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Best Online Short-term Loans in Bountiful

Need quick cash to tackle unexpected expenses? Waiting for the next paycheck can be frustrating. Short-term loans are the perfect lifeline when unexpected hurdles arise. The problem is real; whether it's a sudden car repair or an emergency medical bill, you need solutions fast. That's where our Best Cash Advance Short-term Loans come in! We offer a seamless and hassle-free process to secure the funds you need in a flash. Enjoy peace of mind knowing you’re covered with our tailored financial solutions. Don’t let unforeseen financial bumps disrupt your life—explore our short-term loan options today!

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Best Online Short-term Loans in Bountiful

Aggressive Credit Repair, LLC
Credit counsel
5.00
34 reviews

Address: 878 Windsor Ln, Bountiful, UT 84010

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 298-3460

Website: aggressivecreditrepair.com

Services:

Bankruptcy counseling Business credit services Chexsystems removal Credit monitoring Credit repair Debt management counseling Financial education Mortgage refinance counseling Credit Analysis Credit Improvement Credit Repair Credit Restoration Credit repair services. Mortgage Preperation Personalized Service
Dollar Loan Center
Loan agency
4.80
10 reviews

Address: 320 W 500 S, Bountiful, UT 84010

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 983-9050

Website: dontbebroke.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Bad Credit Loans Cash loans Community Support Dollar Loan Fast cash Flexible Payment Plans Instant Debit Card Funding Online Support Payday advance Personal loans Rapid Cash Loans Repayment Plans Short Term Lender Short Term Loan Unsecured loans
Performance Ford Lincoln Bountiful
Financial institution
4.00
167 reviews

Address: 1800 S Main St, Bountiful, UT 84010

Today's Business Hours: 9:00 AM - 9:00 PM

Phone Number: +1 (801) 683-2339

Website: performancefordbountiful.com

Services:

A/C installation & repair Air & cabin filter replacement Air conditioning Auto A/C recharge Auto A/C replacement Auto battery maintenance Auto battery replacement Auto body & trim repair Auto body & trim replacement Auto brake repair Auto brake replacement Auto detailing Auto emissions testing Auto engine diagnostic Auto engine tuning Auto exhaust system repair Auto exhaust system replacement Auto glass repair Auto glass replacement Auto interior vacuuming Auto maintenance Auto power window repair Auto rear window replacement Auto side window replacement Auto sunroof glass replacement Auto tire replacement Auto water leak repair Auto windshield repair Auto windshield replacement Battery Body & Trim Brakes Car finding service Car leasing Car waxing Carburetor cleaning Electrical Electrical repair Engine repair Exhaust Financing General repairs & maintenance Lending Negotiation services Oil change Painting Side view mirror repair Steering & suspension repair Steering & suspension replacement Test driving Tire rotations Tires Transmission Transmission repair Transmission replacement Vehicle Inspection Vehicle safety inspection Wheel alignment Wiper blade installation Auto Finance Auto Leasing Auto buyer Auto purchase Automotive locations services Certified pre-owned Ford dealer Used Chevy dealer Used Ford Dealer Used GMC dealer Used Ram dealer Used luxury car dealer luxury car dealer specialty automotive dealer used Dodge dealer used Jeep dealer used Mercedes dealer used Mercedes-Benz dealer used Nissan dealer used car company
CheckSmart
Loan agency

Address: 245 W 500 S, Bountiful, UT 84010

Phone Number: +1 (801) 294-8900

Website: qchi.com

Cottle Capital Group
Loan agency

Address: 563 W 500 S, Bountiful, UT 84010

Phone Number: +1 (801) 617-2100

Website: cottlecapital.com

Services:

Business loans Installment loans Signature loans Acquisition And Development Acquisition Loan Asset Management Bridge Loans Commercial Real Estate Projects Community Services Construction Loans Development Loan Dip Financing Funding Programs Investment Banker Investment Opportunities LDevelopment Loan Programs Mixed Use New Construction Payment Financing Private Equity Project Financing Project Investment Project Management Property Management Real Estate Development Real Estate Investment Refinance Loan Senior Debt Senior Housing Short Term Bridge

Alternatives to Short-term Loans in Bountiful

Short-term loans are financial products designed to be repaid within a relatively short time frame and include personal, installment, and title loans. Personal loans are unsecured, giving borrowers access to quick funding based on creditworthiness, typically used for unexpected expenses. Installment loans offer a structured repayment plan with fixed payments over the loan's term, providing borrowers with discipline and predictability. Title loans, on the other hand, require borrowers to use their vehicle title as collateral, allowing access to funds quickly but posing a higher risk if repayments are not met, as the lender can claim the vehicle.

