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Best Online Short-term Loans in Clarksdale

Need cash and can’t wait for payday? Short-term loans are your quick fix. Life’s unexpected expenses can be a real headache. But fret not! Our Best Cash Advance Short-term Loans service steps in to save the day, providing you with fast and hassle-free access to funds when you need them the most. Don’t let money troubles weigh you down—get back on your feet in no time. With us, solving financial hiccups is simple and stress-free. Explore our services today and experience the convenience of timely financial support.

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Best Online Short-term Loans in Clarksdale

First South Farm Credit
Financial institution

Address: 505 E 2nd St, Clarksdale, MS 38614

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (662) 624-5486

Website: firstsouthland.com

Union Finance
Loan agency
5.00
1 reviews

Address: 702 Desoto Ave, Clarksdale, MS 38614

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (662) 627-1160

Website: thirdunion.com

Services:

Installment loans Bill Consolidation Home Equity Small Loan
Mississippi Land Bank
Loan agency

Address: 2653 N State St A, Clarksdale, MS 38614

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (662) 627-4784

Website: mslandbank.com

Services:

Business loans Ag Lending Agribusiness Loans Bank Loans Close Loan Country Home Financing Country Home Loans Equipment Financing Equipment Loans Facility Financing Farm Credit Financial Services Financing For Land Financing Mortgages Financing Solutions Housing Lender LAcquisition LImprovements LPurchases Loan Calculator Loan Payments Loan Programs Mortgage Loan Originator Mortgage Options New Home Build New Lending Online Banking Managing Operating Loans Patronage Program Payment Processing Personal Checking Purchase Or Refinance Purchases And Refinancing Purchasing Land Real Estate Financing Real Estate Loans Rural Financing Rural Lending Sale Land Term Financing Term Loans Timber Tract Whistleblower Program
Speedee Cash
Loan agency
3.70
3 reviews

Address: 411 S State St, Clarksdale, MS 38614

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (662) 624-8788

Website: speedeecash.net

Services:

Installment loans Microloans Payday loans Signature loans Title loans Appliance Repairs Car Pawn Loan Car Repairs Consumer Loans Easy Loans Home Repairs Installmentlending Paycheck Advances Personal Loans Preferred Loan Quick Loans Short-Term Loans Single Payment Loans Small Loan Traditional Loan Unsecured Loan
Fidelity National Loans
Loan agency

Address: 635 S Choctaw St, Clarksdale, MS 38614

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (662) 621-2307

Website: myfidelityloans.com

Services:

Installment loans Payday loans Signature loans Title loans Atv/Utv Auto Loans Auto Repair Bill Consolidation Debt Loans Easy Loans Financial Assistance Holiday Loans Home Repair Loan Lending Personal Loans Vacation Home
Clarksdale Check Advance
Check cash

Address: 222 Issaquena Ave, Clarksdale, MS 38614

Phone Number: +1 (662) 627-5350

Tower Loan
Loan agency

Address: 134 Desoto Ave, Clarksdale, MS 38614

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (662) 624-6736

Website: towerloan.com/branch/clarksdale

Services:

Installment loans Signature loans Title loans Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Renovation Project Repayment Plans Secured Personal Loans Simple Online Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans Financing Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Home Equity Loans Home Home Improvement Loans Home Mortgages Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Home Renovations Home Repair Loans Lending Loans Lending Online Lending Process Loan Brokers Cash Advance Lender's Loans Life Insurance Retirement Planning Revolving Credit Student Loan
Cash Tyme
Loan agency

Address: 90 Hickory St, Clarksdale, MS 38614

Today's Business Hours: 10:30 AM - 6:00 PM

Alternatives to Short-term Loans in Clarksdale

Short-term loans come in various forms tailored to different financial needs. Personal loans offer quick cash without requiring collateral, making them suitable for sudden financial needs or emergencies. They usually involve a straightforward application process with repayment terms typically spanning a few months. Installment loans are another common type, allowing borrowers to pay back the borrowed amount in fixed monthly payments over a set period, thereby providing a structured repayment plan that can be easier to manage. Title loans are secured loans where borrowers use their vehicle title as collateral, offering quick access to cash but posing a risk of losing the vehicle if the loan is not repaid. These loans often come with high interest rates and are generally used as a last resort for immediate funding needs.

