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Best Online Short-term Loans in Guthrie

Need a quick financial boost? Short-term loans can be your lifesaver in unexpected cash crunch situations. The problem of sudden expenses can be stressful, leaving you scrambling for solutions. Whether it's a medical bill or a car repair, waiting isn't an option. Agitated by the urgency and lack of resources, many find themselves overwhelmed. Our Best Cash Advance Short-term Loans service provides a hassle-free solution, offering quick funds to navigate through tough times. Say goodbye to financial stress and let us help you regain peace of mind today!

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Best Online Short-term Loans in Guthrie

Security Finance
Loan agency
3.70
2 reviews

Address: 307 N Division St, Guthrie, OK 73044

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 282-0077

Website: securityfinance.com/locations/guthrie-ok-0576

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
COMMUNITY LOANS OF GUTHRIE
Loan agency
3.70
1 reviews

Address: 123 N Division St, Guthrie, OK 73044

Today's Business Hours: 8:30 AM - 6:00 PM

Phone Number: +1 (405) 282-4525

Website: communityloansofguthrie.com

Services:

Installment loans Payday loans Signature loans Car Repair
Logan County Loans
Loan agency
2.50
2 reviews

Address: 125 N Division St, Guthrie, OK 73044

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 282-6200

Website: logancountyloans.com

Services:

Signature loans Notary
S.A.M. Check Cashing Machine
Check cash
1.00
1 reviews

Address: 220 E Cleveland Ave, Guthrie, OK 73044

Today's Business Hours: 7:00 AM - 10:00 PM

Phone Number: +1 (405) 282-0530

Website: samco-financial.com/check-cashing-near-me

Services:

Government benefits check cashing Money orders Payroll check cashing Financial Service Insurance Check Cashing Pos System Unemployment Check Cashing

Alternatives to Short-term Loans in Guthrie

Short-term loans come in various forms to meet different financial needs. Personal loans are unsecured loans typically offered by banks or online lenders and can be used for a variety of purposes, such as debt consolidation or unexpected expenses, with repayment terms often ranging from a few weeks to a year. Installment loans are a type of short-term loan that is repaid over a set term through regular payments, making them a predictable option for borrowers looking to manage their budget. Title loans involve using a vehicle title as collateral to secure the loan, providing borrowers with quick access to cash, but they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Cashland
5.00
1 reviews

Short-term loans are a versatile solution for individuals needing quick access to cash. Interest rates and fees can vary, so finding the best option tailored to specific needs is crucial. For personal loans, some lenders offer low-interest, no-collateral options where borrowers can apply for amounts based on their creditworthiness. With an efficient application and approval process, these loans can be ideal for unexpected expenses or financial emergencies requiring immediate attention.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Wash
221 East Cleveland Avenue, Guthrie, OK 73044
Club & Association
101 North 2nd Street, Guthrie, OK 73044
+1 (405) 282-1947
Dentist
817 East Triplett Road, Guthrie, OK 73044
+1 (405) 260-3477
Government Office
308 South Division Street, Guthrie, OK 73044
+1 (405) 282-2812
Hospital
205 South Academy Road, Guthrie, OK 73044
+1 (405) 282-9449
Hotel
124 West Harrison Avenue, Guthrie, OK 73044
+1 (405) 282-1000
Library
201 North Division Street, Guthrie, OK 73044
+1 (405) 282-0050
Local Post Office
201 West Oklahoma Avenue, Guthrie, OK 73044
+1 (405) 282-4736
Movie Theater
2404 South Division Street, Guthrie, OK 73044
+1 (405) 282-4512
Pharmacy
1505 South Division Street, Guthrie, OK 73044
+1 (405) 282-0050
Rent-a-Car Facility
122 Cristina Drive, Guthrie, OK 73044
+1 (405) 285-5380
Specialist
110 East Harrison Avenue, Guthrie, OK 73044
+1 (405) 282-4396
Sports Center
8513 South Douglas Boulevard, Guthrie, OK 73044
+1 (405) 282-2787
Theater
115 North 2nd Street, Guthrie, OK 73044
Tourist Information Office
1611 West Cleveland Avenue, Guthrie, OK 73044
+1 (405) 833-4557

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few days to a few months. They are designed to meet urgent financial needs and are ideal for those looking to cover unexpected expenses quickly.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders provide options specifically for individuals with bad credit, but keep in mind that terms and conditions, such as interest rates, might be less favorable compared to those with good credit.

How do same-day loans work?

Same-day loans are designed to provide you with fast access to funds. Upon approval, the loan amount is generally deposited into your bank account on the same day. The ease and speed of this process make same-day loans an attractive option for urgent financial situations.

What are short-term loans?

Short-term loans are a type of short-term loan typically intended to cover urgent expenses until your next paycheck. They are generally smaller loans with high interest rates and are expected to be repaid in full on, or shortly after, your next payday.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender but typically ranges from $100 to $2,500. Short-term loans are designed to cover smaller, immediate financial needs, so borrowing limits are usually lower compared to traditional loans.

Are there risks associated with short-term loans?

Yes, there are risks associated with short-term loans, including high interest rates and fees, which can make them expensive over time. It's essential to carefully review the loan terms and ensure you can repay the loan as agreed to avoid falling into a cycle of debt.

How can I apply for a short-term loan?

Applying for a short-term loan can typically be done online or in person at a lender's physical location. The process usually involves filling out an application form, providing identification and income verification, and agreeing to the loan terms. Approval can often be obtained quickly, especially for same-day loans.

Find Short-term Loans Near Me

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Guthrie ZIP Codes

73025
73044