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Best Online Short-term Loans in Tooele

Struggling with unexpected expenses? It's stressful when surprise costs hit your wallet. That’s where our Best Cash Advance Short-term Loans come in. We understand the financial pressures of unplanned expenses and offer quick and easy solutions. Bypass the lengthy bank processes; our short-term loans are designed to provide immediate financial relief. Get fast cash without the hassle, so you can focus on what truly matters. Discover the ease of addressing financial hiccups with our streamlined service tailored just for you. Let us be the bridge to your financial well-being today!

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Best Online Short-term Loans in Tooele

Wells Fargo Construction
Loan agency

Address: 89 W 520 S, Tooele, UT 84074

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 541-8699

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Loans Checking Account Loans Constructed Homes Home Equity Financing Home Loan Process Home Mortgage Loans Homes Home Loans House Home Loans Investing Services New Construction New Mortgage Loans Personal Loans Remittance Services Savings Accounts Student Loans
Security Finance
Loan agency
5.00
10 reviews

Address: 1222 N Main St, Tooele, UT 84074

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (435) 843-0786

Website: securityfinance.com/locations/tooele-ut-1131

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Check `n Go
Loan agency
4.90
12 reviews

Address: 1371 N Main St, Tooele, UT 84074

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (435) 882-2376

Website: locations.checkngo.com/utah/tooele/1371-n-main-st-

Services:

Business loans Cashier's checks Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans
1st Choice Money Center
Loan agency
4.70
10 reviews

Address: 980 N Main St Suite B, Tooele, UT 84074

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (435) 882-8104

Website: 1stchoicemoney.com/locations/tooele

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Equity Loans Bank Account Loans Car Equity Car Repairs Cash Loans? Bad/No Credit? Ok Collateralized Loans Credit Cards Direct Lender Loans Dollar Loan Flexible Programs Home Renovation Home Repair Individual Loan Lending Programs Loan Advisors Loan Payments Loan Programs Loan Solutions Loans Borrowing Loans Personal Loans Loans With No Credit Check Low Interest Loans Medical Insurance Medical Loans New Car New Furniture New Loan Ordinary Loan Payment Plans Personal Financing Personal Lending Personal Loans For Bad Credit Preferred Lending Quick Cash Lender Quick Cash Lending Quick Cash Loans Repayment Plan Short Term Online Loans Small Personal Loans Student Loans Traditional Loan Unsecured Loans
LendNation
Loan agency
4.70
10 reviews

Address: 124 N Main St, Tooele, UT 84074

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (435) 882-8532

Website: lendnation.com/location/ut/tooele/124-n-main-street-0700

Services:

Bill paying Business check cashing Business loans Cash for gift cards Installment loans Line of credit Money transfers Payday loans Signature loans Title loans Cash Advances Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments New Loan Online Lending Open End Credit Pre Paid Debit Cards Short-Term Loans Small Loan Term Loans
GSI Pawnshop
Loan agency
3.80
10 reviews

Address: 324 N Main St, Tooele, UT 84074

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (435) 882-5560

Website: gsipawnshop.com

Services:

Installment loans Payday loans Signature loans Title loans Car Repair Collateral Loans Pawn Loan Pawnshop Loans Trailers Loan
Solution Loans
Loan agency
3.00
2 reviews

Address: 988 N Main St, Tooele, UT 84074

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (435) 775-9107

Website: solutionloansnow.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Accounting Service Cash Advance Loan Credit Card Financial Assistance Financial Solution Home Repairs Legal Service Repayment Plans Secure Loan Standard Loan Technology Consulting Website Hosting

Alternatives to Short-term Loans in Tooele

Short-term loans come in various forms, including personal, installment, and title loans, each tailored to meet specific financial needs with differing terms and conditions. Personal loans are unsecured loans generally used for urgent expenses and repaid over a short period. Installment loans, another type of short-term loan, allow borrowers to repay the borrowed sum plus interest in regularly scheduled payments, offering a more manageable repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral, typically offering quicker access to funds but often at higher interest rates. Each type of short-term loan provides different advantages and risks, making it crucial for borrowers to assess their financial situation and borrowing needs carefully.

Best Personal Loan

Tooele Mortgage Co. Nicole Walters
5.00
10 reviews

Short-term loans are financial arrangements designed to be repaid quickly, often within a year, and they can come in various forms depending on the borrower’s needs. One popular option for best personal loans is the unsecured personal loan, which doesn't require collateral and can be used for a variety of personal expenses. These loans typically have fixed interest rates and set terms, making them easily manageable for borrowers who have a good credit score. They provide flexibility and can be a great option for individuals needing quick funds without putting up personal assets as collateral.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Car Wash
1262 North Main Street, Tooele, UT 84074
+1 (435) 248-2762
Club & Association
50 South 1st Street, Tooele, UT 84074
+1 (435) 882-0286
College/University
10 Garnet Street, Tooele, UT 84074
+1 (435) 579-3689
Community Center
59 East Vine Street, Tooele, UT 84074
+1 (435) 843-4110
Dentist
263 Country Clb, Tooele, UT 84074
+1 (801) 455-7105
Do-It-Yourself Centers
222 East 2400 North, Tooele, UT 84074
+1 (435) 843-7530
Doctor
2326 North 400 East, Tooele, UT 84074
+1 (801) 260-5864
Fast Food
737 North Main Street, Tooele, UT 84074
Government Office
1015 South Coleman Street, Tooele, UT 84074
+1 (435) 882-1591
Hospital
491 North Main Street, Tooele, UT 84074
+1 (801) 503-4053
Hotel
1531 North Main Street, Tooele, UT 84074
+1 (435) 833-0500
Library
128 West Vine Street, Tooele, UT 84074
+1 (435) 882-2182
Local Post Office
220 Millpond, Tooele, UT 84074
+1 (435) 830-1471
Movie Theater
1600 Pine Canyon Road, Tooele, UT 84074
+1 (435) 843-5800
Museum
35 North Broadway Street, Tooele, UT 84074
+1 (435) 882-2836

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals meet immediate financial needs. These loans are typically for smaller amounts and are expected to be repaid over a short period, often within a few weeks or months. They can be convenient for those facing unexpected expenses or temporary cash flow issues.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan if you have bad credit. Many lenders offer options specifically for individuals with poor credit histories. These loans often come with higher interest rates and shorter repayment terms to mitigate the lender's risk.

How do same-day loans work?

Same-day loans are designed to provide quick financial assistance, with funds typically disbursed on the same day you apply. These loans involve a streamlined application process and rapid evaluation to meet urgent financial needs. However, meeting the lender’s eligibility criteria is necessary to receive funds the same day.

What is the difference between a short-term loan and a short-term loan?

Short-term loans are a type of short-term loan that usually must be repaid by your next payday. They are often for smaller amounts, with higher interest rates and fees due to the brief repayment period. In contrast, short-term loans can come with more flexible terms and varying repayment schedules.

What are the risks of taking a short-term loan?

The risks of short-term loans include high interest rates and fees, which can lead to debt cycles if the borrower is unable to pay on time. Relying on these loans repeatedly may also affect overall financial health and lead to increased financial obligations.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to fill out an application, which may be done online or in-person. You'll be asked to provide personal information, employment details, and financial background. Lenders will evaluate your application based on their criteria and, if approved, offer loan terms for your acceptance.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider your ability to repay by the due date, the total cost of the loan, including interest and fees, and whether other financial solutions or assistance might better suit your needs. It’s crucial to ensure that a short-term loan is the best option for your situation.

Find Short-term Loans Near Me

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Tooele ZIP Codes

84074