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Best Online Short-term Loans in Holly Springs

Need cash fast? Life can throw unexpected expenses your way, leaving you stressed and strapped for cash. Traditional loans take time, adding stress to the situation. Our Best Cash Advance Short-term Loans offer a quick, hassle-free solution, perfect for when you're in a financial pinch. We understand that you need money now, not later! With our service, you can bridge the gap until your next paycheck without the lengthy loan process. Say goodbye to financial worry and hello to peace of mind today! Discover the fast and flexible financial assistance you need with our short-term loans.

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Best Online Short-term Loans in Holly Springs

Fidelity National Loans
Loan agency
5.00
1 reviews

Address: 109 E Van Dorn Ave, Holly Springs, MS 38635

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (662) 252-2228

Website: myfidelityloans.com

Services:

Installment loans Payday loans Signature loans Title loans Atv/Utv Auto Loans Auto Repair Bill Consolidation Debt Loans Easy Loans Financial Assistance Holiday Loans Home Repair Loan Lending Personal Loans Vacation Home
Kwik Cash
Check cash

Address: 161 W Van Dorn Ave, Holly Springs, MS 38635

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (662) 551-1630

Website: moneymatterslending.com/location/holly-springs

Tower Loan
Loan agency
3.00
1 reviews

Address: 152B W College Ave, Holly Springs, MS 38635

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (662) 252-8909

Website: towerloan.com/branch/holly-springs

Services:

Title loans Apply For Loans Online Auto Loans Auto Repairs Building Credit Car Repairs Cash Advance Cash Personal Loans Consolidate Debt Consumer Finance Consumer Loans Conventional Loans Credit Card Debt Credit Card Loans Credit Reporting Debt Refinance Loan Disability Insurance Financial Education Financial Planning Financing Home Equity Loans Home Home Improvement Loans Home Mortgages Home Renovations Home Repair Loans Installment loans Lender's Loans Lending Loans Lending Online Lending Process Life Insurance Loan Brokers Loan Origination Loan Refinancing Loans For Bad Credit Marketing Services Medical Bills Merchant Services New Car New Furniture Office Tower Loan Online Lenders Online Loan Application Other Personal Loan Pay Off Credit Cards Payment Collection Payment Plans Personal Finances Personal Lending Personal Loans For Many Purposes Personal Loans For Various Purposes Personal Loans Online Premier Loan Property Insurance Quick And Easy Credit Quick Cash Renovation Project Repayment Plans Retirement Planning Revolving Credit Secured Personal Loans Signature loans Simple Online Loan Student Loan Take Out Loans Travel Insurance Travel Loans Unsecured Personal Loans Vacation Loans
Fitch Enterprise Inc
Loan agency

Address: 109 E Van Dorn Ave, Holly Springs, MS 38635

Phone Number: +1 (662) 252-6761

Check Xpress
Loan agency

Address: 229 Martin Luther King Jr Dr, Holly Springs, MS 38635

Today's Business Hours: 10:00 AM - 5:30 PM

Phone Number: +1 (662) 252-5167

Alternatives to Short-term Loans in Holly Springs

Short-term loans are designed to provide temporary financial relief and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured, meaning no collateral is required, and they typically have a brief repayment period with fixed monthly payments. Installment loans require borrowers to repay the principal and interest in predetermined installments over a set period, offering more manageable repayment options. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, providing a quick loan option but risking vehicle ownership if the loan isn't repaid. Each loan type serves different borrower needs and carries its own risks and benefits.

Best Personal Loan

Advance America
5.00
15 reviews

Personal loans are a popular type of short-term borrowing option typically used for consolidating debt, covering emergency expenses, or financing major purchases. These loans are unsecured, meaning they don't require collateral, and are offered by banks, credit unions, and online lenders. The best personal loans often come with competitive interest rates, flexible repayment terms, and no additional fees, making them suitable for individuals looking to borrow smaller amounts with manageable repayment plans.

