Home page Logan

Best Online Short-term Loans in Logan

Need cash fast? That's where short-term loans come in! Life’s unexpected expenses can throw your budget off balance. Those unplanned bills and emergencies can keep you up at night. But don't worry! Our Best Cash Advance Short-term Loans service is the quick, reliable solution you need. Designed to help you overcome financial hiccups without the stress, you’ll find the cash you need right at your fingertips. Get back to your day with peace of mind and a secure financial future. Apply now and move past your financial hurdles with ease!

Table of content
Jump to

Best Online Short-term Loans in Logan

Security Finance
Loan agency
4.90
10 reviews

Address: 970 US-89 Suite 110, Logan, UT 84321

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (435) 753-0909

Website: securityfinance.com/locations/logan-ut-1125

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Check `n Go
Loan agency
4.90
10 reviews

Address: 55 W 1000 N Ste 5, Logan, UT 84321

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (435) 713-0300

Website: locations.checkngo.com/utah/logan/55-w-1000-n

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Cashier's checks
World Finance
Loan agency
4.80
10 reviews

Address: 521 N Main St Suite C, Logan, UT 84321

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (435) 265-3261

Website: loansbyworld.com/locations/utah/logan/84321/2302

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Instant Cash Flow
Loan agency
4.60
11 reviews

Address: 630 Main St #120, Logan, UT 84321

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (435) 787-8208

Website: utahcashloans.com

Services:

Installment loans Line of credit Microloans Payday loans Signature loans Title loans
Western AgCredit
Financial institution

Address: 2195 Main St, North Logan, UT 84341

Today's Business Hours: 8:00 AM - 4:30 PM

Phone Number: +1 (435) 752-2146

Website: westernagcredit.com

Mountain West Small Business
Loan agency

Address: 2072 Main St # 205, North Logan, UT 84341

Phone Number: +1 (435) 787-4242

Services:

Business loans Installment loans Line of credit Signature loans Amortized Loans Building Loans Collateralized Loan Commercial Building Commercial Equipment Loans Conventional Bank Loan Development Finance Development Loan Existing Loans Financing Refinance Home Equity Loan Home Loan Calculator Inventory Financing Loan Fund Loan Program Loans Refinance New Loan Project Financing Real Estate Remodel/Renovation Sba 504 Loans Sba Lender Total Financing Variable Interest Rates Loan Working Capital Loans Year Loans
Zions Direct
Financial institution

Address: 102 Main St, Logan, UT 84321

Phone Number: +1 (435) 750-0216

Website: zionsdirect.com

Services:

Global investing Investment reports Money market funds Fund Transfer Investment Accounts Online Brokerage Other Banking Services Saving Accounts Sba Lending Securities Lending Technology Services
Team Financial Services
Loan agency

Address: 155 E 1400 N #107, Logan, UT 84341

Phone Number: +1 (435) 750-6622

Alternatives to Short-term Loans in Logan

Short-term loans, often designed to address immediate financial needs, come in various forms including personal loans, installment loans, and title loans. Personal loans are typically unsecured and require no collateral, offering borrowers flexibility but often at higher interest rates. Installment loans allow borrowers to repay the borrowed amount over a set period through regularly scheduled payments, making them manageable but also at risk of accruing additional interest if extended over time. Title loans, on the other hand, use the borrower’s vehicle title as collateral, providing quick access to funds but posing the risk of losing the vehicle if the loan is not repaid. Each type serves a different purpose and carries its own set of risks and benefits, requiring careful consideration based on individual circumstances.

Best Personal Loan

Guild Mortgage - Karen Nielson
5.00
26 reviews

Short-term loans are financial products that offer a temporary solution for individuals seeking quick access to funds. Best personal loans under this category are designed to cover immediate expenses such as emergencies or unexpected bills. They are usually unsecured, meaning they don't require collateral, and offer a lump sum that is repaid over a short period, typically ranging from a couple of months to a year. These loans often have higher interest rates compared to long-term loans, but they offer a fast approval process and quick access to cash, beneficial for borrowers in urgent need of money.

