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Best Online Short-term Loans in Taylorsville

Need quick cash to tackle unexpected expenses? You're not alone! We understand the stress of sudden financial crunches, and that's why we're here with our Best Cash Advance Short-term Loans. Designed to bridge the gap between paychecks, our loans offer a swift solution to your urgent needs. No more sleepless nights worrying about overdue bills or surprise costs. Let us help you regain financial peace of mind with an easy, hassle-free loan application process tailored just for you. Choose us for fast and reliable short-term loans and move forward with confidence!

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Best Online Short-term Loans in Taylorsville

Mr Money Installment Loans
Loan agency
4.90
60 reviews

Address: 4128 S Redwood Rd, Taylorsville, UT 84123

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 955-2795

Website: money4youloans.com/locations/mr-money-loans-taylorsville-ut

Services:

Cash Advance Easy Loan Installment Loans Loan By Phone Loans By Calling Low Interest Loan Money Loans Online Loan Application Quick Loan Short Term Loans Short Term Loans Online Short Term Personal Loans
LendNation
Loan agency
4.80
10 reviews

Address: 1863 W 4700 S, Taylorsville, UT 84129

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 968-3100

Website: lendnation.com/location/ut/taylorsville/1863-west-4700-south-3166

Services:

Bill paying Business check cashing Business loans Cash for gift cards Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Cash Advances Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments Mobile Banking New Loan Online Lending Open End Credit Pre Paid Debit Cards Short-Term Loans Small Loan Term Loans
Security Finance
Loan agency
4.80
10 reviews

Address: 1899 W 4700 S B4, Taylorsville, UT 84129

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 964-6323

Website: securityfinance.com/locations/taylorsville-ut-1894

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
1st Choice Money Center
Loan agency
4.70
13 reviews

Address: 4132 S Redwood Rd, Taylorsville, UT 84123

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (801) 955-0880

Website: 1stchoicemoney.com/locations/taylorsville

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Equity Loans Bank Account Loans Car Equity Car Repairs Cash Loans? Bad/No Credit? Ok Collateralized Loans Credit Cards Direct Lender Loans Dollar Loan Easy Loan Flexible Programs Home Renovation Home Repair Individual Loan Lending Programs Loan Advisors Loan Consultants Loan Payments Loan Programs Loan Solutions Loans Borrowing Loans Personal Loans Loans With No Credit Check Low Interest Loans Medical Insurance Medical Loans New Car New Furniture New Loan Ordinary Loan Payment Plans Personal Financing Personal Lending Personal Loans For Bad Credit Preferred Lending Quick Cash Lender Quick Cash Lending Quick Cash Loans Repayment Plan Short Term Online Loans Small Personal Loans Student Loans Traditional Loan Unsecured Loans
Valley Loan Corporation
Loan agency

Address: 2105 W 4700 S, Taylorsville, UT 84129

Phone Number: +1 (801) 968-9093

Alternatives to Short-term Loans in Taylorsville

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

USA Cash Services
5.00
10 reviews

Short-term loans are a versatile financial tool designed to provide quick access to funds for personal, installment, and title loan needs. Short-term personal loans are often unsecured and offer borrowers a chance to cover unexpected expenses, manage cash flow, or consolidate high-interest debt. These loans typically have a swift application process and quick funding, making them an attractive option for those in need of immediate financial assistance. Examples include payday loans and cash advances that, while convenient, often come with high interest rates and fees.

Best Car Title Loan

Novation Title Insurance Agency Taylorsville
5.00
2 reviews

Title loans are a subset of short-term financing where borrowers use their vehicle title as collateral to secure the loan. These loans are attractive to those who may not have strong credit scores, as the value of the vehicle often determines the loan amount. However, title loans can be risky, as defaulting on the payment could result in the loss of the vehicle. The best title loans are those that offer clear terms, competitive interest rates, and the opportunity for borrowers to retain their vehicle while repaying the debt. Borrowers should carefully assess their ability to repay the loan within the agreed timeframe to avoid detrimental consequences.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

After securing a short-term loan, individuals can utilize these funds with various local service providers to address urgent needs. For instance, they can cover expenses related to medical treatments, car repairs, legal consultations, funeral arrangements, and purchasing or repairing home appliances. These essential services allow for immediate action and resolution during unexpected or critical situations.

Car Wash
3156 West 5400 South, Taylorsville, UT 84129
+1 (801) 968-7152
Club & Association
5059 South 2200 West, Taylorsville, UT 84129
+1 (801) 965-1096
Dentist
2832 West 4700 South, Taylorsville, UT 84129
+1 (801) 968-1800
Local Post Office
5495 South 4015 West, Taylorsville, UT 84129
+1 (800) 275-8777
Pharmacy
4122 Carriage Square, Taylorsville, UT 84129
+1 (801) 417-9168
Veterinarian
2530 West 4700 South, Taylorsville, UT 84129
+1 (801) 783-1666

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals cover urgent expenses. These loans are usually for small amounts and are expected to be paid back quickly, often within a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While traditional banks may have stricter requirements, online lenders and short-term loan providers often approve loans based on other factors, such as income and employment status.

What is the difference between same-day loans and short-term loans?

Same-day loans are processed and disbursed on the same day that you apply, making them a quick option in emergencies. Short-term loans, a type of short-term loan, are typically due on your next payday and may not always offer same-day processing, though many lenders do offer rapid approval.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial circumstances. Commonly, short-term loans range from $100 to $5,000, but the specifics will depend on your income and the lender's policies.

Are there any risks associated with short-term loans?

Yes, short-term loans can come with high interest rates and fees, especially if they are not repaid on time. It is crucial to understand the loan terms and ensure that you can repay the loan to avoid falling into a cycle of debt.

How do I apply for a short-term loan?

To apply for a short-term loan, you can either visit a lender's physical location or apply online. You'll typically need to provide proof of income, identification, and a bank account. Once your information is verified, you may receive approval and funds quickly, sometimes on the same day.

What are the costs involved with short-term loans?

The costs associated with short-term loans can include interest rates, processing fees, and late payment charges. Given their short repayment periods, careful consideration should be paid to the effective annual rates, which can be significantly higher than traditional loans.

Find Short-term Loans Near Me

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Taylorsville ZIP Codes

84084
84123
84129
84184