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Best Online Short-term Loans in Louisville

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Louisville

1st Franklin Financial
Loan agency
5.00
1 reviews

Address: 2688 N Church Ave, Louisville, MS 39339

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (662) 773-4895

Website: locations.1ffc.com/ms/louisville/2688-n.-church-avenue.html

Services:

Installment loans Signature loans Financial Loan Fixed Rates Loans Military Lending Personal Loans Premier Loan Residential Mortgage Retail Sales Financing Sales Financing
Family Choice Financial
Loan agency

Address: 15565 W Main St, Louisville, MS 39339

Today's Business Hours: 8:30 AM - 5:00 AM

Phone Number: +1 (662) 773-9450

Website: familychoicefinancial.com

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Auto loans Auto repair loans Easy Loan Emergency loans Furniture loans Home Improvement Loans Home Loans Apply Home improvement loans Loans Personal Loans Personal loans Same Day loans Same-Day Loan Student Loans Student loans Vacation Loans Vacation loans
Advance America
Financial institution
5.00
10 reviews

Address: 14130 Highway 15 South, Suite B, Louisville, MS 39339

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (662) 779-2225

Website: advanceamerica.net/store-locations/mississippi/14130-highway-15-south-suite-b-louisville-39339

Services:

Financing Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Auto Repair Loans Consumers Loans Credit Counseling Debt Management Dollar Loans Electronic Bank Emergency Loans Existing Loan Expanded Loan Farm Insurance Financial Solutions Home Improvement Home Loans In Store Loan Loan Applications Loan Processing Loan Refinancing Manage Loan Money Loans Money Orders Money Transfer Service Netspend® Visa® Prepaid Card New Loan New Loans Online Cash Advances Online Lending Online Personal Loan Payment Plan Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Refinance A Loan Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short Term Loan Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Supervised Loan Tax Service Term Lending Typical Loan Unsecured Loans Vehicle Insurance
First Heritage Credit
Loan agency
2.30
1 reviews

Address: 24 N Walmart Dr, Ste C, Louisville, MS 39339

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (662) 779-0079

Website: 1stheritagecredit.com

Services:

Installment loans Signature loans Personal Loans
Community Choice Financial
Loan agency
1.00
1 reviews

Address: 24 N. Walmart Dr, Ste B, Louisville, MS 39339

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (662) 773-8611

Website: ccfi.com

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Consumer Loans Express Loan Financial Protection And Innovation Financial Solutions Insurance Coverage Loans Online Mobile Banking Notary Services Online Lending Online Loans Prepaid Cards Short-Term Loan Tax Preparation Term Loan Western Union
United Check Express
Check cash

Address: 422 W Main St, Louisville, MS 39339

Phone Number: +1 (662) 779-0303

Alternatives to Short-term Loans in Louisville

Short-term loans come in various forms, each designed to meet immediate financial needs. Personal loans are unsecured, meaning they don't require collateral and can be used for a variety of expenses, typically offering a fixed repayment schedule over a short period. Installment loans, on the other hand, involve borrowing a set amount of money that is repaid with interest in regular, predefined payments, which may provide the borrower with more time to manage their budget. Title loans are secured loans that use the borrower's vehicle as collateral, allowing access to funds based on the car's value while still permitting the borrower to use the vehicle during the loan term. Each loan type offers unique advantages and risks, making it essential for borrowers to thoroughly evaluate their financial situation and repayment ability before proceeding.

Best Personal Loan

Moneyman
5.00
3 reviews

Short-term loans are quick financing solutions that typically require repayment within a few months to a year. For the best personal loans, one might consider options like Upstart. Upstart focuses on factors beyond credit score, such as education and employment, providing a more personalized rate. This accessibility, coupled with flexible loan amounts and quick funding, makes it a leading choice for personal short-term financing needs.

Best Car Title Loan

Deweese Title Loan
0.00
0 reviews

Title loans are a form of secured loan where the borrower uses a vehicle title as collateral, offering a way to access funds quickly. These loans are typically for those needing cash who own their vehicle outright or have considerable equity. While they can be convenient, they often come with higher interest rates due to the secured nature. TitleMax is often considered for short-term title loans because of its fast approval process and the ability to obtain funds based on the vehicle's value. However, it's crucial for borrowers to have a solid repayment strategy to avoid the risk of losing their vehicle.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently secured a short-term loan, there are several essential local services where this financial boost can be effectively utilized. Medical expenses, whether for unexpected treatments or routine procedures, can quickly accumulate, making a loan helpful in covering these costs. Additionally, funds from a short-term loan can address immediate needs such as car repairs, legal fees, funeral arrangements, or even appliance services, ensuring you can resolve crucial matters without financial strain.

Cameras & Photography
75 Henry Moore Avenue, Louisville, MS 39339
+1 (281) 622-5361
Club & Association
600 North Court Avenue, Louisville, MS 39339
+1 (662) 773-5311
College/University
926 South Church Avenue, Louisville, MS 39339
+1 (662) 773-2292
Dentist
16701 North Water Avenue, Louisville, MS 39339
+1 (662) 773-9985
Doctor
313 North Court Avenue, Louisville, MS 39339
+1 (662) 773-6241
Fast Food
958 West Main Street, Louisville, MS 39339
Fitness Club & Center
534 North Church Avenue, Louisville, MS 39339
+1 (662) 437-8988
Government Office
201 Ivy Avenue, Louisville, MS 39339
+1 (662) 773-7896
Local Post Office
101 East Main Street, Louisville, MS 39339
+1 (800) 275-8777
Motel
724 South Church Avenue, Louisville, MS 39339
+1 (662) 773-6271
Movie Theater
3024 North Church Avenue, Louisville, MS 39339
+1 (662) 773-6192
Museum
3690 North Church Avenue, Louisville, MS 39339
+1 (662) 773-3421
Pharmacy
2115 South Church Avenue, Louisville, MS 39339
+1 (662) 773-8021
Rent-a-Car Facility
111 Fox Street, Louisville, MS 39339
+1 (662) 779-1422
Shopping Center
Louisville, MS 39339
+1 (662) 773-7823

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

Find Short-term Loans Near Me

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Louisville ZIP Codes

39339