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Best Online Short-term Loans in Vicksburg

Need quick cash before your next paycheck? Best Cash Advance Short-term Loans have got you covered! Life's unexpected expenses can be stressful, and waiting for your next payday just isn’t an option. That's where our dependable short-term loans come in. Our fast, easy process eliminates the wait and hassle, offering a straightforward solution to your financial worries. Tailored to meet your urgent needs, our loans ensure you stay on track without unnecessary stress. Choose Best Cash Advance and conquer financial emergencies with confidence today!

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Best Online Short-term Loans in Vicksburg

World Finance
Loan agency
5.00
10 reviews

Address: 3403 Pemberton Square Blvd Ste D, Vicksburg, MS 39180

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 883-0203

Website: loansbyworld.com/locations/mississippi/vicksburg/39180/2103

Services:

Business loans Installment loans Line of credit Signature loans Title loans Auto Repair Build Credit Car Repairs Credit Cards Loan Payment Plan Local Loans New Loan Pawn Shop Loans Tax Returns
A-1 Payday Loans
Loan agency
5.00
10 reviews

Address: 2480 S Frontage Rd Ste D, Vicksburg, MS 39180

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (601) 619-7666

Website: a1paydayloans.net/ms-loans/vicksburg

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Any Credit Loans Bad Credit Loans No Credit Check Bridge Loans Cash Advances Cash Loan Online Cash Loans Consumer Finance Debt Service Easy Cash Loans Emergency Cash Loans Financial Assistance Fixed Amount Loan Fund Loans Instant Cash Loans Loan Applications Loan Payments Loan Relief Loan Solutions Loans For People With Bad Credit No Credit Check Cash Loans No Credit Loans Quick Cash Loans Short Term Loans Small Loan Speedy Cash Loan
OneMain Financial
Loan agency
5.00
3 reviews

Address: 3046 Indiana Ave a, Vicksburg, MS 39180

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 636-1551

Website: onemainfinancial.com/branches/ms/vicksburg/39180/3919

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Bill Consolidation Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Credit Card Debt Debt Consolidation Loans Emergency Loans Moving Loans Family Support Financial Loans Financial Protection And Innovation Fixed Loan Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Refinance Home Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
Speedee Cash
Loan agency

Address: 5880, 1405 S Frontage Rd #4, Vicksburg, MS 39180

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (601) 638-9100

Website: speedeecash.net

Services:

Installment loans Microloans Payday loans Signature loans Title loans Appliance Repairs Car Pawn Loan Car Repairs Consumer Loans Easy Loans Home Repairs Installmentlending Paycheck Advances Personal Loans Preferred Loan Quick Loans Short-Term Loans Single Payment Loans Small Loan Traditional Loan Unsecured Loan
Vicksburg Credit Inc
Loan agency

Address: 1403 Clay St, Vicksburg, MS 39183

Phone Number: +1 (601) 634-0304

Liberty Tax and Loans
Loan agency
4.80
4 reviews

Address: 3403 Pemberton Square Blvd, Vicksburg, MS 39180

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (601) 638-2821

Website: approvedcashadvance.com/locations/vicksburg

Services:

Payday loans Title loans Cash Advance Check Cashing Payday Loans Title Loans
Community Choice Financial
Loan agency

Address: 2310 Iowa Blvd Suite 5, Vicksburg, MS 39180

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (601) 207-1797

Website: ccfi.com

Services:

Bill paying Business check cashing Business loans Business tax preparation Cash for gift cards Cashier's checks Flex loans Government benefits check cashing Installment loans Line of credit Money transfers Payday loans Payroll check cashing Personal check cashing Signature loans Student loan check cashing Tax refund check cashing Title loans Consumer Loans Express Loan Financial Protection And Innovation Insurance Coverage Loans Online Mobile Banking Notary Services Online Lending Online Loans Prepaid Cards Short-Term Loan Tax Preparation Term Loan Western Union
Tower Loan
Loan agency
3.30
2 reviews

Address: 1990 S Frontage Rd #F, Vicksburg, MS 39180

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (601) 638-7861

Website: towerloan.com/branch/vicksburg

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Check Exchange of Vicksburg
Check cash

Address: 3115 Halls Ferry Rd # A, Vicksburg, MS 39180

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (601) 629-9535

American Cash
Financial institution

Address: 3427 Halls Ferry Rd Suite B, Vicksburg, MS 39180

Today's Business Hours: 9:30 AM - 5:30 AM

Phone Number: +1 (601) 636-7001

Website: myamericancash.com

Services:

Payday Loans Installment Loans Check Cashing
Parker Cellular Services
Loan agency

Address: 1501 Washington St # G, Vicksburg, MS 39180

Phone Number: +1 (601) 634-1111

Alternatives to Short-term Loans in Vicksburg

Short-term loans are financial solutions designed to provide borrowers with quick access to funds, repayable over a brief period. Personal loans are unsecured loans that can be used for a variety of purposes, often characterized by flexible terms and competitive interest rates. Installment loans, on the other hand, require borrowers to repay the borrowed amount plus interest in fixed monthly payments over the loan term, making them predictable and manageable. Title loans are secured loans where the borrower uses a vehicle title as collateral, generally featuring higher interest rates and shorter repayment terms, but offering quick cash for those who own their car outright. These types of loans cater to individuals seeking temporary financial assistance, each with unique features that suit different financial needs and repayment capabilities.

