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Best Online Short-term Loans in Brandon

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Best Online Short-term Loans in Brandon

Community Choice Financial
Loan agency

Address: 1568 W Government St, Brandon, MS 39042

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (601) 825-7791

Website: ccfi.com

Services:

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World Finance
Loan agency
5.00
10 reviews

Address: 315 Crossgates Blvd Ste I, Brandon, MS 39042

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 825-2434

Website: loansbyworld.com/locations/mississippi/brandon/39042/2119

Services:

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Tower Loan
Loan agency
2.30
3 reviews

Address: 2155 MS-18 Ste D, Brandon, MS 39042

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (601) 706-2897

Website: towerloan.com/branch/brandon

Services:

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Alternatives to Short-term Loans in Brandon

Short-term loans are diverse financial products designed to meet immediate cash needs. Personal loans are unsecured, typically based on creditworthiness, and offer quick access to funds with flexible terms. Installment loans, another form of short-term borrowing, allow borrowers to repay the loan amount over a set period through scheduled payments, making them ideal for managing larger, unforeseen expenses. Title loans, often used by individuals with less favorable credit, require the borrower to use their vehicle title as collateral, providing quick cash but with the risk of losing the vehicle if the loan is not repaid. Each type has unique benefits and risks, catering to the varied needs of borrowers facing short-term financial challenges.

Best Personal Loan

Advance America
5.00
26 reviews

Short-term loans are a versatile solution for individuals needing quick access to cash. Interest rates and fees can vary, so finding the best option tailored to specific needs is crucial. For personal loans, some lenders offer low-interest, no-collateral options where borrowers can apply for amounts based on their creditworthiness. With an efficient application and approval process, these loans can be ideal for unexpected expenses or financial emergencies requiring immediate attention.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have already secured a short-term loan, this financial assistance can be effectively utilized in various essential local services. Whether addressing urgent medical expenses, handling necessary car repairs, covering legal fees, managing funeral costs, or financing new appliances, a short-term loan offers a valuable resource to ensure these critical needs are met promptly and efficiently.

Amphitheater
Rock Way, Brandon, MS 39042
+1 (601) 724-2726
Car Repair and Service
1866 Spillway Road, Brandon, MS 39047
Car Wash
Brandon, MS 39042
+1 (601) 825-3342
Club & Association
301 Cornerstone Drive, Brandon, MS 39042
+1 (601) 906-1082
College/University
135 South College Street, Brandon, MS 39042
+1 (601) 825-9714
Community Center
2230 Spillway Road, Brandon, MS 39047
+1 (601) 665-4136
Dentist
208 Mary Ann Drive, Brandon, MS 39042
+1 (601) 825-0094
Do-It-Yourself Centers
200 Orleans Way, Brandon, MS 39042
+1 (601) 825-1427
Fast Food
1701 West Government Street, Brandon, MS 39042
Fitness Club & Center
912 Municipal Drive, Brandon, MS 39042
+1 (601) 825-5904
Government Office
201 North College Street, Brandon, MS 39042
+1 (601) 824-1135
Hospital
1301 West Government Street, Brandon, MS 39042
+1 (601) 591-7535
Library
1475 West Government Street, Brandon, MS 39042
+1 (601) 825-2672
Local Post Office
1086 Highway 13 North, Brandon, MS 39042
+1 (800) 275-8777
Museum
Lakeland Circle, Brandon, MS 39047
+1 (769) 572-5454

FAQ

What is a Short-Term Loan?

A short-term loan is a type of financial product designed to help cover unexpected expenses or emergencies. These loans are typically repaid within a few months and can be useful for managing cash flow gaps.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. While higher interest rates may apply, having a poor credit history does not automatically disqualify you from getting a short-term loan.

What are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide quick access to funds, often on the same day you apply. These loans are convenient for covering urgent financial needs but typically come with higher fees and interest rates.

How Do Short-term Loans Work?

Short-term loans are a specific type of short-term loan that must be repaid with your next paycheck. They are often for small amounts and provide fast cash, but their high interest rates and fees can make them a costly borrowing option.

What are the Requirements for a Short-Term Loan?

Typically, to qualify for a short-term loan, you need to be at least 18 years old, have a regular income, and possess an active checking account. Requirements may vary by lender, so it's important to check their specific criteria.

Are There Alternatives to Short-Term Loans for Bad Credit?

Yes, there are several alternatives to short-term loans for individuals with bad credit, such as personal installment loans, credit union loans, or getting a co-signer. Exploring these options might result in better terms and lower costs.

What Should I Consider Before Taking a Short-Term Loan?

Before taking a short-term loan, consider the interest rates, fees, and repayment terms. Ensure that you can afford the loan and that it meets your financial needs without compromising your ability to pay. Double-check the lender's reputation and understand all terms before signing.

Find Short-term Loans Near Me

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Brandon ZIP Codes

39042
39043
39047
39208