Home page Woodward

Best Online Short-term Loans in Woodward

Need cash fast? We've all been there—unexpected expenses can throw your budget off balance. Short-term loans might be just the lifeline you need to get back on track. Don’t let financial hiccups stress you out. Our Best Cash Advance Short-term Loans offer quick, hassle-free solutions to keep you moving forward. Forget lengthy applications and waiting times; with us, you'll secure the funds you need, exactly when you need them. Choose our service today, and regain control of your finances in a pinch!

Table of content
Jump to

Best Online Short-term Loans in Woodward

Sunbelt Credit
Loan agency
5.00
1 reviews

Address: 2728 Williams Ave Suite E, Woodward, OK 73801

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 256-9944

Website: securityfinance.com/locations/woodward-ok-1360

Yes Finance
Loan agency
4.50
1 reviews

Address: 1106 Texas Ave, Woodward, OK 73801

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 256-1350

World Finance
Loan agency
3.90
7 reviews

Address: 2400 Oklahoma Ave Suite 300, Woodward, OK 73801

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (580) 254-5025

Website: loansbyworld.com/locations/oklahoma/woodward/73801/661

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Farm Services Agency-Farm Loan Program
Financial institution

Address: 3300 Oklahoma Ave # 700, Woodward, OK 73801

Phone Number: +1 (580) 256-7882

Website: fsa.usda.gov/programs-and-services/farm-loan-programs/farm-ownership-loans/index

Farm Credit of Western Ok
Bank

Address: 3302 Williams Ave, Woodward, OK 73801

Phone Number: +1 (580) 256-3465

Website: farmcreditloans.com

S.A.M. Check Cashing Machine
Check cash

Address: 2110 Oklahoma Ave, Woodward, OK 73801

Today's Business Hours: 7:00 AM - 11:00 PM

Phone Number: +1 (580) 256-2526

Website: samco-financial.com/check-cashing-near-me

Services:

Government benefits check cashing Money orders Payroll check cashing Financial Service Insurance Check Cashing Pos System Unemployment Check Cashing
Continental Credit
Loan agency

Address: 913 Main St, Woodward, OK 73801

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 256-9944

Website: security-finance.com

Alternatives to Short-term Loans in Woodward

Short-term loans are financial solutions designed for those needing quick funds, typically repayable within a year. Personal loans are unsecured, allowing borrowers to use the funds for various needs without collateral, but they often come with higher interest rates due to the lack of security. Installment loans require borrowers to repay the borrowed amount in fixed monthly installments over a predefined period, providing predictability in payments. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, offering immediate access to cash but posing a risk of losing the vehicle if repayment terms are not met.

Best Personal Loan

Sure Finance
5.00
1 reviews

Short-term personal loans are designed for individuals needing quick access to funds for personal expenses. They usually have a short repayment period, often ranging from a few weeks to a year. These loans are generally unsecured, meaning they don't require collateral, but as a result, they may come with higher interest rates compared to secured loans. Ideal for unexpected expenses or small cash flow needs, they provide flexibility and ease, making them a popular choice for those who can repay the loan quickly.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've secured a short-term loan, there are several local service providers where you might allocate these funds effectively. You can use the loan to cover medical expenses at your local healthcare facilities, handle emergency car repairs at nearby auto shops, or pay for legal assistance through local law services. Additionally, the loan can help manage costs for unexpected funeral services and essential household appliance repairs or replacements.

Car Wash
1210 13th Street, Woodward, OK 73801
+1 (580) 254-3800
Club & Association
819 1/2 Main Street, Woodward, OK 73801
+1 (580) 256-5240
College/University
2007 34th Street, Woodward, OK 73801
+1 (580) 256-0047
Community Center
1420 Downs Avenue, Woodward, OK 73801
+1 (580) 254-8566
Dentist
1419 Main Street, Woodward, OK 73801
Doctor
1524 8th Street, Woodward, OK 73801
+1 (580) 254-3174
Fitness Club & Center
1218 Main Street, Woodward, OK 73801
+1 (580) 254-1682
Government Office
3401 Centennial Lane, Woodward, OK 73801
+1 (580) 256-3610
Hardware Store
4215 Oklahoma Avenue, Woodward, OK 73801
+1 (580) 256-4555
Hospital
900 17Th St, Woodward, OK 73801
+1 (580) 256-5511
Hotel
2608 Williams Avenue, Woodward, OK 73801
Local Post Office
2020 Williams Avenue, Woodward, OK 73801
+1 (580) 256-7138
Movie Theater
1425 34th Street, Woodward, OK 73801
+1 (580) 254-0068
Museum
2009 Williams Avenue, Woodward, OK 73801
+1 (580) 256-6136
Pharmacy
1120 14th Street, Woodward, OK 73801
+1 (580) 254-0129

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually a few weeks to a few months. These loans are designed to meet immediate financial needs and are often used in emergencies or unexpected situations.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. Although the interest rates may be higher compared to those with good credit, these loans provide an opportunity for individuals to access funds when they need them most.

