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Best Online Short-term Loans in Woods Cross

Struggling with unexpected expenses? Life's surprise bills can throw anyone off balance. That’s where our Best Cash Advance Short-term Loans come in handy. As an ideal solution for those urgent financial needs, our loans offer quick, hassle-free cash access—exactly when you need it. Don’t let temporary money troubles stress you out any longer. With our easy application process and rapid approval, you’ll have funds in no time. Go from overwhelmed to relieved with our reliable short-term loan solutions. Get back on track today!

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Best Online Short-term Loans in Woods Cross

Money 4 You Installment Loans
Loan agency
4.90
29 reviews

Address: 512 W 750 S #D, Woods Cross, UT 84010

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 298-0935

Website: money4youloans.com/locations/money-4-you-loans-woods-cross-ut

Services:

Cash Advance Easy Loan Installment Loans Loan By Phone Loans By Calling Money Loans Online Loan Application Quick Loan Short Term Loans Short Term Loans Online Short Term Personal Loans

Alternatives to Short-term Loans in Woods Cross

Short-term loans offer quick access to funds and are typically repaid within a few months to a year. Personal loans are unsecured, allowing borrowers flexibility in use, with payments spread out over a set period in fixed installments. Installment loans, on the other hand, are typically secured and involve agreed-upon repayment in regular monthly payments, often with lower interest rates compared to credit cards. Title loans provide immediate cash by using a vehicle title as collateral, allowing borrowers to keep using their car while loan payments are made, but posing a risk of losing the vehicle if the loan is not repaid.

Best Personal Loan

Logan Utah Tax Prep
5.00
2 reviews

Short-term loans offer quick financial solutions for various needs, and personal loans are a popular option within this category. Best personal short-term loans typically have lower interest rates compared to payday loans and can be used for a wide range of personal expenses such as medical bills, home repairs, or unexpected emergencies. They usually require a good credit score, but some lenders also accommodate individuals with fair or poor credit ratings by offering higher interest rates or requiring a co-signer.

Best Installment Loan

Horizon Credit Union
3.50
10 reviews

Installment loans are a type of short-term loan where borrowers receive a lump sum of money and repay it over a set number of scheduled payments or installments. These loans are often more predictable than other short-term borrowing options, as the payments and terms are fixed. The best installment loans provide low interest rates, a straightforward application process, and a clear repayment schedule, giving borrowers a reliable option to manage their finances effectively.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can utilize it across a range of critical services. For medical needs, local clinics and hospitals provide treatment options that could be covered by the loan. Auto repair shops offer services for vehicle maintenance and repairs, while legal firms can assist with personal or business matters. Additionally, funeral homes help with costs associated with end-of-life arrangements, and appliance service providers handle necessary repairs and replacements for household items.

B&B/Guest House
893 South 950 West, Woods Cross, UT 84087
Car Wash
West 1400 South, Woods Cross, UT 84010
Club & Association
1877 West 2425 South, Woods Cross, UT 84087
+1 (801) 298-3118
Fitness Club & Center
1431 South 1800 West, Woods Cross, UT 84087
+1 (208) 241-7763
General Practitioner
1492 South 800 West, Woods Cross, UT 84087
Government Office
1491 South 1800 West, Woods Cross, UT 84087
+1 (801) 292-4421
Movie Theater
2260 North 640 West, Woods Cross, UT 84087
+1 (801) 797-9128
Museum
750 West 1500 South, Woods Cross, UT 84087
+1 (801) 292-0887
Pharmacy
614 West 2600 South, Woods Cross, UT 84010
+1 (801) 298-2124
Rent-a-Car Facility
1650 West 500 South, Woods Cross, UT 84087
+1 (801) 294-4101
Tire Service
1370 South 500 West, Woods Cross, UT 84010
+1 (801) 992-3196
Tourist Information Office
1593 West 2350 South, Woods Cross, UT 84087
+1 (385) 399-7613
Veterinarian
698 West 500 South, Woods Cross, UT 84087
+1 (801) 677-0238

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers. They are typically repaid within a few weeks or months. These loans can be used to cover unforeseen expenses or emergency situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically designed for borrowers with bad credit. These lenders focus more on your current financial situation rather than your credit history. However, these loans may come with higher interest rates due to the increased risk.

What are same-day loans?

Same-day loans are a type of short-term loan where the application, approval, and fund disbursement all occur within the same day. These are ideal for urgent monetary needs. Approval times vary from lender to lender, so it’s important to verify each lender's process.

How do short-term loans work?

Short-term loans are a type of short-term loan that typically must be repaid by your next payday. They are a quick way to receive cash, but the interest rates and fees can be very high. It's crucial to fully understand the terms before committing to a short-term loan to avoid a debt cycle.

What are the typical interest rates for short-term loans?

Interest rates for short-term loans vary based on the lender and the borrower's credit profile. Typically, these rates are higher than those of traditional personal loans due to the short repayment period and increased risk. It's important to shop around and compare offers.

How can I apply for a short-term loan?

Applying for a short-term loan usually involves filling out an application with details about your income, employment, and banking history. Many lenders offer online applications for convenience. Make sure to have all necessary documents readily available to speed up the process.

What are the risks associated with short-term loans?

The primary risk of short-term loans is their high interest rates and fees, which can lead to a cycle of debt if not managed properly. It’s vital to understand the loan terms and have a clear plan for repayment before taking out a short-term loan.

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Woods Cross ZIP Codes

84010
84087