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Best Online Short-term Loans in Provo

Struggling with unexpected expenses? Short-term loans may be the lifeline you need. These challenges can turn your life upside down, leaving you feeling stressed and overwhelmed. "Best Cash Advance Short-term Loans" offers a quick solution to ease your financial burden. Our streamlined process ensures you get the funds you need without hassle. Say goodbye to financial stress and hello to peace of mind. Discover the convenience of fast cash advances today and take control of your finances with confidence.

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Best Online Short-term Loans in Provo

World Finance
Loan agency
4.90
10 reviews

Address: 222 N University Ave, Provo, UT 84601

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (385) 250-0796

Website: loansbyworld.com/locations/utah/provo/84601/2307

Security Finance
Loan agency
4.90
10 reviews

Address: 680 N Freedom Blvd, Provo, UT 84601

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (801) 377-3752

Website: securityfinance.com/locations/provo-ut-1891

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
1st Choice Money Center
Loan agency
4.90
50 reviews

Address: 984 S University Ave, Provo, UT 84601

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (801) 373-2049

Website: 1stchoicemoney.com/locations/provo

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Equity Loans Bank Account Loans Car Equity Car Repairs Cash Advance Cash Loans? Bad/No Credit? Ok Collateralized Loans Credit Cards Direct Lender Loans Dollar Loan Easy Loan Flexible Programs Home Renovation Home Repair Individual Loan Lending Programs Loan Advisors Loan Payments Loan Programs Loan Solutions Loans Borrowing Loans Personal Loans Loans With No Credit Check Low Interest Loans Medical Insurance Medical Loans New Car New Furniture New Loan Ordinary Loan Payment Plans Personal Financing Personal Lending Personal Loans For Bad Credit Preferred Lending Quick Cash Lender Quick Cash Lending Quick Cash Loans Repayment Plan Short Term Online Loans Small Personal Loans Student Loans Traditional Loan Unsecured Personal Loans
Check `n Go
Loan agency
4.30
10 reviews

Address: 180 N University Ave Suite 270, Provo, UT 84601

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (801) 373-9076

Website: locations.checkngo.com/utah/provo/180-north-university-ave

Services:

Business loans Cashier's checks Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans
Money Access
Check cash
4.30
1 reviews

Address: 315 600 E, Provo, UT 84606

Today's Business Hours: 10:00 AM - 7:00 PM

Phone Number: +1 (801) 318-8550

Website: moneyaccesscom.wordpress.com

Cash In Minutes
Loan agency
4.00
10 reviews

Address: 424 Freedom Blvd 200 W, Provo, UT 84601

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (801) 919-3200

Website: mycashinminutes.com

Services:

Installment loans Line of credit Payday loans Signature loans Loan Application Online Loan Online Loan Application
Dollar Loan Center
Loan agency
4.00
10 reviews

Address: 1326 S University Ave, Provo, UT 84601

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (801) 851-5452

Website: dontbebroke.com

Money Express
Loan agency
3.00
2 reviews

Address: 705 W Center St, Provo, UT 84601

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (801) 373-7144

Website: moneyexpressutah.com

Services:

Business loans Line of credit Auto Insurance Credit Card Debt New Loan Short Term Loan
MorgedgeLoan.com
Loan agency

Address: 109 W 920 S #200, Provo, UT 84601

Website: mortgagebrokerscompete.com

Services:

Business loans Installment loans Line of credit Signature loans Credit Card Debt Consolidation Solutions Home Equity Loan Home Purchase Loans Loan Apply Loan Programs Loans Consolidate Loans Refinance Mortgage Calculators Renovate Your Home Tax Incentives
check n go, Check `n Go
Loan agency

Address: Provo, UT 84601

Phone Number: +1 (801) 373-9076

Solución Hispana
Loan agency

Address: 274 S 700 E St, Provo, UT 84606

Today's Business Hours: 9:00 AM - 7:00 AM

Phone Number: +1 (801) 375-2729

Opportunity Business Loans
Loan agency

Address: 1277 N 300 W, Provo, UT 84604

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (385) 375-3192

Website: oppbusinessloans.com/location/provo-business-loans

Alternatives to Short-term Loans in Provo

Short-term loans come in various forms, including personal, installment, and title loans, each catering to different financial needs. Personal loans are often unsecured and can be used for a wide range of purposes, offering borrowers flexibility in their financial planning. Installment loans allow individuals to borrow a specific amount and repay it in fixed, regular payments, making them suitable for those who prefer predictable monthly expenses. Title loans, on the other hand, are secured loans where borrowers use their vehicle title as collateral; these loans are typically for smaller amounts and can offer fast cash access, but they also carry the risk of losing one's vehicle if not repaid promptly.

