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Best Online Short-term Loans in Farmington

Struggling with unexpected expenses and need quick cash? Discover how our Best Cash Advance Short-term Loans can be your lifesaver! We understand that financial hiccups can be stressful, and finding a reliable short-term loan solution can be even more challenging. That's why we offer fast, easy, and flexible loans tailored to your needs. Say goodbye to lengthy approvals and complicated paperwork. Our service provides an efficient way to receive the cash you need, when you need it the most. Let us help you regain control of your finances with our streamlined, no-hassle short-term loans. Apply now and breathe easier!

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Best Online Short-term Loans in Farmington

Check On the Spot
Loan agency

Address: 16 S Jackson St, Farmington, MO 63640

Phone Number: +1 (573) 760-1770

World Finance
Loan agency
5.00
9 reviews

Address: 16 W Karsch Blvd, Farmington, MO 63640

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (573) 756-6100

Website: loansbyworld.com/locations/missouri/farmington/63640/1122

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Check `n Go
Loan agency
5.00
10 reviews

Address: 543 W Karsch Blvd, Farmington, MO 63640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (573) 701-0382

Website: locations.checkngo.com/missouri/farmington/543-w--karsch-blvd

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Cashier's checks
Advance America
Financial institution
4.90
10 reviews

Address: 671 W Karsch Blvd, Farmington, MO 63640

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (573) 747-1015

Website: advanceamerica.net/store-locations/missouri/671-w-karsch-rd-farmington-63640

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumer Lending Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Expanded Loan Fast Cash Loans Financial Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Manage Loan Money Loans Money Services Money Transfers Netspend® Visa® Prepaid Card Netspend® Visa® Prepaid Cards New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Refinance My Loan Refinancing Options Registration Loans Repayment Plan Secured Loan Security Security Online Account Authentication Fraud Prevention Short Term Loan Short Term Loans Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans
LendNation
Loan agency
4.80
10 reviews

Address: 1331 Maple St, Farmington, MO 63640

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (573) 756-2900

Website: lendnation.com/location/mo/farmington/1331-maple-street-0118

Services:

Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments New Loan Online Lending Payday Loans Pre Paid Debit Cards Short-Term Loans Small Loan Title Loans
Courtesy Loans
Loan agency
1.00
1 reviews

Address: 1109 Maple St, Farmington, MO 63640

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (573) 747-0080

FCS Financial
Loan agency

Address: 150 Walker Dr # 200, Farmington, MO 63640

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (573) 756-5747

Website: myfcsfinancial.com

Services:

Business loans Installment loans Microloans Signature loans Ag Lending Agricultural Lending Appraisal Services Commercial Lending Crop Hail Insurance Dealer Financing Disability Insurance Farm Loan Farmers Insurance Financial Education Forage Insurance Hunting Land Insurance Plan Loan Calculator Local Loan Mobile Banking Mortgage Loan Multi-Peril Crop Insurance Operating Loans Paycheck Protection Program Recreational Property Loans Risk Management Rural Homes Loan Rural Property Loans Rural Real Estate Special Programs Term Life Insurance

Alternatives to Short-term Loans in Farmington

Short-term loans come in various forms, each designed to meet immediate financial needs. Personal loans are unsecured, meaning they don't require collateral and can be used for a variety of expenses, typically offering a fixed repayment schedule over a short period. Installment loans, on the other hand, involve borrowing a set amount of money that is repaid with interest in regular, predefined payments, which may provide the borrower with more time to manage their budget. Title loans are secured loans that use the borrower's vehicle as collateral, allowing access to funds based on the car's value while still permitting the borrower to use the vehicle during the loan term. Each loan type offers unique advantages and risks, making it essential for borrowers to thoroughly evaluate their financial situation and repayment ability before proceeding.

Best Personal Loan

Regional Finance
5.00
10 reviews

For individuals seeking a short-term financial solution, personal loans are a viable option. Among the best options for personal loans is a payday loan, which offers quick cash without requiring collateral. These loans typically have higher interest rates and short repayment terms, making them suitable for emergencies or unexpected expenses. The application process is swift, often requiring minimal documentation, and funds can be deposited directly into a borrower's bank account within a day or two.

