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Best Online Short-term Loans in Owasso

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in Owasso

Advance America
Financial institution
4.90
10 reviews

Address: 12332 East 86th St N, Owasso, OK 74055

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (918) 376-2960

Website: advanceamerica.net/store-locations/oklahoma/12332-e-86th-st-north-owasso-74055

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Ach Loan Bill Payments Christmas Loans Consumer Financial Services Consumers Loans Credit Counseling Debt Management Dollar Loans Easy Cash Loans Emergency Loans Existing Loan Financial Services Financial Solutions Higher Loan Holiday Loans Home Improvement Home Loans In Store Loan In-Store Cash Advance Loan Payments Loan Processing Loan Refinancing Loan With No Credit Check Loans Grant Manage Loan Money Loans Money Transfers New Loan No Credit Check Loans Online Bill Payments Online Lending Online Personal Loan Payment Plans Personal Finances Personal Loans For Bad Credit Prepaid Cards Quick Loan Quick Loans Refinance Loan Repayment Plan Security Online Account Authentication Fraud Prevention Short-Term Lending Short-Term Loans Single Repayment Loan Small Loans Terms Finance Unsecured Loans Vehicle Insurance
World Finance
Loan agency
4.90
10 reviews

Address: 8518 N 129th E Ave, Owasso, OK 74055

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (918) 274-1630

Website: loansbyworld.com/locations/oklahoma/owasso/74055/688

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Dixie Finance
Loan agency
4.90
13 reviews

Address: 9100 N Garnett Rd # B, Owasso, OK 74055

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (918) 376-2088

Website: wallacemgt.com

LendNation
Loan agency
4.60
6 reviews

Address: 12701 East 86th St N Ste C, Owasso, OK 74055

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (918) 274-4604

Website: lendnation.com/location/ok/owasso/12701-e-86th-street-n-1201

Services:

Business loans Signature loans Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments New Loan Online Lending Short-Term Loans Small Loan
OneMain Financial
Loan agency
4.40
10 reviews

Address: 425 E 2nd Ave, Owasso, OK 74055

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (918) 274-9027

Website: onemainfinancial.com/branches/ok/owasso/74055/4029

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Tower Loans
Loan agency
4.30
6 reviews

Address: 405 E 2nd Ave, Owasso, OK 74055

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (918) 272-6060

check n go, Check `n Go Store Directory
Loan agency

Address: Owasso, OK 74055

Phone Number: +1 (918) 274-0982

Website: locations.checkngo.com/oklahoma/owasso

Alternatives to Short-term Loans in Owasso

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

First United Mortgage Group
5.00
10 reviews

Short-term personal loans are often utilized for immediate financial needs and tend to have a faster approval process compared to long-term loans. These loans typically range in amount from a few hundred to a few thousand dollars and are paid back over a short period, often within months. Due to the quick turnaround, interest rates can be higher than other loan types. However, they offer flexibility in use, allowing borrowers to address various urgent expenses.

Best Installment Loan

CLOSED - Bank of Oklahoma (Inside Reasor's)
5.00
0 reviews

Installment loans offer another short-term borrowing solution, characterized by fixed monthly payments over a specified term. These loans are beneficial for individuals looking for predictable repayment schedules to manage their finances effectively. When seeking the best installment loans, borrowers should focus on lenders that provide transparent terms, flexible loan amounts, and reasonable interest rates. These features can help avoid unnecessary costs and ensure the loan effectively meets the borrower's financial needs.

Best Car Title Loan

Apex Title & Closing Services LLC.
4.90
10 reviews

Title loans present a unique short-term loan solution that leverages the borrower's vehicle as collateral, allowing them to borrow money based on the vehicle's value. This option is often sought by individuals who need quick cash and may not have strong credit scores, as the loan approval process can be swift. While title loans can provide immediate financial relief, it's crucial to be mindful of the associated risks, such as high interest rates and the possibility of losing the vehicle if the loan is not repaid, emphasizing the importance of borrowing only what is needed and ensuring timely repayments.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

Car Glass Replacement Shop
11440 East 81st Street North, Owasso, OK 74055
+1 (918) 417-1481
Car Wash
9800 North 119th East Avenue, Owasso, OK 74055
+1 (918) 274-9889
College/University
13720 East 86th Street North, Owasso, OK 74055
+1 (918) 401-4640
Community Center
301 South Cedar Street, Owasso, OK 74055
+1 (918) 272-3903
Dentist
12813 East 101st Place North, Owasso, OK 74055
+1 (918) 272-4242
Do-It-Yourself Centers
9450 North 129th East Avenue, Owasso, OK 74055
+1 (918) 376-9975
Fast Food
202 South Dogwood Street, Owasso, OK 74055
Fitness Club & Center
7770 North Owasso Expressway, Owasso, OK 74055
+1 (918) 409-9038
Government Office
301 W 76th St N, Owasso, OK 74055
+1 (918) 272-4959
Hospital
12451 E 100Th St N, Owasso, OK 74055
+1 (918) 274-5000
Hotel
11699 East 96th Street North, Owasso, OK 74055
+1 (918) 272-4334
Library
103 West Broadway Street, Owasso, OK 74055
+1 (918) 549-7624
Local Post Office
1233 North Cedar Street, Owasso, OK 74055
+1 (918) 274-9376
Movie Theater
12601 E 86th Pl N, Owasso, OK 74055
+1 (918) 376-9191
Museum
26 South Main Street, Owasso, OK 74055
+1 (918) 272-4966

FAQ

What are short-term loans?

Short-term loans are financial products that allow borrowers to access a small amount of money quickly, typically to cover unexpected expenses. These loans usually have a higher interest rate compared to traditional loans and must be repaid within a short timeframe, usually from a few weeks to a few months.

Can I get a short-term loan with bad credit?

Yes, it is possible to obtain a short-term loan even with bad credit. Many lenders offer loans specifically catered to individuals with less-than-perfect credit histories. However, interest rates and fees may be higher for these borrowers compared to those with good credit.

What are same-day loans?

Same-day loans are a type of short-term loan designed to provide you with funds quickly, often within the same day you apply. These loans are particularly useful for emergencies where immediate funds are needed. Approval rates can be high, but the convenience of fast access usually comes with higher costs.

How do short-term loans work?

Short-term loans are short-term, high-interest loans that are typically due on your next payday. They are popular for their convenience and speed, but they often come with significant fees and interest rates. It’s important to only borrow the amount you can afford to repay promptly to avoid additional charges.

Are there any risks associated with short-term loans?

Yes, there are several risks associated with short-term loans. These include high-interest rates, short repayment terms, and the potential for falling into a cycle of debt if you are unable to repay the loan on time. It’s crucial to fully understand the terms and conditions before taking out a short-term loan.

What should I consider before taking a short-term loan?

Before applying for a short-term loan, consider the total cost of the loan, including interest and fees, your ability to repay it on time, and whether you truly need the loan for an urgent expense. It is also essential to compare different lenders to find the most favorable terms and conditions.

How can I apply for a short-term loan?

To apply for a short-term loan, you can typically fill out an application online or visit a lender’s physical location. You will need to provide personal and financial information such as your income, employment details, and bank account information. Once the application is approved, the funds are usually disbursed quickly, often within the same day.

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Owasso ZIP Codes

74015
74019
74021
74055