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Best Online Short-term Loans in Brigham City

Unlock quick financial relief with our "Best Cash Advance Short-term Loans"! Struggling with unexpected expenses can be stressful, and waiting for traditional loans can feel endless. The urgency can disrupt your peace of mind. But worry no more! Our short-term loans are designed to bridge that gap, offering fast approval and flexible terms to suit your needs. Whether you need to cover an emergency or manage sudden costs, our cash advance solutions provide the support and confidence you need to thrive. Discover financial freedom today with a hassle-free application process. Secure your short-term loan with us now!

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Best Online Short-term Loans in Brigham City

Security Finance
Loan agency
4.80
10 reviews

Address: 646 S Main St Suite 106, Brigham City, UT 84302

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (435) 723-2889

Website: securityfinance.com/locations/brigham-city-ut-1046

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
World Finance
Loan agency
4.80
10 reviews

Address: 695 S Main St Ste. 4, Brigham City, UT 84302

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (435) 515-3179

Website: loansbyworld.com/locations/utah/brigham-city/84302/2313

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Cash Store
Loan agency
4.30
2 reviews

Address: 870 West 1150 South Ste C, Brigham City, UT 84302

Phone Number: +1 (435) 723-4800

Services:

Installment loans Payday loans Signature loans Title loans Cash advance Personal loan Signature loan
Check Exchange Express
Loan agency

Address: 656 S Main St, Brigham City, UT 84302

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (435) 723-0303

Noble Finance
Loan agency

Address: 750 W 1075 S Suite E, Brigham City, UT 84302

Today's Business Hours: 10:00 AM - 5:00 PM

Phone Number: +1 (435) 723-1573

Website: noblefinance.net

Services:

Business loans Installment loans Payday loans Corporation Loans Finance Loans Quick Loan
Wiggins & Co
Financial institution

Address: 205 N Main St, Brigham City, UT 84302

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (435) 723-8563

Website: wigginscpa.com

Services:

Business tax services IRS audit representation Income tax return preparation Tax accounting Tax planning Tax problem consulting Assurance Services Audits - Reviews - Compilations Bank Financing Business Loans Business Strategies Cash Flow Management Cash Flow Projection Child Tax Credit Elder Care Employee Benefit Plan Estate Tax Estates & Trusts Financial Advice Financial Advisor Innocent Spouse Relief Investment Strategies Irs Levies Irs Liens Irs Payment Plan Irs Tax Forms Merger And Acquisition Quickbooks Setup Quickbooks Training Record Retention State Tax Forms Tax Advice Tax Calculator Tax Deductions Tax Law Tax Liability Tax Saving Strategies Tax Strategies For Individuals Tax Withholding Wage Garnishment

Alternatives to Short-term Loans in Brigham City

Short-term loans offer quick financial solutions for immediate needs and come in various forms, including personal, installment, and title loans. Personal loans are unsecured and typically require a good credit score, offering flexible usage but often higher interest rates. Installment loans are repaid over a set period with fixed monthly payments, providing predictability in budgeting. Title loans use the borrower's vehicle as collateral, allowing access to funds without a credit check, but pose a risk of losing the asset if the loan is not repaid. Each loan type serves specific purposes, with varying terms, conditions, and risks.

Best Personal Loan

US Title - Brigham City
5.00
10 reviews

Short-term personal loans are a type of financing designed to be repaid within a short period, typically ranging from a few weeks to a few months. These loans are often unsecured, meaning you don't need to provide collateral to qualify. They are best used for immediate, small-scale financial needs like emergency expenses or quick purchases. One of the best options for a short-term personal loan might be from an online lender like LendingClub, known for its quick approval process and competitive interest rates, allowing you to access funds swiftly without the need for extensive paperwork.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can efficiently utilize the funds across a range of essential local services. Medical facilities offer treatment and care, car repair shops can address urgent vehicle issues, and legal services provide critical assistance with legal matters. Additionally, funeral homes offer compassionate support during times of loss, while appliance service centers ensure necessary household equipment remains functional.

Car Repair and Service
2765 South Highway 89, Brigham City, UT 84302
+1 (435) 734-2094
Car Wash
920 West 1150 South, Brigham City, UT 84302
+1 (435) 237-7070
Club & Association
912 North Main Street, Brigham City, UT 84302
+1 (435) 734-9031
College/University
195 West 1100 South, Brigham City, UT 84302
+1 (435) 919-1221
Community Center
24 North 300 West, Brigham City, UT 84302
+1 (435) 723-3251
Dentist
305 North Main Street, Brigham City, UT 84302
+1 (435) 734-2626
Fast Food
1096 Medical Drive, Brigham City, UT 84302
+1 (435) 723-3924
Fitness Club & Center
770 South 200 East, Brigham City, UT 84302
+1 (435) 723-9898
General Practitioner
Medical Drive, Brigham City, UT 84302
+1 (801) 582-1565
Government Office
641 East 200 North, Brigham City, UT 84302
+1 (435) 734-6609
Hospital
950 Medical Drive, Brigham City, UT 84302
+1 (435) 734-9471
Hotel
15 South 1550 West, Brigham City, UT 84302
+1 (435) 723-7639
Library
26 East Forest Street, Brigham City, UT 84302
+1 (435) 723-5850
Movie Theater
53 South Main Street, Brigham City, UT 84302
+1 (435) 723-3113
Museum
58 South 100 West, Brigham City, UT 84302
+1 (435) 723-0740

FAQ

What are short-term loans?

Short-term loans are types of financial products designed to help individuals cover urgent expenses. They are typically small amounts of money borrowed with the expectation of repayment in a short period, usually within a few weeks to a few months. Common types of short-term loans include short-term loans, same-day loans, and cash advances.

Can I get a short-term loan with bad credit?

Yes, individuals with bad credit can still qualify for short-term loans. Many lenders specializing in these loans focus less on credit scores and more on your ability to repay the loan. However, the interest rates on such loans may be higher to offset the risk taken by the lender. It's important to carefully assess your repayment ability before taking a bad-credit loan.

How do short-term loans work?

Short-term loans are short-term loans intended to be paid back on the borrower's next payday. They can be a quick solution for urgent financial needs but often come with high interest rates and fees. Borrowers are required to repay the loan in full when they receive their next paycheck, making it crucial to plan for repayment to avoid additional fees.

What is a same-day loan?

A same-day loan is a type of short-term loan that allows borrowers to receive funds on the same day they apply. These loans are beneficial for emergencies when immediate cash is needed. Approval processes are usually swift, with requirements varying by lender. It's essential to review the terms and conditions before proceeding with a same-day loan.

What are the risks of short-term loans?

While short-term loans can be helpful for immediate financial needs, they come with risks such as high interest rates and fees, which can lead to a cycle of debt if not managed wisely. Borrowers should ensure they can repay the loan by the due date and consider alternative funding options if possible. Failure to repay on time can negatively impact credit scores and lead to additional financial difficulties.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender and your financial situation. Generally, short-term loans range from a few hundred to a few thousand dollars. It's crucial to borrow only what you need and can repay gracefully to avoid excessive debt.

What should I consider before applying for a short-term loan?

Before applying for a short-term loan, evaluate your financial situation to ensure you can afford the loan repayment. Compare different lenders for interest rates, fees, and terms. Read the fine print carefully and avoid lenders with hidden charges. Finally, consider whether alternative funding sources, like borrowing from friends, family, or using savings, can better meet your needs.

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Brigham City ZIP Codes

84302