Best Installment Loan

Goldenwest Credit Union
0.00
0 reviews

Installment loans are another common form of short-term borrowing, with peer-to-peer loans standing out as a strong choice. Peer-to-peer (P2P) lending platforms connect borrowers directly with individual lenders, typically through an online service. P2P loans often feature more competitive interest rates in comparison to traditional bank loans, since the services cut out the middleman. Furthermore, they offer predictable monthly payments and longer repayment terms than payday loans. This makes them an attractive option for borrowers who require a more structured repayment plan that fits within their budget constraints.

Best Car Title Loan

Advanced Title Insurance Agency, LC
5.00
10 reviews

Title loans are another form of short-term financing, with one of the best options being offered by reputable title loan companies that ensure transparency and fair terms. A title loan allows you to use your vehicle's title as collateral, enabling borrowers to access funds even with poor credit. It's crucial to choose a lender that outlines all fees and interest rates upfront, avoiding any predatory practices that could lead to difficulties in the future. While these loans can provide quick cash, they carry the risk of losing your vehicle if not repaid, so they should be approached carefully.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Club & Association
118 West 100 North, Logan, UT 84321
+1 (435) 994-8706
College/University
493 North 700 East, Logan, UT 84321
+1 (435) 797-7430
Community Center
675 North Main Street, Logan, UT 84321
+1 (435) 245-3570
Construction Material & Equipment
1035 West 250 North, Logan, UT 84321
+1 (435) 792-4153
Dentist
40 West Cache Valley Boulevard, Logan, UT 84341
+1 (435) 787-8207
Doctor
550 North Main Street, Logan, UT 84321
+1 (435) 753-0724
Fast Food
95 East 400 North, Logan, UT 84321
Fitness Club & Center
920 North 200 West, Logan, UT 84321
+1 (435) 753-9595
Government Office
2427 North Main Street, Logan, UT 84341
+1 (435) 535-3162
Hospital
550 N Main St, Logan, UT 84321
+1 (435) 753-0724
Hotel
2235 North Main Street, Logan, UT 84341
+1 (435) 752-3444
Library
255 North Main Street, Logan, UT 84321
+1 (435) 716-9129
Movie Theater
795 North Main Street, Logan, UT 84321
+1 (435) 213-3715
Museum
60 West 100 North, Logan, UT 84321
Pharmacy
412 North 200 East, Logan, UT 84321
+1 (435) 713-2770

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is scheduled to be repaid in a shorter time frame, typically within a year. It is designed to provide quick financial assistance, often for unexpected expenses or bridge gaps between paychecks.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. These loans may come with higher interest rates, but they provide an opportunity for those with poor credit histories to secure the funds they need.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the funds on the same day of application approval. They are an ideal solution for emergency financial needs where funds are required quickly.

How do short-term loans work?

Short-term loans are a type of short-term loan intended to be paid back on the borrower's next payday. They are usually small amounts and come with high fees. These loans are accessible even to those with bad credit but must be used cautiously due to their high cost.

What is the typical amount I can borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your personal circumstances but typically ranges from $100 to $5,000. Many lenders have a maximum limit, and loans are often based on your income and ability to repay.

What are the requirements to qualify for a short-term loan?

To qualify for a short-term loan, you usually need to be at least 18 years old, have a valid ID, proof of income, a bank account, and a reachable contact number. Different lenders have different requirements, so it's important to check the specific criteria of the lender you are considering.

How quickly can I receive funds from a short-term loan?

The speed at which you can receive funds from a short-term loan is one of its key benefits. Many lenders offer same-day or next-day disbursement once your application is approved and you have signed the loan agreement.

Find Short-term Loans Near Me

Jump to city name:

Logan ZIP Codes

84321
84322
84323
84335
84339
84341