What are same-day loans?

Same-day loans are short-term loans that promise quick approval and funds disbursement, often within the same day of application. They are ideal for situations where you need immediate financial assistance and cannot wait for the traditional lending process.

How do short-term loans work?

Short-term loans are a type of short-term loan that is typically due on your next payday. Borrowers write a post-dated check for the loan amount plus fees or authorize an automatic withdrawal from their bank account to repay the loan.

What are the requirements for obtaining a short-term loan?

The requirements can vary by lender, but generally, you need to be at least 18 years old, have a steady source of income, and possess an active checking account. Some lenders may also require proof of identification and contact information.

What are the risks associated with short-term loans?

Short-term loans often come with higher interest rates and fees, which can lead to a cycle of debt if not managed properly. It's essential to read the terms carefully and ensure you can repay the loan on time before borrowing.

How can I apply for a short-term loan?

You can apply for a short-term loan online or in person at a lender's physical location. The application process typically involves filling out a form with your personal, financial, and employment information. After submission, you will receive a decision shortly, often within the same day.

Find Short-term Loans Near Me

Jump to city name:

AdaAdairAftonAllenAltusAlvaAnadarkoAntlersApacheArapahoArdmoreArkomaArnettArrowAtokaBarnsdallBartlesvilleBaseBeaverBeggsBethanyBig CabinBingerBixbyBlackwellBlanchardBokchitoBoswellBristowBroken ArrowBroken BowBuffaloBurlingtonBurns FlatCacheCaddoCaleraCalumetCamargoCantonCanuteCashionCatoosaChandlerChecotahChelseaCherokeeCheyenneChickashaChoctawChouteauCityClaremoreCleo SpringsClevelandClintonCoalgateColbertColcordCollinsvilleComancheCommerceCordellCowetaCushingCuster CityCyrilDavenportDavisDel CityDeweyDisneyDrumrightDukeDuncanDurantEaklyEdmondEl RenoElginElk CityElmore CityEnidErickEufaulaFairlandFairviewFletcherFort CobbFort GibsonFort SillFort SmithFrederickGageGarberGearyGlencoeGlenpoolGoldsbyGoltryGoodwellGoreGracemontGrandfieldGroveGuthrieGuymonHarrahHartshorneHaskellHealdtonHeavenerHennesseyHenryettaHintonHobartHoldenvilleHominyHookerHopetonHugoHulbertHydroIdabelInolaJayJenksKellyvilleKetchumKieferKingfisherKingstonKonawaKremlinLahomaLamontLangleyLawtonLindsayLocust GroveLone GroveLutherMadillMangumMannfordMariettaMarlowMcalesterMcloudMedfordMeekerMenoMiamiMidwest CityMincoMooreMoorelandMoundsMountain ViewMuldrowMulhallMuseMuskogeeMustangNewcastleNewkirkNichols HillsNicoma ParkNobleNormanNowataOchelataOiltonOkarcheOkeeneOkemahOklahoma CityOkmulgeeOologahOwassoPanamaPauls ValleyPawhuskaPawneePerkinsPerryPiedmontPocolaPonca CityPond CreekPorterPoteauPraguePryorPurcellQuapawQuintonRamonaRatliff CityRed OakRed RockRinglingRoffRolandSalinaSallisawSand SpringsSapulpaSayreSeilingSeminoleSentinelShattuckShawneeShidlerSkiatookSnyderSouth CoffeyvilleSperrySpiroStiglerStillwaterStilwellStonewallStratfordStroudSulphurTahlequahTalihinaTalogaTecumsehTempleTexhomaThackervilleThe VillageTinker Air Force BaseTishomingoTonkawaTulsaTuttleValliantVelmaVerdenVianViciVillageVinitaWagonerWakitaWaltersWapanuckaWarnerWarr AcresWatongaWattsWaukomisWaurikaWaynokaWeatherfordWelchWeleetkaWellstonWest Siloam SpringsWestvilleWetumkaWewokaWilburtonWisterWoodwardWynnewoodYukon

Woodward ZIP Codes

73801
73802