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Best Online Short-term Loans in Horn Lake

Stuck in a financial pinch and need cash fast? That's where short-term loans come into play. Many people find themselves struggling with unexpected expenses and feeling stressed about covering them. With Best Cash Advance Short-term Loans, you can step out of the worry zone without the waiting game. Our quick and easy loan solutions are designed to meet your immediate financial needs, ensuring you have the funds available when you need them most. Say goodbye to stress and hello to peace of mind with our reliable service tailored for fast, effective relief.

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Best Online Short-term Loans in Horn Lake

Check Into Cash
Financial institution
5.00
5 reviews

Address: 3023 Goodman Rd W A, Horn Lake, MS 38637

Phone Number: +1 (662) 280-9099

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advance Cash Advances Cash Now Check Cashing Services Credit Card Credit Solutions Financial Services Home Loans In Store Cash Loans Loan By Phone Loan Funds Loan Options New Loan Online Lending Online Loan Application Prepaid Card Quick Cash Quick Money Registration Loan Registration Loans Retail Loans Small Loan Term Loans
World Finance
Loan agency
5.00
10 reviews

Address: 3042 Goodman Rd W, Horn Lake, MS 38637

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (901) 441-7853

Website: loansbyworld.com/locations/mississippi/horn-lake/38637/2128

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Speedee Cash
Loan agency
2.60
3 reviews

Address: 1975 Goodman Rd, Horn Lake, MS 38637

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (662) 342-0405

Website: speedeecash.net

Services:

Installment loans Microloans Payday loans Signature loans Title loans Appliance Repairs Car Pawn Loan Car Repairs Consumer Loans Easy Loans Home Repairs Installmentlending Paycheck Advances Personal Loans Preferred Loan Quick Loans Short-Term Loans Single Payment Loans Small Loan Traditional Loan Unsecured Loan
Tower Loan
Loan agency
2.20
8 reviews

Address: 1030 Goodman Rd, Horn Lake, MS 38637

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (662) 349-1012

Website: towerloan.com/branch/horn-lake

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
American Platinum
Check cash

Address: 1450 Goodman Rd W, Horn Lake, MS 38637

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (662) 393-4052

Discount Cash Advance
Loan agency

Address: 1020 Goodman Rd, Horn Lake, MS 38637

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (662) 536-4188

Website: discountcashadvanceloans.com

Services:

Payday loans Signature loans Cash Advance Conventional Loans Short-Term Loans Starter Loan Term Loans

Alternatives to Short-term Loans in Horn Lake

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

Quick Cash
5.00
2 reviews

Short-term loans can be a convenient option for individuals in need of quick financial assistance, and one of the best personal loans for short-term use is often provided by credit unions or online lenders. These loans usually have a fixed interest rate and are unsecured, meaning they do not require collateral. They are ideal for covering unexpected expenses or emergencies due to their quick approval process and immediate fund availability. It is crucial to compare various lenders to find competitive rates and terms suitable for the borrower's financial situation.

Best Installment Loan

Renasant Bank
3.90
10 reviews

Installment loans, another form of short-term borrowing, require the borrower to repay the loan amount in fixed monthly payments. The top option for these loans typically comes from lenders that prioritize transparency, with clearly defined terms and reasonable interest rates. It's advantageous to choose institutions with positive customer service reputations to facilitate any necessary communications throughout the repayment process. Peer-to-peer lending platforms have emerged as a competitive alternative to traditional installment loan sources, offering potential borrowers lower rates due to lower overhead costs.

Best Car Title Loan

Money Matters Title Loans Check Advances
5.00
10 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral. Usually short in duration, often 30 days, these loans allow individuals to borrow a percentage of their car's value. While providing fast access to cash and minimal requirements, title loans can be risky due to their high cost and potential to lose the vehicle if the loan is not repaid. Typically, these loans are sought by individuals with poor credit who may not qualify for other types of financing, but borrowers must carefully consider their ability to make payments before opting for this type of loan.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable resource when unexpected expenses arise across various local services. They can be utilized for covering medical bills at healthcare providers, addressing urgent car repairs at auto service centers, handling legal fees with law firms, managing funeral costs through local funeral homes, and purchasing or repairing household appliances. Utilizing these loans in such sectors can help individuals meet immediate financial demands effectively.

Car Accessories
3096 Goodman Road West, Horn Lake, MS 38637
+1 (662) 280-0200
Car Wash
3330 Goodman Road West, Horn Lake, MS 38637
+1 (662) 280-8606
Club & Association
5534 Holly Ridge Drive, Horn Lake, MS 38637
+1 (888) 742-1512
College/University
6550 Interstate Drive, Horn Lake, MS 38637
+1 (662) 349-2112
Dentist
3011 Goodman Road West, Horn Lake, MS 38637
+1 (662) 342-6530
Fast Food
1005 Goodman Road West, Horn Lake, MS 38637
Fitness Club & Center
3828 Goodman Road West, Horn Lake, MS 38637
+1 (662) 253-8781
General Practitioner
3046 Goodman Road West, Horn Lake, MS 38637
+1 (662) 253-0090
Government Office
7460 Highway 301, Horn Lake, MS 38637
+1 (662) 781-1682
Hotel
DeSoto Cove, Horn Lake, MS 38637
+1 (662) 349-3493
Library
2885 Goodman Road West, Horn Lake, MS 38637
+1 (662) 393-5654
Local Post Office
3724 Goodman Road West, Horn Lake, MS 38637
+1 (662) 342-3033
Museum
6575 Windchase Boulevard, Horn Lake, MS 38637
Pharmacy
3100 Goodman Road West, Horn Lake, MS 38637
+1 (662) 393-3477
Rent-a-Car Facility
1421 Goodman Road West, Horn Lake, MS 38637
+1 (662) 990-4092

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals cover urgent expenses. These loans are usually for small amounts and are expected to be paid back quickly, often within a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional banks may have stricter requirements, online lenders and short-term loan providers often approve loans based on other factors, such as income and employment status.

What is the difference between same-day loans and short-term loans?

Same-day loans are processed and disbursed on the same day that you apply, making them a quick option in emergencies. Short-term loans, a type of short-term loan, are typically due on your next payday and may not always offer same-day processing, though many lenders do offer rapid approval.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial circumstances. Commonly, short-term loans range from $100 to $5,000, but the specifics will depend on your income and the lender's policies.

Are there any risks associated with short-term loans?

Yes, short-term loans can come with high interest rates and fees, especially if they are not repaid on time. It is crucial to understand the loan terms and ensure that you can repay the loan to avoid falling into a cycle of debt.

How do I apply for a short-term loan?

To apply for a short-term loan, you can either visit a lender's physical location or apply online. You'll typically need to provide proof of income, identification, and a bank account. Once your information is verified, you may receive approval and funds quickly, sometimes on the same day.

What are the costs involved with short-term loans?

The costs associated with short-term loans can include interest rates, processing fees, and late payment charges. Given their short repayment periods, careful consideration should be paid to the effective annual rates, which can be significantly higher than traditional loans.

Find Short-term Loans Near Me

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Horn Lake ZIP Codes

38637
38671
38680