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Best Online Short-term Loans in Shawnee

Need cash in a hurry? A financial bind doesn't have to stress you out. Short-term loans are your quick and easy fix! We understand the frustration of unexpected expenses, feeling stuck, and having no way out. Luckily, our Best Cash Advance Short-term Loans offer a fast, reliable solution to get you back on track. Whether it's an emergency repair or a sudden bill, we’re here to help you bridge the gap with flexibility and speed. You deserve a hassle-free way to manage life's surprises. Let us help you find the stability you need.

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Best Online Short-term Loans in Shawnee

World Finance
Loan agency
5.00
10 reviews

Address: 2426 N Harrison St Ste 400, Shawnee, OK 74804

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 275-6630

Website: loansbyworld.com/locations/oklahoma/shawnee/74804/605

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
World Acceptance
Loan agency
5.00
1 reviews

Address: 124 N Broadway Ave, Shawnee, OK 74801

Phone Number: +1 (405) 275-6630

World Finance
Loan agency
5.00
10 reviews

Address: 4010 N Kickapoo Ave Suite 3, Shawnee, OK 74804

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 275-1830

Website: loansbyworld.com/locations/oklahoma/shawnee/74804/626

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Empire Finance
Loan agency
5.00
10 reviews

Address: 4006 N Kickapoo Ave Suite D, Shawnee, OK 74804

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (405) 695-6965

Website: wallacefinance.com

Services:

Installment loans
Covington Credit
Loan agency
4.70
10 reviews

Address: 1601 N Harrison St Suite A, Shawnee, OK 74804

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (405) 395-0002

Website: heightsfinance.com/loan-office-location/cash-loans-shawnee-oklahoma

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Red River Credit Corporation
Loan agency
4.40
10 reviews

Address: 1601 N Harrison St, Shawnee, OK 74804

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (405) 273-1977

Website: redrivercredit.com/locations/shawnee-ok

Services:

Installment loans Payday loans Signature loans Title loans Financial Assistance Home Loan Programs Payment Plans Personal Loans Short Term Loan Small Loan
Advance Loan
Loan agency
4.30
10 reviews

Address: 1150 N Harrison Ave, Shawnee, OK 74801

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (405) 214-5400

Website: helpfulcash.com

LendNation
Loan agency
4.30
9 reviews

Address: 1501 N Kickapoo Ave, Shawnee, OK 74804

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (405) 395-9066

Website: lendnation.com/location/ok/shawnee/1501-n-kickapoo-avenue-1211

Services:

Business loans Signature loans Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments Mobile Banking New Loan Online Lending Short-Term Loans Small Loan
Tower Loans
Loan agency
3.70
7 reviews

Address: 21 W Main St, Shawnee, OK 74801

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 273-9104

American Loans
Loan agency
3.70
1 reviews

Address: 1510 N Kickapoo Ave Suite 2, Shawnee, OK 74804

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 214-6440

Website: americanloansoklahoma.com

Services:

Installment loans Line of credit Payday loans Signature loans Confidential Loans Easy Loan Home Loan Loan Application Quick Loan Rebuild Credit
Continental Credit
Loan agency
3.20
5 reviews

Address: 2401 N Harrison St Suite 100, Shawnee, OK 74804

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 275-1138

Courtesy Loans Inc
Loan agency
3.00
7 reviews

Address: 11 Broadway suite 1732 NYC, NY 10004

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (347) 394-2675

Advance Loan Services
Loan agency

Address: 105 N Beard Ave, Shawnee, OK 74801

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 214-5400

AmeriCash Loans
Loan agency

Address: 2029 N Harrison St, Shawnee, OK 74804

Phone Number: +1 (405) 273-5400

Services:

Installment loans Payday loans Title loans Auto Repairs Car Repairs Home Improvements Home Repairs Quick Cash Loans Same Day Loans Tax Returns Term Loans

Alternatives to Short-term Loans in Shawnee

Short-term loans are financial solutions designed for temporary monetary needs, encompassing personal loans, installment loans, and title loans. Personal loans are unsecured options provided by financial institutions, typically involving a fast approval process for relatively small amounts, and must be repaid within a short timeframe. Installment loans are structured arrangements allowing borrowers to repay the borrowed amount through fixed, regular payments over a brief period, often used for planned expenses. Title loans use the borrower’s vehicle as collateral, providing quick cash with the risk of losing the vehicle upon non-payment; they are generally for short durations and come with high interest rates, making them a costly option for urgent financial needs.

