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Best Online Short-term Loans in Ogden

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Ogden

World Finance
Loan agency
5.00
10 reviews

Address: 2260 Washington Blvd, Ogden, UT 84401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (385) 264-0179

Website: loansbyworld.com/locations/utah/ogden/84401/2300

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Snowball Financial
Loan agency
5.00
1 reviews

Address: 3001 E Washington Blvd, Ogden, UT 84401

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (801) 393-2146

Website: snowballfinancial.com

Security Finance
Loan agency
4.90
12 reviews

Address: 743 E Washington Blvd, Ogden, UT 84404

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 334-8586

Website: securityfinance.com/locations/ogden-ut-0971

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Money 4 You Installment Loans
Loan agency
4.90
43 reviews

Address: 739 E Washington Blvd, Ogden, UT 84404

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 778-0929

Website: money4youloans.com/locations/money-4-you-ogden-ut

Services:

Cash Advance Easy Loan Installment Loans Loan By Phone Loans By Calling Money Loans Online Loan Application Quick Loan Short Term Loans Short Term Loans Online Short Term Personal Loans
LendNation
Loan agency
4.60
10 reviews

Address: 1145 E Washington Blvd Ste #2, Ogden, UT 84404

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 394-7400

Website: lendnation.com/location/ut/ogden/1145-s-washington-boulevard-0711

Services:

Bill paying Business check cashing Business loans Cash for gift cards Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Cash Advances Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments New Loan Online Lending Open End Credit Pre Paid Debit Cards Short-Term Loans Small Loan Term Loans
Check City
Loan agency
4.50
10 reviews

Address: 1177 Patterson St, Ogden, UT 84403

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (801) 409-0090

Website: checkcity.com/utah/ogden

Services:

Business loans Cash for gift cards Flex loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans 6 Months Loan Auto Loan Basic Loan Car Inspection Cash Advances | Check Cashing | Gold Buying | Installment Loans Cash For Gold Cash Money Transfer Checks Money Collateral Loan Commercial Checks Consumer Loan Credit Card Credit Cards Credit Counseling Credit Reporting Direct Payment Electronically Filing Emergency Loan Extended Loan Financial Solutions Flexible Payment Plan Flexible Repayment Plan Fund Transfer Home Mortgage Identity Verification Installment Title Loans | Money Transfers | Prepaid Debit Cards | Tax Services | Title Loans Loan Application Loan Funds Loan License Registration And Certificates Loan Payments Loan Personal Loan Loan Proceeds Medical Bills Money Orders And Money Transfers More Finance Personal Checks Personal Finance Prepaid Debit Cards Quick Cash Quick Cash Loans Refinance Your Loan Refinancing Options Secure Loan Short Term Loan Smaller Loan Tax Documents Tax Filing Tax Forms Tax Prep Tax Preparation Services Tax Refund Advance Loan Tax Returns Traditional Credit Vehicle Inspection Western Union Money Transfers Wire Transfers Prepaid Card
Covington Capital Corporation
Loan agency
4.50
10 reviews

Address: 1464 E Ridgeline Dr #101, South Ogden, UT 84405

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 255-6847

B
Loan agency
3.90
7 reviews

Address: 3544 Lincoln Ave #5, Ogden, UT 84401

Today's Business Hours: 9:00 AM - 5:00 PM

Services:

Business loans Installment loans Payday loans Signature loans Title loans Auto Loans Financial Services Loan Consolidation Loan Online Loan Personal Loan Quick Loan Same Day Loans Available Secured Loans Small Loan
Gentry Finance
Loan agency
3.20
2 reviews

Address: 2260 E Washington Blvd, Ogden, UT 84401

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 394-1110

Alternatives to Short-term Loans in Ogden

Short-term loans are a quick financial solution designed to be repaid within a short period, usually under a year. Personal loans are unsecured and can be used for various purposes, offering flexibility in terms of use but typically involving higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed sum of money that is repaid over a set number of scheduled payments, offering predictability and structure in repayment terms. Title loans require the borrower to offer their vehicle title as collateral, allowing access to fast cash but with the risk of losing the vehicle if the loan terms are not met. Each type of short-term loan comes with its unique advantages and risks, catering to different financial needs and circumstances.

Best Personal Loan

Hy and Mike's Pawn of South Ogden
5.00
36 reviews

Personal loans are a popular type of short-term borrowing option for individuals who need immediate funds. These loans typically require no collateral, making them an unsecured option for borrowers. They are suitable for covering emergency expenses, consolidating debt, or financing home improvements. Most lenders offer flexible terms, usually ranging from a few months to a couple of years, with interest rates that are lower than payday loans but higher than traditional long-term loans. The best personal loan depends on your credit score, income, and ability to repay, but lenders like SoFi and Marcus by Goldman Sachs are often regarded as offering competitive terms and excellent customer service.

