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Best Online Short-term Loans in Southaven

Struggling with unexpected expenses? Short-term financial strains can cause stress, but you don't have to face them alone. Our Best Cash Advance Short-term Loans are designed to provide quick relief, helping you manage your cash flow without hassles. Say goodbye to the sleepless nights and endless worries. With our easy application process and fast approval, you'll have the funds you need in no time. Experience the freedom that comes with knowing you're covered for life's surprises. Let us be your reliable support for short-term loan solutions.

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Best Online Short-term Loans in Southaven

Fidelity National Loans
Loan agency
5.00
1 reviews

Address: 1172 Church Rd W, Southaven, MS 38671

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (662) 393-9999

L D Funding Inc
Loan agency
5.00
4 reviews

Address: 8089 Getwell Rd, Southaven, MS 38672

Today's Business Hours: 9:00 AM - 4:30 PM

Phone Number: +1 (662) 393-4200

Check 4 Cash -Southaven
Check cash
5.00
3 reviews

Address: 360 Goodman Rd E, Southaven, MS 38671

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (662) 349-5551

Website: check4cashloans.com

Services:

Payday loans Cash Advance Short-Term Loans
Cash Inc
Loan agency

Address: 1658 Main St, Southaven, MS 38671

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (662) 393-3884

Discount Cash Advance
Check cash
4.00
4 reviews

Address: 9085 Millbranch Rd, Southaven, MS 38671

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (662) 280-5220

Website: discountcashadvanceloans.com

Services:

Payday loans Cash Advance Loans Services Short-Term Loans
United Credit of Southaven
Loan agency
3.40
10 reviews

Address: 1306 Goodman Rd E #105, Southaven, MS 38671

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (662) 349-2274

Goodman Road Financial LLC
Loan agency
2.10
8 reviews

Address: 223 Goodman Rd E, Southaven, MS 38671

Phone Number: +1 (662) 349-2816

State Smart Funding Group
Loan agency

Address: 384 Goodman Rd E, Southaven, MS 38671

Alternatives to Short-term Loans in Southaven

Short-term loans are financial products designed to provide immediate access to money with the expectation of repayment within a short period, usually from several weeks to a few months. Personal loans can be unsecured, requiring no collateral, and are based primarily on an individual's creditworthiness, offering flexibility for various expenses. Installment loans are repaid over a set schedule with fixed payments, making budgeting easier, and they often accommodate borrowers with lower credit scores, albeit potentially at higher interest rates. Title loans are secured loans that use the borrower's vehicle title as collateral, typically allowing for quick approval and funding, but they pose a risk of losing one's vehicle if payments are not met in time, often carrying high-interest rates and fees.

Best Personal Loan

Check `n Go
5.00
30 reviews

Short-term personal loans are unsecured loans that individuals can obtain to cover unexpected expenses or financial emergencies. These loans typically require a simple application process and can be approved quickly, often without the need for extensive credit checks. One popular option for the best personal short-term loans is a payday loan, which provides borrowers with a small amount of money that must be repaid by their next paycheck. While convenient, these loans often come with high interest rates, making them more suitable for immediate financial needs rather than long-term solutions.

Best Installment Loan

Renasant Bank
4.00
5 reviews

Installment loans are structured to provide the borrower with a fixed loan amount, which is repaid over a set period through regular installments. These loans offer predictability due to their fixed interest rates and repayment schedules, helping borrowers effectively manage their budgets. The best installment loans typically feature favorable terms such as low-interest rates, reasonable fees, and flexibility in repayment terms tailored to the borrower’s financial circumstances. They can be obtained through various financial institutions, including banks, online lenders, and peer-to-peer lending platforms.

Best Car Title Loan

First National Financial Title Services, LLC
4.10
5 reviews

Title loans, secured by the borrower's vehicle title, are a fast and convenient option for those who own a car and need immediate cash. By using the car title as collateral, lenders can offer loans even to those with less than stellar credit scores. However, because the loan is secured, failure to repay can result in the loss of the vehicle. Thus, the best title loans are those that strike a balance between quick access to funds and fair terms, including reasonable interest rates and manageable repayment plans, allowing borrowers to meet their financial needs without falling into a cycle of debt.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loan recipients can effectively utilize their funds across various essential local services. They can cover immediate medical expenses, pay for unexpected car repairs, settle legal fees, manage funeral costs, or address appliance service needs, ensuring continuity in daily life.

Car Repair and Service
7260 Airways Boulevard, Southaven, MS 38671
+1 (662) 349-1977
Car Wash
7660 Airways Boulevard, Southaven, MS 38671
+1 (662) 349-0210
Club & Association
1884 Veterans Drive, Southaven, MS 38671
+1 (662) 393-4488
College/University
7900 Airways Boulevard, Southaven, MS 38671
+1 (662) 597-1131
Community Center
6205 Snowden Lane, Southaven, MS 38672
+1 (662) 895-1138
Dentist
970 Goodman Road East, Southaven, MS 38671
+1 (662) 349-0605
Doctor
55 Physicians Lane, Southaven, MS 38671
+1 (615) 719-0833
Fitness Club & Center
5960 Getwell Road, Southaven, MS 38672
Government Office
6208 Getwell Road, Southaven, MS 38672
+1 (662) 890-5434
Hospital
7900 Airways Boulevard, Southaven, MS 38671
+1 (662) 536-4096
Library
8554 Northwest Drive, Southaven, MS 38671
Local Post Office
7550 Airways Boulevard, Southaven, MS 38671
+1 (662) 349-8571
Movie Theater
2010 Stateline Road West, Southaven, MS 38671
+1 (662) 393-0373
Museum
2477 Globe Cove, Southaven, MS 38671
+1 (662) 985-6399
Pharmacy
25 Physicians Lane, Southaven, MS 38671
+1 (662) 349-9481

FAQ

What is a Short-Term Loan?

A short-term loan is a type of borrowing option with a relatively brief repayment period, typically ranging from a few weeks to a few months. These loans are designed to be quick and accessible for individuals who need immediate financial assistance for emergencies or unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, it is important to note that the interest rates may be higher compared to those offered to individuals with better credit scores, as lenders perceive a higher risk.

What Are Same-Day Loans?

Same-day loans refer to short-term loans that are processed quickly, often within a single day. These loans are ideal for urgent financial needs as they promise speedy application, approval, and fund disbursement processes. However, availability may vary based on the lender's policies and cutoff times.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loan intended to be repaid on the borrower's next payday. Typically, the loan amount is small, and the repayment is expected in one lump sum, including fees and interest. Borrowers should carefully consider the terms, as these loans often come with high interest rates and charges.

What Do I Need to Qualify for a Short-Term Loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, a steady source of income, and an active bank account. Some lenders may have additional requirements, so it is advisable to check their guidelines before applying.

How Can I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person through a lender. The process usually involves filling out an application form, providing personal details, and sometimes, documentation for income verification. Once submitted, the lender reviews your application and decides on approval based on their criteria.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans can be helpful, but they come with risks such as high interest rates and fees. Borrowers may get trapped in a cycle of debt if they cannot repay on time. Understanding the terms of the loan, planning for repayment, and considering alternatives when possible can help mitigate these risks.

Find Short-term Loans Near Me

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Southaven ZIP Codes

38651
38654
38671
38672
38680