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Address: 743 S Jefferson Ave, Lebanon, MO 65536
Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (417) 532-9660
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Today's Business Hours: 10:00 AM - 6:00 PM
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Phone Number: +1 (417) 533-3156
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Today's Business Hours: 8:30 AM - 5:30 PM
Phone Number: +1 (417) 533-7681
Website: heightsfinance.com/loan-office-location/heights-finance-in-lebanon
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Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (417) 533-3462
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Today's Business Hours: 9:00 AM - 6:00 PM
Phone Number: +1 (417) 532-0382
Website: westernshamrock.com/locations/missouri/western-finance-lebanon-mo
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Today's Business Hours: 10:00 AM - 6:00 PM
Phone Number: +1 (417) 533-7691
Website: locations.checkngo.com/missouri/lebanon/1818-s-jefferson-ave-
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Today's Business Hours: 9:00 AM - 6:00 PM
Phone Number: +1 (417) 532-1050
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Today's Business Hours: 9:00 AM - 5:30 PM
Phone Number: +1 (417) 532-2945
Website: onemainfinancial.com/branches/mo/lebanon/65536/3932
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Phone Number: +1 (417) 532-4805
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Today's Business Hours: 8:00 AM - 4:30 PM
Phone Number: +1 (417) 588-5828
Website: myfcsfinancial.com
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Business loans Installment loans Microloans Signature loans Ag Lending Agricultural Lending Appraisal Services Commercial Lending Crop Hail Insurance Dealer Financing Disability Insurance Farm Loan Farmers Insurance Financial Education Forage Insurance Hunting Land Insurance Plan Loan Calculator Local Loan Mobile Banking Mortgage Loan Multi-Peril Crop Insurance Operating Loans Paycheck Protection Program Recreational Property Loans Risk Management Rural Homes Loan Rural Property Loans Rural Real Estate Special Programs Term Life InsuranceShort-term loans are financial products designed to be repaid within a relatively short time frame and include personal, installment, and title loans. Personal loans are unsecured, giving borrowers access to quick funding based on creditworthiness, typically used for unexpected expenses. Installment loans offer a structured repayment plan with fixed payments over the loan's term, providing borrowers with discipline and predictability. Title loans, on the other hand, require borrowers to use their vehicle title as collateral, allowing access to funds quickly but posing a higher risk if repayments are not met, as the lender can claim the vehicle.
For individuals seeking a short-term financial solution, personal loans are a viable option. Among the best options for personal loans is a payday loan, which offers quick cash without requiring collateral. These loans typically have higher interest rates and short repayment terms, making them suitable for emergencies or unexpected expenses. The application process is swift, often requiring minimal documentation, and funds can be deposited directly into a borrower's bank account within a day or two.
Missouri state-wide regulations govern short-term loan practices to ensure consumer protection and fair lending. The state permits a maximum short-term loan amount of $500, a measure aimed at preventing borrowers from accruing overwhelming debt. Eligibility for these loans typically involves basic requirements like proof of income and a valid bank account, with some lenders also considering the borrower’s credit history.
The loan terms in Missouri allow for a maximum duration of 31 days, offering a short-term financial solution for those in urgent need. When it comes to interest rates and fees, Missouri law specifies that lenders can charge up to 75% of the loan amount in fees and interest over the life of the loan. This regulation aims to balance the immediacy of borrowers' needs with the potential risks of short-term lending. Overall, these regulations are designed to provide a safeguarded lending environment, ensuring that short-term loans remain a viable option for residents facing immediate financial challenges in Missouri.
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Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.
A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.
Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.
Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.
Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.
To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.
Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.
Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.
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