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Best Online Short-term Loans in West Valley City

Need cash and can’t wait for payday? Short-term loans are your quick fix. Life’s unexpected expenses can be a real headache. But fret not! Our Best Cash Advance Short-term Loans service steps in to save the day, providing you with fast and hassle-free access to funds when you need them the most. Don’t let money troubles weigh you down—get back on your feet in no time. With us, solving financial hiccups is simple and stress-free. Explore our services today and experience the convenience of timely financial support.

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Best Online Short-term Loans in West Valley City

Money 4 You Installment Loans
Loan agency
5.00
54 reviews

Address: 2630 W 3500 S, West Valley City, UT 84119

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 965-9095

Website: money4youloans.com/locations/money-4-you-west-valley-city-ut

Services:

Cash Advance Easy Loan Installment Loans Loan By Phone Loans By Calling Money Loans Online Loan Application Quick Loan Short Term Loans Short Term Loans Online Short Term Personal Loans
1st Choice Money Center
Loan agency
4.90
11 reviews

Address: 3069 S, Colt Plaza Dr #3, West Valley City, UT 84128

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (801) 967-2150

Website: 1stchoicemoney.com/locations/west-valley

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Equity Loans Bank Account Loans Car Equity Car Repairs Cash Loans? Bad/No Credit? Ok Collateralized Loans Credit Cards Direct Lender Loans Dollar Loan Easy Loan Flexible Programs Home Renovation Home Repair Individual Loan Lending Programs Loan Advisors Loan Payments Loan Programs Loan Solutions Loans Borrowing Loans Personal Loans Loans With No Credit Check Low Interest Loans Medical Insurance Medical Loans New Car New Furniture New Loan Ordinary Loan Payment Plans Personal Financing Personal Lending Personal Loans For Bad Credit Preferred Lending Quick Cash Lender Quick Cash Lending Quick Cash Loans Repayment Plan Short Term Online Loans Small Personal Loans Student Loans Traditional Loan Unsecured Loans
Hunter Cash Saver
Financial institution
4.70
10 reviews

Address: 6809 W 3500 S, West Valley City, UT 84128

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (801) 250-5861

Services:

Air conditioning Auto emissions testing Auto maintenance Brakes Engine repair General repairs & maintenance Steering & suspension repair Steering & suspension replacement Cooling System Emissions Inspections Front End Work General Repair Shocks Struts Timing Belts
Lexington Law
Credit counsel
4.30
165 reviews

Address: 2875 Decker Lake Dr Suite 200, West Valley City, UT 84119

Today's Business Hours: 6:00 AM - 9:00 PM

Phone Number: +1 (833) 333-8277

Website: lexingtonlaw.com

Services:

Access to TransUnion Report Summary Credit Report Analysis Credit Report Review Credit Score Analyses Credit Score Analysis Credit Score Evaluation & Recommended Solution Criminal Defense Debt Harassment Home Loan Personalized Credit Consultation
Dollar Loan Center
Loan agency
3.70
10 reviews

Address: 2210 W 3500 S, West Valley City, UT 84119

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 983-9127

Website: dontbebroke.com

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Bad Credit Loans Cash loans Community Support Dollar Loan Fast cash Flexible Payment Plans Instant Debit Card Funding Online Support Payday advance Personal loans Rapid Cash Loans Repayment Plans Short Term Lender Short Term Loan Unsecured loans
Snap Advances
Financial institution
3.20
2 reviews

Address: 1182 W 2400 S, West Valley City, UT 84119

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (877) 557-7627

Website: snapadvances.com

Solution Loans
Loan agency
2.30
10 reviews

Address: 2723 W 3500 S #140, West Valley City, UT 84119

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (801) 912-0050

Website: solutionloansnow.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Accounting Service Cash Advance Loan Credit Card Financial Assistance Financial Solution Home Repairs Legal Service Repayment Plans Secure Loan Standard Loan Technology Consulting Website Hosting

Alternatives to Short-term Loans in West Valley City

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

Minute Loan Center
5.00
2 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Car Title Loan

1 Hour Car Title Loans West Valley City
5.00
4 reviews

Title loans offer a solution for those who own a vehicle and need short-term cash by using their car as collateral. These loans are typically easier to qualify for since the vehicle secures them, but they often come with higher interest rates due to the associated risk. One of the best options for title loans is TitleMax, known for its straightforward application process and quick turnaround on funds. Despite the higher costs, TitleMax provides a viable option for individuals needing immediate funding, with the reassurance of holding onto their vehicle while they repay the loan.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, various crucial services are available locally where these funds could be effectively utilized. Medical facilities and car repair shops can address urgent health and mechanical needs, respectively. Additionally, legal services, as well as funeral and appliance repair services, can be accessed to manage unforeseen personal and household challenges.

Car Glass Replacement Shop
2850 South Redwood Road, West Valley City, UT 84119
+1 (385) 881-4871
Car Wash
3680 South Redwood Road, West Valley City, UT 84119
+1 (801) 972-5093
College/University
1325 West 2200 South, West Valley City, UT 84119
+1 (801) 973-6618
Community Center
2588 West 2365 South, West Valley City, UT 84119
+1 (801) 978-4500
Doctor
2750 South 5600 West, West Valley City, UT 84120
+1 (801) 417-5737
Fast Food
3865 West 3500 South, West Valley City, UT 84120
Fitness Club & Center
4062 South 4000 West, West Valley City, UT 84120
+1 (801) 337-3975
Government Office
3575 South Market Street, West Valley City, UT 84119
+1 (801) 963-3223
Hospital
3336 South 4155 West, West Valley City, UT 84120
+1 (801) 290-7153
Hotel
3524 South Market Street, West Valley City, UT 84119
+1 (801) 963-4760
Library
2880 West 3650 South, West Valley City, UT 84119
+1 (801) 944-7631
Movie Theater
5412 West High Market Drive, West Valley City, UT 84120
+1 (801) 297-1708
Museum
2955 West 3500 South, West Valley City, UT 84119
+1 (801) 301-6077
Pet Supplies
3637 Constitution Boulevard, West Valley City, UT 84119
+1 (801) 968-7200
Pharmacy
1819 West 3500 South, West Valley City, UT 84119
+1 (801) 978-9655

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

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West Valley City ZIP Codes

84044
84081
84118
84119
84120
84123
84125
84126
84127
84128
84129
84130
84131
84170
84199