Best Personal Loan

Advance America
5.00
10 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Installment Loan

Woodforest Bank
4.00
0 reviews

Installment loans are another common form of short-term borrowing, with peer-to-peer loans standing out as a strong choice. Peer-to-peer (P2P) lending platforms connect borrowers directly with individual lenders, typically through an online service. P2P loans often feature more competitive interest rates in comparison to traditional bank loans, since the services cut out the middleman. Furthermore, they offer predictable monthly payments and longer repayment terms than payday loans. This makes them an attractive option for borrowers who require a more structured repayment plan that fits within their budget constraints.

Best Car Title Loan

Auto Title Loans, Too
0.00
0 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral. Usually short in duration, often 30 days, these loans allow individuals to borrow a percentage of their car's value. While providing fast access to cash and minimal requirements, title loans can be risky due to their high cost and potential to lose the vehicle if the loan is not repaid. Typically, these loans are sought by individuals with poor credit who may not qualify for other types of financing, but borrowers must carefully consider their ability to make payments before opting for this type of loan.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently utilize the funds across a range of essential local services. Medical facilities offer treatment and care, car repair shops can address urgent vehicle issues, and legal services provide critical assistance with legal matters. Additionally, funeral homes offer compassionate support during times of loss, while appliance service centers ensure necessary household equipment remains functional.

Bodyshop
4105 Clay Street, Vicksburg, MS 39183
+1 (601) 636-9662
Car Wash
101 Bazinsky Road, Vicksburg, MS 39180
+1 (601) 265-7498
Club & Association
2100 Fisher Ferry Road, Vicksburg, MS 39180
+1 (601) 638-7148
College/University
501 Fairways Drive, Vicksburg, MS 39183
+1 (601) 636-8639
Community Center
3202 Wisconsin Avenue, Vicksburg, MS 39180
+1 (601) 501-1151
Dentist
1909 Mission 66, Vicksburg, MS 39180
+1 (601) 661-0804
Do-It-Yourself Centers
50 Halls Ferry Park Road, Vicksburg, MS 39180
+1 (601) 619-0142
Fitness Club & Center
1601 North Frontage Road, Vicksburg, MS 39180
+1 (601) 630-3333
General Practitioner
122 Lake Circle Drive, Vicksburg, MS 39180
+1 (601) 738-5549
Government Office
815 China Street, Vicksburg, MS 39183
+1 (601) 631-2975
Hospital for Women and Children
2100 Highway 61 North, Vicksburg, MS 39183
+1 (601) 883-3265
Ice Cream Parlor
100 Holt Collier Drive, Vicksburg, MS 39183
+1 (601) 634-0802
Library
Baldwin Ferry Road, Vicksburg, MS 39180
+1 (601) 636-1966
Motel
1313 Walnut Street, Vicksburg, MS 39180
Movie Theater
717 Clay Street, Vicksburg, MS 39183
+1 (601) 301-3158

FAQ

What is a Short-Term Loan?

A short-term loan is a type of borrowing option with a relatively brief repayment period, typically ranging from a few weeks to a few months. These loans are designed to be quick and accessible for individuals who need immediate financial assistance for emergencies or unexpected expenses.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan with bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, it is important to note that the interest rates may be higher compared to those offered to individuals with better credit scores, as lenders perceive a higher risk.

What Are Same-Day Loans?

Same-day loans refer to short-term loans that are processed quickly, often within a single day. These loans are ideal for urgent financial needs as they promise speedy application, approval, and fund disbursement processes. However, availability may vary based on the lender's policies and cutoff times.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loan intended to be repaid on the borrower's next payday. Typically, the loan amount is small, and the repayment is expected in one lump sum, including fees and interest. Borrowers should carefully consider the terms, as these loans often come with high interest rates and charges.

What Do I Need to Qualify for a Short-Term Loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, a steady source of income, and an active bank account. Some lenders may have additional requirements, so it is advisable to check their guidelines before applying.

How Can I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person through a lender. The process usually involves filling out an application form, providing personal details, and sometimes, documentation for income verification. Once submitted, the lender reviews your application and decides on approval based on their criteria.

What Are the Risks of Taking a Short-Term Loan?

Short-term loans can be helpful, but they come with risks such as high interest rates and fees. Borrowers may get trapped in a cycle of debt if they cannot repay on time. Understanding the terms of the loan, planning for repayment, and considering alternatives when possible can help mitigate these risks.

Find Short-term Loans Near Me

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Vicksburg ZIP Codes

39180
39181
39182
39183