Best Personal Loan

CFG Home Loans
5.00
34 reviews

Short-term personal loans are often utilized by individuals who need quick funds to cover unexpected expenses or urgent financial needs. These loans typically have a short repayment period, usually ranging from a few weeks to a few months, and are generally unsecured, meaning no collateral is required. As a result, they often come with higher interest rates compared to other forms of borrowing. The best short-term personal loans are usually those offered by reputable lenders with transparent terms, competitive interest rates, and fast approval processes, allowing borrowers to effectively manage their financial obligations without incurring significant additional costs.

Best Car Title Loan

Advanced Title Insurance Agency
5.00
0 reviews

Title loans are short-term loans in which the borrower uses their vehicle title as collateral. They are often sought by individuals who need immediate access to cash but may have limited credit options. The terms are usually short, often 30 days, and the borrowing amount is based on the value of the vehicle. While title loans can provide quick funding, they come with high interest rates and the risk of losing one's vehicle if the loan is not repaid on time. Given the potential drawbacks, title loans should be considered carefully, often being the last resort for those in urgent financial situations, ensuring that borrowers fully understand the terms and risks involved.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Beauty Supplies
273 West 500 South, Bountiful, UT 84010
+1 (801) 298-7076
Car Wash
225 East 2200 South, Bountiful, UT 84010
+1 (385) 399-7059
Club & Association
143 West 1000 North, Bountiful, UT 84010
+1 (801) 295-9026
College/University
535 West 400 North, Bountiful, UT 84010
+1 (801) 296-5999
Community Center
726 South 100 East, Bountiful, UT 84010
+1 (801) 295-3479
Dentist
East 500 South, Bountiful, UT 84010
+1 (801) 658-4372
Fitness Club & Center
308 South 1000 East, Bountiful, UT 84010
Government Office
150 North Main Street, Bountiful, UT 84010
+1 (801) 298-6140
Hospital
1551 Renaissance Towne Drive, Bountiful, UT 84010
+1 (801) 294-7246
Hotel
999 North 500 West, Bountiful, UT 84010
+1 (801) 292-8100
Library
725 South Main Street, Bountiful, UT 84010
+1 (801) 295-8732
Motorcycle Repair
South Main Street, Bountiful, UT 84010
+1 (801) 295-6711
Movie Theater
206 South 625 West, Bountiful, UT 84010
+1 (801) 298-0326
Museum
305 North Main Street, Bountiful, UT 84010
+1 (801) 678-1998
Pharmacy
47 East 500 South, Bountiful, UT 84010
+1 (801) 295-3463

FAQ

What are short-term loans?

Short-term loans are financial products designed to assist borrowers needing immediate cash to cover emergency expenses or bridge a temporary gap in finances. These loans are typically repaid within a few weeks or months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders often focus more on your current financial situation and income rather than your credit history. However, be aware that these loans may come with higher interest rates due to the increased risk for the lender.

What are same-day loans and how do they work?

Same-day loans are a type of short-term loan where the application process is streamlined to provide funds to borrowers quickly, usually within the same day of approval. Lenders offering same-day loans use online applications and prioritize fast processing to ensure you receive your money promptly.

Are short-term loans different from short-term loans?

Short-term loans are a specific type of short-term loan designed to be repaid on the borrower’s next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans usually carry higher fees and interest rates, making them a costly option if not repaid swiftly.

How do I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a loan provider's store. The application process generally requires basic personal, financial, and employment information. It's important to compare different lenders to find the best terms and interest rates before applying.

What are the typical requirements to qualify for a short-term loan?

Lenders typically require applicants to be at least 18 years old, have a valid bank account, provide proof of a steady income, and present valid identification. Some lenders may have additional requirements based on their lending criteria and your financial profile.

Are there risks associated with short-term loans?

Yes, short-term loans can be risky due to high interest rates and fees, especially short-term loans. Borrowers may find themselves stuck in a cycle of debt if they continually roll over or extend the loan without paying off the principal. It's essential to carefully assess your ability to repay before borrowing.

Find Short-term Loans Near Me

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Bountiful ZIP Codes

84010
84011