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Best Online Short-term Loans in South Jordan

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in South Jordan

Promeritum
Financial institution

Address: 881 Baxter Dr #100, South Jordan, UT 84095

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 528-9220

Website: promeritumlending.com

Services:

Bridge Loans Building Lending Business Financing Business Financing Services Business Loans Commercial Real Estate Commercial Real Estate Loans Consulting Services Equity Financing Financial Services Free Consultation Hard Money Loans Home Lending Invoice Factoring Lending Solutions Lines Of Credit Loan Loans Personal Loans Real Estate Financing Real Estate Loans Rental Loan Sba Loans
Debt Smart Money
Financial institution
4.70
10 reviews

Address: 1226 S Jordan Pkwy Suite A, South Jordan, UT 84095

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (801) 921-6409

Stellen Lending
Loan agency

Address: 1226 S Jordan Pkwy, South Jordan, UT 84095

Phone Number: +1 (801) 254-5647

Alternatives to Short-term Loans in South Jordan

Short-term loans are diverse financial tools catering to immediate cash needs. Personal loans are unsecured loans granted based on the borrower’s creditworthiness, offering flexibility but often at higher interest rates. Installment loans involve borrowing a set amount which is repaid through regular, scheduled payments, typically providing predictable costs and easier budgeting compared to other short-term options. Title loans, on the other hand, use the borrower's vehicle title as collateral, posing a risk of losing the vehicle if the loan is not repaid, yet they allow borrowers with poor credit histories to access funds quickly. Each type caters to different financial situations and borrower needs, with varying interest rates, repayment terms, and eligibility requirements.

Best Personal Loan

Unified Lending, Inc.
5.00
29 reviews

One of the best options for a personal short-term loan is a payday loan. Payday loans are unsecured loans that offer quick cash infusion, usually intended to be paid back on the borrower’s next payday. These loans are appealing for those who have an urgent, short-term financial need and do not have access to other credit options. However, they typically come with high interest rates and fees, making them an expensive form of borrowing if not paid back quickly.

Best Installment Loan

James Arbon
5.00
10 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

Integrated Title Services
5.00
10 reviews

Title loans provide short-term cash solutions by using a vehicle title as collateral. These loans can be acquired quickly, with approval processes often completed within a day, making them suitable for emergencies. Loan amounts depend on the vehicle's value, and borrowers maintain use of their vehicle during the loan period. While title loans can offer significant advantages for those with few other borrowing options, it's important to consider the high interest rates and the risk of vehicle repossession if repayment terms are not met.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If someone has already taken out a short-term loan, they can effectively allocate the funds towards several essential local services. These include covering expenses for medical treatments, car repairs, legal fees, funeral arrangements, and appliance repairs or purchases. Utilizing the loan for these crucial needs can provide immediate relief and support when financial burdens arise unexpectedly.

Car Repair and Service
1091 West South Jordan Parkway, South Jordan, UT 84095
+1 (801) 316-2797
Car Wash
3497 West South Jordan Parkway, South Jordan, UT 84095
+1 (801) 254-1685
Club & Association
1142 West 10400 South, South Jordan, UT 84095
+1 (801) 254-9177
College/University
10380 South Redwood Road, South Jordan, UT 84095
+1 (385) 275-8500
Community Center
10788 South Redwood Road, South Jordan, UT 84095
+1 (801) 302-1222
Dentist
10334 South Redwood Road, South Jordan, UT 84095
+1 (801) 253-8771
Doctor
1091 West South Jordan Parkway, South Jordan, UT 84095
+1 (801) 254-2052
Fast Food
10396 River Heights Drive, South Jordan, UT 84095
+1 (801) 679-1465
Fitness Club & Center
10467 South Redwood Road, South Jordan, UT 84095
+1 (385) 900-3078
Government Office
South Redwood Road, South Jordan, UT 84095
+1 (385) 237-3327
Hospital
3556 West 9800 South, South Jordan, UT 84095
+1 (801) 878-9868
Library
10673 South Redwood Road, South Jordan, UT 84095
+1 (801) 943-4636
Lighting Shops
1665 Towne Center Drive, South Jordan, UT 84095
+1 (877) 701-7605
Movie Theater
3761 West Parkway Plaza Drive, South Jordan, UT 84095
+1 (801) 304-4019
Museum
10182 South Cornerstone Drive, South Jordan, UT 84095

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

Find Short-term Loans Near Me

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South Jordan ZIP Codes

84009
84088
84095