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Best Online Short-term Loans in Meridian

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in Meridian

Dorman Finances Inc
Loan agency

Address: 1201 22nd Ave STE B, Meridian, MS 39301

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (601) 693-8000

Cash King
Check cash

Address: 2203 MS-39, Meridian, MS 39301

Phone Number: +1 (601) 484-6063

Lauderdale Loans, LLC
Loan agency
5.00
1 reviews

Address: 4805 Poplar Springs Dr C, Meridian, MS 39305

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (601) 531-3284

Advance America
Financial institution
5.00
12 reviews

Address: 93 S Frontage Rd A, Meridian, MS 39301

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (601) 482-4789

Website: advanceamerica.net/store-locations/mississippi/93-s-frontage-rd-ste-a-meridian-39301

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans 30 Days Loan Ach Loan Auto Repair Loans Bill Payments Christmas Loans Consumer Finance Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In-Store Cash Advance Loan Applications Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Orders Money Transfer Service Money Transfers Netspend® Visa® Prepaid Card New Loan No Credit Check Loans Online Bill Payments Online Cash Advances Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Term Lending Terms Finance Typical Loan Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.90
10 reviews

Address: 1710 N Frontage Rd, Meridian, MS 39301

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 482-2317

Website: loansbyworld.com/locations/mississippi/meridian/39301/2124

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Build Credit Car Repairs Home Improvement Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Refund Anticipation Tax Returns
Tower Loan
Loan agency
4.60
5 reviews

Address: 832 Hwy 19 N Ste 520, Meridian, MS 39307

Today's Business Hours: 8:00 AM - 7:00 PM

Phone Number: +1 (601) 693-4663

Website: towerloan.com/branch/meridian

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Family Choice Financial
Loan agency
4.10
2 reviews

Address: 4808 Great River Dr Ste-D, Meridian, MS 39305

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (601) 286-5075

Website: familychoicefinancial.com

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Auto loans Auto repair loans Easy Loan Emergency loans Furniture loans Home Improvement Loans Home Loans Apply Home improvement loans Loans Personal Loans Personal loans Same Day Loans Same-Day Loan Student Loans Student loans Vacation Loans Vacation loans
Best Credit Corporation
Loan agency
4.00
1 reviews

Address: 2104 8th St, Meridian, MS 39301

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (601) 483-4420

Central Financial Services Inc
Loan agency
3.70
3 reviews

Address: 116 22nd Ave, Meridian, MS 39301

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (601) 693-3548

King Loan
Loan agency
2.50
1 reviews

Address: 2400 N Hills St, Meridian, MS 39305

Today's Business Hours: 8:30 AM - 5:00 PM

Cash Inc
Loan agency

Address: 2215 MS-39 N, Meridian, MS 39301

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (601) 482-6998

Website: cash-inc-loan-agency.business.site

Go Finance
Loan agency
1.80
3 reviews

Address: 2109 B St, Meridian, MS 39301

Phone Number: +1 (601) 483-6400

Freddie's Fast Cash
Loan agency
1.00
1 reviews

Address: 1804 MS-39, Meridian, MS 39301

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (601) 483-3373

Tax Time Check Cashing
Check cash
1.00
1 reviews

Address: 1405 26th Ave, Meridian, MS 39301

Phone Number: +1 (601) 483-4930

Cash Mart Inc
Check cash

Address: 3410 8th St, Meridian, MS 39301

Phone Number: +1 (601) 693-8017

Money Now
Loan agency

Address: 2209 Old Hwy 45 N A, Meridian, MS 39301

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (601) 483-1143

Website: moneynow.net

Services:

Business loans Payday loans Cash Advance Funding Loans
Metro Loan Corporation
Loan agency

Address: 2213 8th St, Meridian, MS 39301

Phone Number: +1 (601) 693-6982

First Credit Corporation
Loan agency

Address: 802 23rd Ave, Meridian, MS 39301

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (601) 483-2627

CryptoFlip Cryptocurrency Exchange
Loan agency

Address: 4201-B, 8th St, Meridian, MS 39301

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (601) 483-0300

Website: cryptoflip.com

Services:

Payday loans
Cash Queen Meridian
Check cash

Address: 2008 24th Ave, Meridian, MS 39301

Phone Number: +1 (601) 485-5955

Alternatives to Short-term Loans in Meridian

Short-term loans are financial solutions designed to provide quick access to funds and are typically paid back within a short period. Personal loans are unsecured, allowing borrowers to use them for various personal needs without the necessity for collateral. Installment loans require borrowers to pay back the loan in fixed amounts over a predetermined schedule, often accompanied by interest, making budgeting easier. Title loans, however, are secured by using the borrower's vehicle title as collateral, offering quick approval but posing a risk of losing the vehicle if repayments are not made timely. Each type of short-term loan has distinct characteristics, making them suitable for different financial situations and borrower requirements.

