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Best Online Short-term Loans in Lehi

Feeling overwhelmed by unexpected expenses? Short-term loans could be your lifeline in a financial crunch. We understand that urgent needs require quick solutions, and that’s why Best Cash Advance Short-term Loans is here. With us, not only do you get fast cash, but also a manageable repayment plan tailored to your situation. Say goodbye to sleepless nights worrying about finances and hello to financial relief. Let us help you navigate life's surprises with confidence. Explore our service to see how we can make your financial stress disappear.

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Best Online Short-term Loans in Lehi

Lendio
Loan agency
4.90
233 reviews

Address: 4100 Chapel Ridge Rd Suite 500, Lehi, UT 84043

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (855) 853-6346

Website: lendio.com

Services:

Microloans A/R Financing Accounts Receivable Financing Ach Loan Calculator Bookkeeping Business Acquisition Loan Business Line of Credit Business Term Loan Business loans Cash Flow Management Commercial Lending Commercial Mortgage Commercial Real Estate Loan Construction Equipment Financing Consulting Services Corporate Acquisitions Corporate Strategy Credit Card Processing Credit Monitoring Service Emergency Loans Equipment Financing Equipment Financing Calculator Equipment Loan Calculator Financial Solutions Financing Finance Financing Solution Government Loan Internet Service LImprovements Line of credit Loan Funded Loan Payments Merchant Cash Advance Mortgage Funding New Loan Online Lending Paycheck Protection Program Payment Processing Personal Funding Ppp Loans Restaurant Loans SBA Loans Sba 7(A) Loan Sba Disaster Loans Sba Express Loan Sba Loan Options Secured Loans Short Term Loan Short Term Loan Calculator Skip Tracing Small business loans Standard Loan Startup Loan Startup Loan Calculator Tax Returns Traditional Bank Loan Traditional Sba Loans Verification Services Working Capital Loan small business financing
CredXpress
Financial institution
3.80
10 reviews

Address: 3450 Triumph Blvd Suite #102, Lehi, UT 84043

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (888) 217-7904

Website: credxpress.com

Solitude Construction
Loan agency

Address: 170 S 1200 E, Lehi, UT 84043

Phone Number: +1 (801) 766-2592

Home Advantage Lending
Loan agency

Address: 468 W 400 S, Lehi, UT 84043

Phone Number: +1 (801) 322-2316

Insider’s Cash
Loan agency

Address: 881 W State St #140, Lehi, UT 84043

Phone Number: +1 (888) 624-1303

Alternatives to Short-term Loans in Lehi

Short-term loans are financial products designed to offer quick cash solutions for immediate needs. Personal loans are unsecured and can be used for a variety of purposes, often with a higher interest rate due to the lack of collateral. Installment loans allow borrowers to repay the loan in scheduled payments over a set period, usually with fixed interest rates, providing predictability in budgeting. Title loans are secured by the borrower’s vehicle, offering fast access to funds but risking asset loss if not repaid timely. Each type caters to different needs and risk levels, so it's crucial for borrowers to understand their terms before committing.

Best Personal Loan

Jason Christiansen - Security Home Mortgage
5.00
10 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds and have a specific short-term goal in mind, such as covering emergency expenses or unexpected bills. These loans are typically unsecured, meaning you don't need to provide collateral, and they can be processed quickly with comparatively less stringent credit requirements. The costs are higher due to the short repayment terms and higher interest rates, so they are best suited for urgent financial needs where time is of the essence.

Best Installment Loan

Eagle Pointe Title
5.00
7 reviews

Installment loans are another type of short-term loan that provides borrowers with a lump sum of money upfront, which is then repaid in fixed installments over a specified period. These are particularly beneficial for those who prefer a predictable payment schedule and want to avoid the hassle of balloon payments. A highly recommended installment loan would offer reasonable interest rates, multiple repayment options, and an easy application process. It is most suitable for individuals needing to finance larger purchases or consolidate debt.

Best Car Title Loan

TitleMax Title Loans
4.80
17 reviews

Title loans offer a specialized form of short-term lending for individuals who own assets, such as vehicles, which are used as collateral. Often characterized by fast approval and high loan amounts based on the asset's value, they provide a quick cash influx, although typically at higher interest rates and shorter repayment terms. The best title loans are those that combine reasonable interest rates with clear terms, ensuring borrowers know their obligations and can recover their asset upon timely repayment.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For those who have secured a short-term loan and are considering where to allocate it, there are several local service providers they might find essential. The funds can be utilized for medical expenses, covering costs from routine check-ups to purchasing necessary medications. Additionally, the loan can be directed towards car repair services to ensure the vehicle is in optimal condition, or towards legal advice for resolving ongoing legal matters. Moreover, in unfortunate circumstances such as organizing a funeral, the loan can help cover the associated costs. It can also be used for appliance services, such as repairing or replacing household items, to maintain smooth day-to-day operations. These local services provide critical support in various aspects of life, making them worthwhile considerations for the application of a short-term loan.

Adventure Sports Facility
South 850 East, Lehi, UT 84043
+1 (801) 717-1233
Car Repair and Service
2302 North Thanksgiving Way, Lehi, UT 84043
+1 (801) 298-5300
Car Wash
1362 East 3500 North, Lehi, UT 84043
+1 (801) 766-6655
Club & Association
2972 West Maple Loop Drive, Lehi, UT 84043
+1 (385) 352-3518
College/University
1402 East 3500 North, Lehi, UT 84043
+1 (801) 642-2633
Construction Material & Equipment
108 East State Street, Lehi, UT 84043
Dentist
785 East 200 South, Lehi, UT 84043
+1 (801) 331-8545
Fast Food
196 South 850 East, Lehi, UT 84043
Fitness Club & Center
401 South 850 East, Lehi, UT 84043
+1 (801) 618-3390
Government Office
685 North Center Street, Lehi, UT 84043
+1 (801) 369-8806
Hospital
3000 Triumph Boulevard, Lehi, UT 84043
+1 (385) 345-3555
Library
120 North Center Street, Lehi, UT 84043
+1 (801) 768-7150
Local Post Office
333 East Main Street, Lehi, UT 84043
+1 (800) 275-8777
Motel
Lehi, UT 84043
+1 (801) 768-2668
Movie Theater
2935 North Thanksgiving Way, Lehi, UT 84043
+1 (801) 768-2700

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick access to funds, typically to be repaid within a short period, ranging from a few weeks to several months. They are ideal for covering unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These loans are often based on income and ability to repay rather than just credit scores. However, interest rates may be higher than those offered to borrowers with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide borrowers with funds quickly, often within the same day of application approval. It's important to check the approval timeframes with your lender, as it can vary.

How do short-term loans work?

Short-term loans are short-term loans typically due on your next payday. They are often smaller in amount and can be acquired quickly. However, they usually come with high fees and interest rates, so it's important to use them responsibly.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a couple of hundred dollars to a few thousand. Factors such as your income and credit history will also influence the amount.

Are there any alternatives to short-term loans?

Yes, alternatives to short-term loans include personal loans, credit union loans, or negotiating payment plans with creditors. These options often come with lower interest rates and more favorable terms than short-term loans.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including fees and interest rates. Ensure that you understand the repayment terms and that you can meet them without compromising your financial stability.

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Lehi ZIP Codes

84003
84020
84043
84045