Best Installment Loan

Republic Mortgage
0.00
0 reviews

Installment loans are another type of short-term borrowing option that allows borrowers to repay the loan with fixed monthly payments over a predetermined period. This structure makes it easier for individuals to manage their finances, as they can budget their repayments without the fear of fluctuating interest rates. The best installment loans provide reasonable repayment terms, transparent fees, and cater to borrowers with different credit scores. Lenders offering these loans often emphasize reliable customer service and support ensuring that users have a positive borrowing experience throughout the loan term.

Best Car Title Loan

1 Hour Car Title Loans Ogden
5.00
4 reviews

Short-term title loans are secured loans where the borrower uses their vehicle as collateral to secure the funds. This option is useful for those who need quick access to cash but might not qualify for an unsecured personal loan due to credit constraints. The best title loans offer competitive interest rates and allow borrowers to continue using their vehicle while they repay the loan. It is crucial, however, for borrowers to consider the risk factor, as failing to repay the title loan could result in the lender repossessing their vehicle. For many, this option provides a viable, albeit riskier, means to obtain short-term funding.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Once a short-term loan has been secured, it can be utilized for various urgent expenses through local service providers. This includes covering costs for medical services such as hospital bills or medical procedures, car repair shops for essential vehicle maintenance, legal services for unexpected legal fees, funeral services for burial or memorial expenses, and appliance services for necessary repair or replacement of household items. These providers cater to immediate needs, making them viable options for the practical application of short-term loan funds in times of need.

Adventure Sports Facility
2261 Kiesel Avenue, Ogden, UT 84401
+1 (801) 528-5348
American Restaurant
2568 North 400 East, Ogden, UT 84414
Car Repair and Service
3080 Grant Avenue, Ogden, UT 84401
+1 (385) 333-4566
Car Wash
2003 Washington Boulevard, Ogden, UT 84401
+1 (801) 648-9420
College/University
215 East 22nd Street, Ogden, UT 84401
+1 (801) 627-3066
Community Center
580 39th Street, Ogden, UT 84403
+1 (801) 393-9539
Dentist
3915 Ogden Avenue, Ogden, UT 84403
General Practitioner
1159 12th Street, Ogden, UT 84404
+1 (801) 475-3700
Government Office
3909 Airport Road, Ogden, UT 84405
+1 (801) 629-8251
Hospital
1900 Washington Boulevard, Ogden, UT 84401
+1 (801) 337-1657
Motel
1455 Washington Boulevard, Ogden, UT 84404
Movie Theater
2293 Grant Avenue, Ogden, UT 84401
+1 (801) 392-2012
Museum
966 West 12th Street, Ogden, UT 84404
+1 (801) 621-7595
Other Food Shops
3651 Wall Avenue, Ogden, UT 84405
+1 (801) 393-3201
Pharmacy
145 North Harrisville Road, Ogden, UT 84404
+1 (801) 621-2532

FAQ

What are Short-Term Loans?

Short-term loans are financial products intended to quickly provide borrowers with smaller loan amounts, typically to be repaid within a short period, often within a few weeks or months. They are suitable for overcoming temporary cash flow issues and are generally unsecured loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your income and ability to repay rather than your credit history. However, such loans might come with higher interest rates to offset the increased risk for lenders.

What is a Same-Day Loan?

Same-day loans are a type of short-term loan designed to be approved and disbursed within the same day. They offer quick access to emergency funds, but they're often associated with higher fees and interests due to the speed and convenience they offer.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where lenders offer small amounts, typically due on the borrower's next payday. The loan amount, plus a fixed fee, is automatically repaid when the borrower's paycheck is deposited, making it a convenient solution for those needing quick cash.

What Are the Risks Associated with Short-Term Loans?

Short-term loans often come with higher interest rates and fees, especially for those with bad credit. If not repaid on time, they can lead to a cycle of debt. Borrowers should ensure they can meet repayment terms before committing to avoid additional financial stress.

How Quickly Can I Receive a Short-Term Loan?

Depending on the lender and their approval process, funds can be disbursed within as little as a few hours to a couple of days. Same-day loans specifically are processed with urgency to ensure quick access to needed cash.

Are There Alternatives to Short-term Loans for Those with Bad Credit?

Yes, there are alternatives such as credit unions, peer-to-peer lending, or personal installment loans which might offer better terms or lower interest rates. It's advisable to explore these options to find the best fit for your financial needs.

Find Short-term Loans Near Me

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