Best Personal Loan

Advance America
5.00
10 reviews

Short-term loans come in various forms to meet different financial needs. Among the prevalent options, personal loans are often considered the best choice for short-term borrowing. Personal loans typically offer borrowers flexibility with how they use the funds, which can cover unexpected medical expenses, home repairs, or debt consolidation. These loans are generally unsecured, which means no collateral is required. With competitive interest rates and manageable terms, personal loans provide a practical solution for those seeking to borrow smaller amounts over shorter periods.

Best Installment Loan

Red River Credit Union
4.60
5 reviews

Installment loans provide borrowers with a lump sum upfront, which is repaid over a predetermined period through scheduled payments, hence the name "installment." These loans typically have fixed interest rates and payment schedules, fostering predictable budgeting for the borrower. Installment loans are a practical choice for those needing to finance large expenses or purchases that cannot be covered in a single payment. Borrowers benefit from knowing the total cost of the loan at the outset, which helps them make informed financial decisions.

Best Car Title Loan

Cash-2-Go
0.00
0 reviews

Regarding title loans, a car title loan is a common option for those needing fast access to capital. This type of loan uses a borrower’s vehicle title as collateral, allowing them to borrow money quickly based on the value of their car. Title loans can be obtained even by those with poor credit, as the lender’s risk is mitigated by holding the car title as collateral. However, if the borrower fails to repay the loan, there is a possibility of losing the vehicle, which makes it imperative to fully understand the terms and conditions before proceeding with this loan option.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, it can be utilized across various critical local service providers to address urgent needs. These include covering medical expenses, paying for car repairs, handling legal fees, managing funeral costs, or financing appliance services. By strategically allocating your loan, you can ensure that essential services are promptly taken care of.

Car Accessories
1041 DeSoto Avenue, Clarksdale, MS 38614
+1 (662) 621-9886
Car Wash
152 Anderson Boulevard, Clarksdale, MS 38614
+1 (662) 627-4850
Club & Association
1002 McKinley Street, Clarksdale, MS 38614
+1 (662) 627-6396
College/University
917 Ohio Avenue, Clarksdale, MS 38614
+1 (662) 624-3050
Concert Hall
363 Issaquena Avenue, Clarksdale, MS 38614
Delicatessen
1541 Cheyenne Street, Clarksdale, MS 38614
+1 (662) 592-5113
Dentist
632 Friars Point Road, Clarksdale, MS 38614
+1 (662) 624-6862
Doctor
785 Fowler Street, Clarksdale, MS 38614
+1 (662) 621-2438
Fast Food
334 South State Street, Clarksdale, MS 38614
Fitness Club & Center
650 Friars Point Road, Clarksdale, MS 38614
+1 (662) 627-5511
Government Office
121 Sunflower Avenue, Clarksdale, MS 38614
+1 (662) 621-8147
Hospital
425 DeSoto Avenue, Clarksdale, MS 38614
+1 (662) 627-0100
Hotel/Motel
525 Highway 322 Sherard Road, Clarksdale, MS 38614
+1 (662) 624-2961
Library
3240 Friars Point Road, Clarksdale, MS 38614
+1 (662) 621-4287
Local Post Office
310 Saint Patrick Road, Clarksdale, MS 38963
+1 (662) 624-5423

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is designed to be repaid in a short period, usually within a few months. This type of loan can provide quick access to funds for unexpected expenses.

Can I get a short-term loan with bad credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. However, these loans might come with higher interest rates due to the increased risk for the lender.

How fast can I receive the funds from a same-day loan?

Same-day loans are designed to provide you with funds quickly. If approved, you may receive the money in your bank account within the same day, depending on the lender and your bank's processing times.

What are short-term loans?

Short-term loans are a type of short-term loan that is typically due on your next payday. They are designed to cover immediate cash needs until your next paycheck.

What are the general eligibility criteria for a short-term loan?

Eligibility criteria may vary between lenders but generally include being at least 18 years old, having a steady source of income, and an active bank account. Some lenders may have additional specific requirements.

Are there any risks associated with short-term loans?

Short-term loans often come with high interest rates and fees, making them expensive if not repaid on time. It's crucial to fully understand the terms and ensure you can meet the repayment obligations before taking out a short-term loan.

How can I apply for a short-term loan?

You can apply for a short-term loan online by visiting a lender's website, where you'll need to fill out an application form and provide necessary documents such as identification and proof of income. Some lenders also offer in-store applications.

Find Short-term Loans Near Me

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Clarksdale ZIP Codes

38614
38645