Best Personal Loan

Speedy Cash
5.00
25 reviews

Short-term personal loans are a type of financing designed to be repaid within a short period, typically ranging from a few weeks to a few months. These loans are often unsecured, meaning you don't need to provide collateral to qualify. They are best used for immediate, small-scale financial needs like emergency expenses or quick purchases. One of the best options for a short-term personal loan might be from an online lender like LendingClub, known for its quick approval process and competitive interest rates, allowing you to access funds swiftly without the need for extensive paperwork.

Best Installment Loan

Meridian Mutual Federal Credit Union
3.10
4 reviews

Installment loans provide borrowers with a lump sum upfront, which is repaid over a predetermined period through scheduled payments, hence the name "installment." These loans typically have fixed interest rates and payment schedules, fostering predictable budgeting for the borrower. Installment loans are a practical choice for those needing to finance large expenses or purchases that cannot be covered in a single payment. Borrowers benefit from knowing the total cost of the loan at the outset, which helps them make informed financial decisions.

Best Car Title Loan

Mississippi Title Loans, Inc.
5.00
10 reviews

Title loans, secured by the borrower's vehicle title, are a fast and convenient option for those who own a car and need immediate cash. By using the car title as collateral, lenders can offer loans even to those with less than stellar credit scores. However, because the loan is secured, failure to repay can result in the loss of the vehicle. Thus, the best title loans are those that strike a balance between quick access to funds and fair terms, including reasonable interest rates and manageable repayment plans, allowing borrowers to meet their financial needs without falling into a cycle of debt.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently secured a short-term loan, there are several essential local services where this financial boost can be effectively utilized. Medical expenses, whether for unexpected treatments or routine procedures, can quickly accumulate, making a loan helpful in covering these costs. Additionally, funds from a short-term loan can address immediate needs such as car repairs, legal fees, funeral arrangements, or even appliance services, ensuring you can resolve crucial matters without financial strain.

Car Repair and Service
2425 Highway 19 North, Meridian, MS 39307
+1 (601) 282-5274
Car Wash
1716 Highway 39 North, Meridian, MS 39301
+1 (601) 286-3121
Club & Association
11217 Highway 494, Meridian, MS 39305
College/University
Highway 19 North, Meridian, MS 39307
+1 (601) 484-8760
Community Center
3300 32nd Avenue, Meridian, MS 39305
+1 (601) 485-1810
Dentist
4610 29th Avenue, Meridian, MS 39305
+1 (601) 485-7070
Fast Food
2437 North Hills Street, Meridian, MS 39305
Fitness Club & Center
2315 Highway 39 North, Meridian, MS 39301
+1 (601) 453-5874
Government Office
2412 7th Street, Meridian, MS 39301
+1 (601) 485-1941
Hospital for Women and Children
1102 Constitution Avenue, Meridian, MS 39301
+1 (601) 484-7900
Library
2517 7th Street, Meridian, MS 39301
+1 (601) 693-6771
Motel
2309 South Frontage Road, Meridian, MS 39301
Movie Theater
10595 Highway 80 West, Meridian, MS 39307
+1 (601) 483-5495
Museum
628 25th Avenue, Meridian, MS 39301
+1 (601) 693-1501
Pharmacy
2303 13th Street, Meridian, MS 39301
+1 (601) 483-3799

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick cash to borrowers. They are typically smaller loan amounts with brief repayment periods, ranging from a few weeks to a few months. These loans are ideal for managing unexpected expenses or emergencies.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to obtain a short-term loan even if you have a bad credit score. Many lenders specialize in offering loans to individuals with less-than-perfect credit. However, be prepared for potentially higher interest rates and fees.

How Do Same-Day Loans Work?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing funds to be disbursed within the same business day. To qualify, you typically need to meet the lender’s criteria and submit all necessary documentation promptly.

What Are Short-term Loans?

Short-term loans are a common type of short-term loan designed to tide you over until your next paycheck. These loans usually have higher interest rates and come with shorter repayment periods. It is essential to understand the terms before borrowing to avoid falling into a debt trap.

What Should I Consider Before Taking a Short-term Loan?

Before obtaining a short-term loan, consider the interest rates, fees, and repayment terms. Ensure that you can repay the loan on time to avoid additional charges. It is also beneficial to compare different lenders to find the most favorable terms.

Are There Alternatives to Short-Term Loans for People with Bad Credit?

Yes, there are several alternatives available, such as credit unions, peer-to-peer lending platforms, or borrowing from family and friends. It is recommended to explore these options as they might offer better terms than traditional short-term loans.

How Can I Improve My Chances of Getting Approved for a Short-Term Loan?

To improve your chances, maintain a steady income, provide accurate and complete information during the application process, and work on improving your credit score over time. Building a relationship with lenders might also help secure approval in the future.

Find Short-term Loans Near Me

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Meridian ZIP Codes

39301
39302
39303
39304
39305
39307
39309
39342