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Best Online Short-term Loans in Lucedale

Feeling overwhelmed by unexpected expenses? Short-term loans could be your lifeline in a financial crunch. We understand that urgent needs require quick solutions, and that’s why Best Cash Advance Short-term Loans is here. With us, not only do you get fast cash, but also a manageable repayment plan tailored to your situation. Say goodbye to sleepless nights worrying about finances and hello to financial relief. Let us help you navigate life's surprises with confidence. Explore our service to see how we can make your financial stress disappear.

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Best Online Short-term Loans in Lucedale

All American Check Cashing
Check cash
5.00
1 reviews

Address: 11231 Old Highway 63, Lucedale, MS 39452

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 947-3223

Community Choice Financial
Loan agency
5.00
4 reviews

Address: 11231 Old Highway 63 S, Ste. B, Lucedale, MS 39452

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (601) 947-3223

Website: ccfi.com

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Consumer Loans Express Loan Financial Protection And Innovation Financial Solutions Insurance Coverage Mobile Banking Notary Services Online Lending Online Loans Prepaid Cards Short-Term Loan Tax Preparation Term Loan Western Union
Instant Cash Inc
Check cash
1.00
1 reviews

Address: 102 Allman Rd, Lucedale, MS 39452

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (601) 947-8700

Check Now
Loan agency

Address: 442 Winter St, Lucedale, MS 39452

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (601) 766-1985

Website: checknow.biz

Services:

Payday loans Title loans
Family Choice Financial
Loan agency

Address: 168 Cowart St # 2, Lucedale, MS 39452

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (601) 791-5146

Website: familychoicefinancial.com

Services:

Flex loans Installment loans Microloans Payday loans Signature loans Title loans Auto Repair Loans Easy Loan Home Improvement Loans Home Loans Apply Loans Personal Loans Same-Day Loan Student Loans Vacation Loans
CryptoFlip Cryptocurrency Exchange
Loan agency

Address: 442 Winter St Ste D, Lucedale, MS 39452

Today's Business Hours: 9:30 AM - 6:00 PM

Phone Number: +1 (601) 766-1985

Website: cryptoflip.com

Services:

Payday loans
Tower Loan
Loan agency

Address: 2210 A, Mill St Ext, Lucedale, MS 39452

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (601) 947-0200

Website: towerloan.com/branch/lucedale

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans

Alternatives to Short-term Loans in Lucedale

Short-term loans come in various forms, each designed to meet immediate financial needs. Personal loans are unsecured, meaning they don't require collateral and can be used for a variety of expenses, typically offering a fixed repayment schedule over a short period. Installment loans, on the other hand, involve borrowing a set amount of money that is repaid with interest in regular, predefined payments, which may provide the borrower with more time to manage their budget. Title loans are secured loans that use the borrower's vehicle as collateral, allowing access to funds based on the car's value while still permitting the borrower to use the vehicle during the loan term. Each loan type offers unique advantages and risks, making it essential for borrowers to thoroughly evaluate their financial situation and repayment ability before proceeding.

Best Personal Loan

Acceptance Loan Company, Inc.
5.00
7 reviews

Personal loans are a flexible type of short-term loan that can be used for a variety of purposes such as consolidating debt, covering unexpected expenses, or funding a major purchase. These loans are typically unsecured, meaning they don’t require collateral, and are offered by banks, credit unions, and online lenders. One of the best personal loans, known for competitive interest rates and flexible terms, is offered by SoFi. SoFi provides low fees and perks like unemployment protection, making it a popular choice for those seeking flexible short-term financing.

Best Installment Loan

Pilger Title Co.
4.90
3 reviews

For installment loans, a leading option combines both manageable terms and broader access to funds. These loans are characterized by their structured repayment plans, where the borrower pays back the loan amount in equal installments over a predetermined period, which can range from a few months to a couple of years. This setup helps in making budgeting easier for borrowers, as they know exactly how much they need to pay each month. Installment loans are typically chosen by individuals who require a larger amount than what is available via payday loans and prefer a more predictable and manageable repayment schedule.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Car Glass Replacement Shop
58 East Frontage Road, Lucedale, MS 39452
+1 (601) 947-4522
Car Wash
283 Cowart Road, Lucedale, MS 39452
+1 (601) 947-7755
College/University
77 Box Lane, Lucedale, MS 39452
+1 (601) 947-4201
Community Center
7102 Highway 198 East, Lucedale, MS 39452
+1 (601) 947-7426
Dentist
11255 Old 63 South, Lucedale, MS 39452
+1 (228) 627-5835
Doughnut Restaurant
579 Winter Street, Lucedale, MS 39452
+1 (601) 947-3388
Fitness Club & Center
356 Cox Street, Lucedale, MS 39452
+1 (601) 947-9500
Government Office
840 Oak Street, Lucedale, MS 39452
+1 (601) 947-1916
Hospital
859 Winter Street, Lucedale, MS 39452
+1 (601) 947-3161
Hotel
1287 Beaver Dam Road, Lucedale, MS 39452
+1 (601) 947-2099
Library
507 Oak Street, Lucedale, MS 39452
+1 (601) 947-2123
Local Post Office
209 Cox Street, Lucedale, MS 39452
+1 (601) 947-2719
Museum
143 Beaver Dam Road, Lucedale, MS 39452
+1 (601) 766-0016
Pharmacy
5199 Main Street, Lucedale, MS 39452
+1 (601) 947-8168
Real Estate Agent
17252 Highway 26 West, Lucedale, MS 39452
+1 (601) 791-5220

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals cover urgent expenses. These loans are usually for small amounts and are expected to be paid back quickly, often within a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional banks may have stricter requirements, online lenders and short-term loan providers often approve loans based on other factors, such as income and employment status.

What is the difference between same-day loans and short-term loans?

Same-day loans are processed and disbursed on the same day that you apply, making them a quick option in emergencies. Short-term loans, a type of short-term loan, are typically due on your next payday and may not always offer same-day processing, though many lenders do offer rapid approval.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial circumstances. Commonly, short-term loans range from $100 to $5,000, but the specifics will depend on your income and the lender's policies.

Are there any risks associated with short-term loans?

Yes, short-term loans can come with high interest rates and fees, especially if they are not repaid on time. It is crucial to understand the loan terms and ensure that you can repay the loan to avoid falling into a cycle of debt.

How do I apply for a short-term loan?

To apply for a short-term loan, you can either visit a lender's physical location or apply online. You'll typically need to provide proof of income, identification, and a bank account. Once your information is verified, you may receive approval and funds quickly, sometimes on the same day.

What are the costs involved with short-term loans?

The costs associated with short-term loans can include interest rates, processing fees, and late payment charges. Given their short repayment periods, careful consideration should be paid to the effective annual rates, which can be significantly higher than traditional loans.

Find Short-term Loans Near Me

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Lucedale ZIP Codes

39452