Best Personal Loan

Central Bank - Mortgage Department
5.00
11 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Best Installment Loan

Rock Canyon Bank
2.60
10 reviews

Installment loans are another type of short-term loan that allows borrowers to receive a lump sum upfront to be repaid in fixed, regular payments over a specified period. These loans are ideal for people who need a structured repayment plan and prefer the consistency of fixed monthly payments. The best installment loans often come with competitive interest rates and flexible terms that cater to a borrower's financial situation, making them a viable option for consolidating debt or covering significant expenses like car repairs or education costs.

Best Car Title Loan

Bartlett Title
4.90
9 reviews

Title loans are a popular choice among those who can use their car as collateral to obtain funds. These loans enable individuals to leverage their vehicle's value to access quick cash, typically within a short borrowing period. The best title loans are those with transparent terms, reasonable interest rates, and a clear process for evaluating the vehicle's worth. Borrowers should be aware that defaulting on a title loan can result in the loss of their vehicle, so it is paramount to ensure that repayment terms align with their financial situation. Despite this risk, title loans can provide a viable solution for immediate financial needs due to their speedy approval process.

Loan Regulations in Utah

The short-term loan industry is subject to Utah state regulations that do not specify a maximum loan amount nor cap the interest rates lenders can charge. Lenders are permitted to offer loans that must be repaid within a maximum term of 10 weeks, although there is no minimum loan term. There are also no limitations on the finance charges or APRs that lenders can impose on their short-term loans. This means that the costs associated with these loans can be very high compared to other states.

To be eligible for a short-term loan in Utah, a borrower typically needs to provide proof of income, a state-issued ID, and a bank account. There are no set state-wide limitations on the number of loans a borrower can have out at one time, nor are there legal requirements for a cooling-off period between loans.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have availed a short-term loan can utilize it for essential services provided by local businesses. This includes medical services for healthcare needs, car repair services for vehicle maintenance, legal services for any legal obligations, funeral services for managing last rites, and appliance services for purchasing or repairing essential household electronics.

Car Repair and Service
151 North 300 West, Provo, UT 84601
+1 (801) 373-2800
Car Wash
3645 North Canyon Road, Provo, UT 84604
+1 (801) 221-9288
Club & Association
South 1100 West, Provo, UT 84601
+1 (801) 370-6840
College/University
1450 West 820 North, Provo, UT 84601
+1 (801) 818-8900
Community Center
270 West 500 North, Provo, UT 84601
+1 (801) 852-6620
Construction Material & Equipment
1188 South University Avenue, Provo, UT 84601
+1 (385) 240-2190
Dentist
168 West 800 North, Provo, UT 84601
+1 (801) 374-8205
Doctor
3325 North University Avenue, Provo, UT 84604
+1 (801) 225-2623
Fitness Club & Center
148 Draper Lane, Provo, UT 84601
+1 (385) 985-3348
Government Office
1400 South Industrial Parkway, Provo, UT 84606
+1 (801) 852-6717
Hotel
70 East 300 South, Provo, UT 84606
Library
550 North University Avenue, Provo, UT 84601
+1 (801) 852-6651
Movie Theater
4925 Edgewood Drive, Provo, UT 84604
+1 (801) 764-9345
Pharmacy
1315 North State Street, Provo, UT 84604
+1 (801) 616-5223
Post Office
223 Cougar Boulevard, Provo, UT 84604
+1 (801) 379-6000

FAQ

What is a Short-Term Loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks or months. These loans are designed to help individuals meet immediate financial needs and are often easier to qualify for than long-term loans, especially for those with bad credit.

Can I Get a Short-Term Loan with Bad Credit?

Yes, it is possible to get a short-term loan even if you have bad credit. Many lenders specialize in providing loans to individuals with less-than-perfect credit scores. However, be prepared for potentially higher interest rates compared to those with good credit.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan where the application, approval, and funding process occur on the same day. They are ideal for emergency situations where you need immediate access to cash. Not all lenders offer same-day loans, so it's important to confirm this with your prospective lender.

How Do Short-term Loans Differ from Other Short-Term Loans?

Short-term loans are a specific kind of short-term loan where the borrower typically writes a post-dated check or agrees to an electronic debit from their bank account to repay the loan on their next payday. They often have higher fees and interest rates compared to other short-term loans, so it's important to be cautious and fully understand the terms before borrowing.

What Are the Typical Requirements for Obtaining a Short-Term Loan?

To qualify for a short-term loan, you generally need to meet the following criteria: be at least 18 years old, have a valid ID, possess a steady source of income, and maintain an active bank account. Specific requirements can vary by lender, so it is advisable to check with the lender's terms and conditions.

How Quickly Can I Get Access to Funds from a Short-Term Loan?

Funds from a short-term loan can be accessed as quickly as the same day or, at most, within a few business days, depending on the lender. It’s important to choose a lender who offers quick processing times if you need funds urgently.

What Are the Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially short-term loans. If not managed properly, they can lead to a cycle of debt where borrowers take out new loans to pay off existing ones. Always ensure you have a plan to repay the loan on time to avoid additional charges and financial strain.

Find Short-term Loans Near Me

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Provo ZIP Codes

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