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Best Online Short-term Loans in Ada

Need quick cash to tackle unexpected expenses? We've got your back with the best cash advance short-term loans. Financial surprises can hit when you least expect them, causing stress and frustration. Worry no more! Our flexible and fast short-term loans are designed to provide the financial relief you need without the hassle. Easy application, quick approval, and swift access to funds make our service the perfect solution for your urgent financial needs. Take control of your finances today and breathe easy with our straightforward cash advance options.

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Best Online Short-term Loans in Ada

Continental Credit
Loan agency

Address: 906 Arlington Center, Ada, OK 74820

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 436-2203

Website: securityfinance.com/locations/ada-ok-0464

Check `n Go
Loan agency
4.90
10 reviews

Address: 1102 North Hills Shopping Centre, Ada, OK 74820

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (580) 332-7520

Website: locations.checkngo.com/oklahoma/ada/1102-north-hills-shopping-centre

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Cashier's checks
Dixie Finance
Loan agency
4.90
10 reviews

Address: 209 E Main St, Ada, OK 74820

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (580) 332-2828

Website: wallacemgt.com

Approved Cash
Loan agency
4.40
10 reviews

Address: 625 N Mississippi Ave Unit D, Ada, OK 74820

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (580) 421-7751

Website: approvedcashadvance.com/locations/ada

Services:

Business check cashing Business loans Cash for gift cards Installment loans Payday loans Personal check cashing Signature loans Title loans Checking Account Financial Services Home Loan Loan New Loan Online Payments Small Loan Tax Preparation Tax Preperation Services
Covington Credit
Loan agency
4.30
10 reviews

Address: 222 S Mississippi Ave, Ada, OK 74820

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 421-9447

Website: heightsfinance.com/loan-office-location/cash-loans-ada-oklahoma

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
World Finance
Loan agency
3.70
2 reviews

Address: 120 W Main St, Ada, OK 74820

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (580) 436-4450

Website: loansbyworld.com/locations/oklahoma/ada/74820/608

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Thunder Loan LLC
Loan agency
3.40
3 reviews

Address: 1805 N Broadway Ave, Ada, OK 74820

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 453-7073

Diamond Finance Ada
Loan agency
3.00
2 reviews

Address: 100 E 12th St, Ada, OK 74820

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 436-3443

Website: bell-finance.com

Master Finance
Loan agency

Address: 120 S Constant Ave, Ada, OK 74820

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (580) 559-2053

Website: moneywhenuneedit.com

Services:

Installment loans Payday loans Signature loans Title loans Amortized Loans Car Insurance Debt Consolidation Loans Home Improvements Internet Loan Lending Services Online Loan Personal Loans Rent Mortgage Small Loans Student Loans

Alternatives to Short-term Loans in Ada

Short-term loans offer quick financial solutions and come in various types, including personal, installment, and title loans. Personal loans are unsecured loans that provide a fixed amount of money to be repaid over a short period, typically with higher interest rates due to the lack of collateral. Installment loans require borrowers to repay the loan through predetermined payments over a specified duration, often requiring credit checks but offering more predictable repayment schedules. Title loans, on the other hand, are secured loans where the borrower provides their vehicle title as collateral, allowing access to funds even with poor credit, though they risk losing the vehicle if unable to repay the loan.

Best Personal Loan

Empire Finance
5.00
10 reviews

Personal loans are a versatile option for individuals seeking short-term financial assistance. These loans can be unsecured, meaning they don't require collateral, making them accessible to a broader range of borrowers. Personal loans often have fixed interest rates and set repayment terms, allowing borrowers to plan their finances with consistency. They are suitable for covering unexpected expenses, consolidating debt, or making significant purchases. The key to leveraging personal loans effectively is to maintain a good credit score, as this can lead to better interest rates and terms from lenders.

Best Car Title Loan

Larry Patton Auto Sales And Finance
4.90
10 reviews

Title loans are short-term loans that require the borrower to use their vehicle title as collateral in exchange for immediate cash. These loans are beneficial for individuals who might not qualify for traditional loans due to poor credit but own a vehicle outright. The best title loans offer lower interest rates compared to industry standards, quick approval processes, and customer-friendly terms, allowing borrowers to access the funds they need while still retaining the use of their vehicle.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have taken out a short-term loan, several essential local services where these funds could be applied include medical care, car repair, legal assistance, funeral arrangements, and appliance servicing. Such financial support can help cover unexpected expenses related to healthcare, vehicle maintenance, legal fees, burial services, and household appliance repairs.

Car Wash
3003 Arlington Street, Ada, OK 74820
+1 (580) 332-3411
Club & Association
209 West Main Street, Ada, OK 74820
+1 (580) 235-0070
College/University
314 South Broadway Avenue, Ada, OK 74820
+1 (580) 332-4100
Community Center
114 South Rennie Street, Ada, OK 74820
+1 (580) 436-1600
Dentist
116 East 14th Street, Ada, OK 74820
+1 (580) 272-0222
Fast Food
501 North Mississippi Avenue, Ada, OK 74820
Fitness Club & Center
115 South Townsend Street, Ada, OK 74820
+1 (580) 272-9000
Government Office
17336 County Road 1520, Ada, OK 74820
+1 (580) 436-1403
Hospital
430 North Monte Vista Street, Ada, OK 74820
+1 (580) 332-2323
Hotel
1201 Lonnie Abbott Boulevard, Ada, OK 74820
+1 (580) 310-9200
Library
124 South Rennie Street, Ada, OK 74820
+1 (580) 436-8125
Local Post Office
131 East 12th Street, Ada, OK 74820
+1 (580) 332-6118
Movie Theater
1090 North Hills Shopping Center, Ada, OK 74820
+1 (580) 421-9905
Museum
119 North Broadway Avenue, Ada, OK 74820
+1 (580) 332-2535
Pharmacy
3115 Arlington Street, Ada, OK 74820
+1 (580) 332-6345

FAQ

What are short-term loans?

Short-term loans are financial products designed to provide quick cash to borrowers in need. They are typically repaid within a short period, such as a few weeks or months, unlike traditional loans which have longer repayment terms.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders consider various factors beyond your credit score to assess your loan application, making it possible for people with poor credit histories to access these loans.

What are same-day loans?

Same-day loans are a type of short-term loan where the application and approval process is expedited, allowing you to receive the funds on the same day you apply. This makes them an attractive option for those who need immediate financial assistance.

How do short-term loans differ from other short-term loans?

Short-term loans are a specific type of short-term loan typically intended to cover expenses until your next payday. They usually have higher interest rates and shorter repayment terms compared to other short-term loans.

What are the typical eligibility requirements for short-term loans?

The eligibility criteria for short-term loans may include being at least 18 years old, having a steady income source, and a valid bank account. Specific requirements vary by lender, but these are the most common.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, which can make them expensive if not paid off promptly. Borrowers might find themselves in a cycle of debt if they repeatedly take out loans they cannot repay on time.

How can I apply for a short-term loan?

Applying for a short-term loan can usually be done online or in person at a lender's physical location. The process involves filling out an application form, providing personal and financial information, and in some cases, documentation to verify your identity and income.

Find Short-term Loans Near Me

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Ada ZIP Codes

74820
74821
74842
74843
74865
74871