes

63026
63099