Loan Regulations in Mississippi

In Mississippi, short-term loan regulations are designed to protect consumers while providing accessible short-term lending options. The state permits short-term loans up to $500, with a maximum loan term of 30 days. This limit is set to help borrowers avoid long-term debt. The fees charged by lenders are regulated as well; lenders can charge up to $20 per $100 borrowed for loans up to $250, and $21.95 per $100 borrowed for loans between $250 and $500. Borrowers are also limited to one short-term loan at a time to prevent an unsustainable debt cycle. Eligibility for these loans typically includes a requirement for proof of income, a valid bank account, and valid identification. The regulations ensure that while short-term loans provide immediate financial relief, they are also safeguarded with terms that promote responsible borrowing and lending practices in Mississippi.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized to cover essential expenses from various local service providers, ensuring the swift resolution of urgent needs. For instance, these funds can address medical bills, offer financial relief for necessary legal services, or facilitate car repairs. Additionally, the loan can be allocated towards urgent funeral costs or essential appliance repairs, providing much-needed support in times of immediate financial pressure.

Antique/Art Shop
133 East Van Dorn Avenue, Holly Springs, MS 38635
+1 (662) 274-3255
Car Wash
3645 Hoover Road, Holly Springs, MS 38635
+1 (662) 471-3057
Club & Association
705 Highway 7 South, Holly Springs, MS 38635
+1 (662) 252-9338
College/University
155 Rust Avenue, Holly Springs, MS 38635
+1 (662) 252-4590
Dentist
283 Alexander Drive, Holly Springs, MS 38635
+1 (662) 252-1461
Fast Food
620 Craft Street, Holly Springs, MS 38635
Fitness Club & Center
1706 Crescent Meadows Drive, Holly Springs, MS 38635
+1 (662) 551-2007
Government Office
160 South Memphis Street, Holly Springs, MS 38635
+1 (662) 252-4280
Hospital
491A Craft Street, Holly Springs, MS 38635
+1 (662) 339-1627
Hotel
360 Martin Luther King Junior Drive, Holly Springs, MS 38635
Library
109 East Gholson Avenue, Holly Springs, MS 38635
+1 (662) 252-3823
Local Post Office
406 Yarbrough Loop, Holly Springs, MS 38635
+1 (662) 252-1262
Museum
220 North Randolph Street, Holly Springs, MS 38635
+1 (662) 252-3232
Pharmacy
149 South Market Street, Holly Springs, MS 38635
+1 (662) 252-4379
Specialist
640 J M Ash Drive, Holly Springs, MS 38635
+1 (662) 252-3323

FAQ

What is a short-term loan?

A short-term loan is a type of loan designed to be repaid over a short period, typically within a few months. These loans are often used to cover immediate financial needs and are available in smaller amounts compared to traditional loans.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While a poor credit score may limit your options, some lenders specialize in providing loans to those with less-than-perfect credit histories.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the loan amount on the same day they apply. These loans are particularly useful in emergency situations where quick access to funds is necessary.

How do short-term loans work?

Short-term loans are short-term, small-dollar loans that are typically due on your next payday. They are intended to cover urgent expenses and are often a popular choice for borrowers needing quick access to cash. However, they usually come with high fees or interest rates.

What is the typical amount I can borrow with a short-term loan?

With short-term loans, you can typically borrow amounts ranging from a few hundred to a few thousand dollars. The exact amount depends on the lender and your financial situation.

Are there any alternatives to short-term loans for bad credit?

Yes, alternatives include credit unions, personal installment loans, and peer-to-peer lending platforms. These may offer more favorable terms and lower interest rates compared to traditional short-term loans.

What should I consider before applying for a short-term loan?

Before applying, consider the interest rates, repayment terms, and any additional fees. Ensure the loan is affordable and that you have a plan to repay it on time to avoid additional debt or financial strain.

Find Short-term Loans Near Me

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Holly Springs ZIP Codes

38634
38635