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Best Online Short-term Loans in Magee

Need fast cash to tackle unexpected expenses? Short-term loans from "Best Cash Advance" are your go-to solution! When sudden financial hurdles arise, it can be overwhelming. Let that stress melt away with our quick and reliable short-term loan services. Our user-friendly process ensures you get the cash you need—right when you need it. Trust "Best Cash Advance" to help you bridge financial gaps effortlessly. Apply today and regain control of your finances with ease!

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Best Online Short-term Loans in Magee

Instant Cash Inc
Check cash
5.00
1 reviews

Address: 122 Main Ave S, Magee, MS 39111

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 849-3020

Services:

Payday loans
1st Franklin Financial
Loan agency
4.90
5 reviews

Address: 1667 Simpson, US 49 Suite 4, Magee, MS 39111

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (601) 849-5510

Website: locations.1ffc.com/ms/magee/1667-simpson-hwy-49.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
World Finance
Loan agency
4.60
8 reviews

Address: 124 Main Ave N, Magee, MS 39111

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 849-1999

Website: loansbyworld.com/locations/mississippi/magee/39111/2112

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Building Credit Capitol Loans Car Repairs Credit Card Payments Easy Loans Finance Loans Home Repair Loan Payment Plan Loan Solutions Local Loans Pawn Shop Loans Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns
Trustmark
Bank
4.00
1 reviews

Address: 103 Pinola Dr MAIN, Magee, MS 39111

Today's Business Hours: 8:30 AM - 4:00 PM

Phone Number: +1 (601) 849-3361

Website: trustmark.com/content/trustmark/trustmark/locations/ms/magee-main-office.html

Family Check Advance
Loan agency
3.00
1 reviews

Address: 1453 US 49, Magee, MS 39111

Phone Number: +1 (601) 849-2425

Cash For Checks of Mendenhall
Check cash

Address: 1208 Frances Ave NW, Magee, MS 39111

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (601) 847-5966

Check 4 Gold
Check cash

Address: 1667 US 49, Magee, MS 39111

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (601) 849-6500

Ace Check Advance
Loan agency

Address: 423 Main Ave S, Magee, MS 39111

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 849-6034

Alternatives to Short-term Loans in Magee

Short-term loans are versatile financial solutions designed to address immediate funding needs. Personal short-term loans are unsecured and provide quick access to funds without collateral, making them suitable for covering unexpected expenses or emergencies. Installment loans, on the other hand, offer a structured repayment plan over a specific period, which can make higher loan amounts manageable through fixed monthly payments. Title loans require the borrower to use their vehicle as collateral, granting lenders security and typically allowing borrowers to secure loans quickly, although failure to repay can result in the loss of the vehicle. Each type serves distinct financial needs, with varying terms and conditions that borrowers should carefully consider before committing.

Best Personal Loan

Peoples Bank
5.00
3 reviews

Short-term personal loans are a type of unsecured loan provided by financial institutions or online lenders to individuals for personal use. These loans typically have a fast approval process and do not require collateral, making them accessible for borrowers with a decent credit score. Personal loans are generally used to cover unexpected expenses, emergencies, or small to moderate-sized financial needs, offering flexible repayment terms ranging from a few weeks to a year, though they may come with higher interest rates compared to traditional, long-term loans.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a practical solution for covering unexpected expenses across various local service sectors. Borrowers may use these funds to address urgent medical bills, essential car repairs, legal fees, funeral costs, or necessary appliance services. This financial option can provide immediate relief and support during pressing situations.

Car Wash
1796 Simpson Highway 49, Magee, MS 39111
+1 (601) 849-1112
Carpet/Floor Coverings
501 8th Avenue Southwest, Magee, MS 39111
+1 (601) 849-0552
Club & Association
222 Railroad Drive Southeast, Magee, MS 39111
+1 (601) 439-7222
Dentist
1425 Simpson Highway 49, Magee, MS 39111
+1 (601) 849-4949
Doctor
1667 Simpson Highway 49, Magee, MS 39111
+1 (601) 849-0225
Fitness Club & Center
525 Main Avenue South, Magee, MS 39111
+1 (601) 849-5255
Government Office
326 Railroad Drive Southeast, Magee, MS 39111
+1 (601) 849-6602
Hospital
720 3rd Street Southwest, Magee, MS 39111
+1 (601) 439-7042
Hotel
1591 Simpson Highway 49, Magee, MS 39111
+1 (601) 849-6977
Japanese Restaurant
1675 Simpson Highway 49, Magee, MS 39111
+1 (601) 849-0202
Library
120 1st Street Northwest, Magee, MS 39111
+1 (601) 849-3747
Local Post Office
701 3rd Street Southwest, Magee, MS 39111
+1 (601) 849-3445
Pharmacy
326 Main Avenue North, Magee, MS 39111
+1 (601) 849-5111
Veterinarian
761 Simpson Highway 149, Magee, MS 39111
+1 (601) 849-5441

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few weeks to several months. These loans are designed to provide quick financial assistance for immediate needs.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While your credit score may impact the loan's terms and interest rates, alternative lenders often consider factors beyond credit scores to assess your eligibility.

What is a Short-term Loan and How Does it Work?

A short-term loan is a type of short-term loan intended to cover expenses until your next payday. It is usually a small, unsecured loan with a high interest rate, meant to be repaid in a single lump sum on your next payday.

Are Same-Day Loans Available for Short-Term Needs?

Yes, same-day loans are a type of short-term loan designed to be processed quickly, often with funds disbursed on the same day or within 24 hours. These loans provide immediate financial relief for urgent situations.

What Are the Risks of Taking Out a Short-Term Loan?

Short-term loans can carry high interest rates and fees, leading to potential debt pitfalls if not managed properly. Ensure you can meet the repayment terms to avoid a cycle of debt and potential harm to your credit.

How Do I Apply for a Short-Term Loan?

You can apply for a short-term loan online or in person with a lender that offers these services. The application process generally requires personal information, employment details, and banking information to assess your eligibility and facilitate fund transfer upon approval.

What Should I Consider Before Taking Out a Short-Term Loan?

Before applying for a short-term loan, evaluate your financial needs, explore alternative options, and understand the loan terms carefully. Make sure you have a clear plan for repayment to avoid unnecessary financial strain.

Find Short-term Loans Near Me

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Magee ZIP Codes

39111
39114