Best Car Title Loan

Preferred Land Title
4.20
10 reviews

Title loans are short-term loans that require borrowers to use their vehicle as collateral, typically appealing to those who need funds quickly but may not have stellar credit. This type of loan is among the few options available to borrowers who have limited access to traditional credit sources. The best title loans come with competitive interest rates, clear and concise terms, and a reputable lending institution that values customer satisfaction. While this loan type can provide instant cash, it's important for borrowers to fully understand the risks involved, particularly the potential to lose their vehicle if they default on repayment.

Loan Regulations in Missouri

Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.

The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once you've secured a short-term loan, it can be utilized across various essential service areas. For medical services, the loan can help cover unexpected hospital visits, prescriptions, or necessary medical treatments. If your vehicle requires immediate attention, you can allocate funds towards car repair services, while also having the flexibility to address immediate legal issues or pay for funeral services. Furthermore, should an appliance suddenly malfunction, the loan provides a quick solution to afford repair or replacement costs.

Bodyshop
1709 Doubet Road, Farmington, MO 63640
+1 (573) 756-3255
Car Wash
205 West Karsch Boulevard, Farmington, MO 63640
+1 (866) 678-9274
Club & Association
1009 Krei Boulevard, Farmington, MO 63640
+1 (573) 760-1955
Community Center
607 Wallace Road, Farmington, MO 63640
+1 (573) 756-1376
Dentist
520 West Pine Street, Farmington, MO 63640
+1 (573) 756-4245
Fitness Club & Center
119 Walker Drive, Farmington, MO 63640
+1 (573) 756-4222
Government Office
564 Burks Road, Farmington, MO 63640
+1 (573) 330-5272
Hotel
820 Market Street, Farmington, MO 63640
+1 (573) 701-0505
Library
101 North A Street, Farmington, MO 63640
+1 (573) 756-0600
Movie Theater
838 Valley Creek Drive, Farmington, MO 63640
+1 (573) 756-4114
Museum
150 Westmount Drive, Farmington, MO 63640
Pet Supplies
738 Market Street, Farmington, MO 63640
+1 (573) 747-1373
Pharmacy
934 Valley Creek Drive, Farmington, MO 63640
+1 (573) 756-1089
Post Office
614 Walmart Drive, Farmington, MO 63640
+1 (573) 747-1460
Rent-a-Car Facility
1509 Tower Avenue, Farmington, MO 63640
+1 (573) 756-3243

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically designed to be paid back within a short period, usually within a year. These loans are often used to cover unexpected expenses or to bridge a temporary gap in finances. Common types of short-term loans include short-term loans, same-day loans, and bad-credit loans.

Can I get a short-term loan with bad credit?

Yes, you can obtain a short-term loan even with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. These lenders may focus more on your current financial situation and ability to repay the loan rather than your credit history.

How quickly can I get a same-day loan?

A same-day loan is designed to be processed and disbursed within the same business day. Upon approval, funds are typically transferred to your account within a few hours. To expedite the process, ensure that you provide accurate and complete information on your application.

What are the repayment terms for a short-term loan?

Short-term loans are typically due on your next payday, hence the name. The repayment period is short, often ranging from two to four weeks. It's important to understand the terms of the loan and to ensure that you can afford to repay it when it's due to avoid additional fees or consequences.

How do interest rates and fees work with short-term loans?

Short-term loans often come with higher interest rates and fees compared to long-term loans. This is because they are unsecured and involve a higher risk for the lender. It's crucial to read the terms and conditions of the loan agreement to understand all the costs involved before committing.

Are there alternatives to short-term loans for covering unexpected expenses?

Yes, there are several alternatives to short-term loans, such as borrowing from friends or family, setting up an emergency fund, or seeking a loan from a credit union. Exploring these options might help you avoid higher interest rates and fees associated with short-term loans.

What happens if I default on a short-term loan?

Defaulting on a short-term loan can have serious consequences, including damage to your credit score, additional fees, and potential legal action from the lender. It's crucial to contact your lender immediately if you anticipate difficulty in making a payment. They may be able to offer a repayment plan or some form of assistance.

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Farmington ZIP Codes

63640