Best Personal Loan

City National Bank & Trust ATM
5.00
1 reviews

Short-term personal loans are typically unsecured and meant to be paid back within a short timeframe, usually a few months to a year. The best personal loans tend to be those offered by reputable financial institutions and online lenders with transparent terms and competitive interest rates. These types of loans can be used for various purposes such as consolidating debt, covering emergency expenses, or making a large purchase. It's crucial to review the lender's reputation and read the fine print to ensure there are no hidden fees or unfavorable terms. In essence, for a personal loan to be the best choice, it should have a reasonable interest rate, clear repayment terms, and should come from a trustworthy lender.

Best Installment Loan

Sunbelt Credit
3.10
4 reviews

Installment loans are another type of short-term loan that borrowers can consider. Unlike payday loans, which often require full repayment within a short period, installment loans split the amount borrowed over a series of scheduled payments. This arrangement can make it easier for borrowers to manage the repayment process without straining their finances. Rates and terms can vary greatly, so it's essential to research lenders and compare options. Lenders such as Upstart and LendingClub are frequently cited as the best for installment loans due to their personalized service and reasonable terms.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've recently secured a short-term loan, there are several essential services where you can allocate these funds effectively. You might use the loan to address urgent needs such as medical expenses, car repair services, or legal fees. Additionally, the funds can assist in managing costs related to funeral arrangements or purchasing necessary appliances.

Bodyshop
122 South Union Avenue, Shawnee, OK 74801
+1 (405) 275-1160
Car Wash
3223 North Kickapoo Street, Shawnee, OK 74804
+1 (405) 414-8402
Club & Association
231 North Bell Avenue, Shawnee, OK 74801
+1 (405) 273-7490
College/University
30 Kin Ville Court, Shawnee, OK 74804
+1 (405) 273-5331
Community Center
804 South Park Avenue, Shawnee, OK 74801 (74801-8348)
+1 (405) 275-3986
Dentist
3 East MacArthur Street, Shawnee, OK 74804
+1 (405) 275-4581
Fast Food
240 Shawnee Mall Drive, Shawnee, OK 74804
Fitness Club & Center
3711 North Harrison Street, Shawnee, OK 74804
+1 (405) 878-8540
Florists
610 East Highland Street, Shawnee, OK 74801
+1 (405) 275-9058
Government Office
306 East MacArthur Street, Shawnee, OK 74804
+1 (405) 273-0929
Hospital
3306 North Kickapoo Street, Shawnee, OK 74804
+1 (405) 214-9808
Hotel/Motel
4981 North Harrison Street, Shawnee, OK 74804
+1 (405) 788-4929
Library
101 North Philadelphia Avenue, Shawnee, OK 74801
+1 (405) 275-6353
Movie Theater
3031 North Harrison Street, Shawnee, OK 74804
+1 (405) 275-7511
Museum
601 East Main Street, Shawnee, OK 74801

FAQ

What are Short-Term Loans?

Short-term loans are financial products intended to quickly provide borrowers with smaller loan amounts, typically to be repaid within a short period, often within a few weeks or months. They are suitable for overcoming temporary cash flow issues and are generally unsecured loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your income and ability to repay rather than your credit history. However, such loans might come with higher interest rates to offset the increased risk for lenders.

What is a Same-Day Loan?

Same-day loans are a type of short-term loan designed to be approved and disbursed within the same day. They offer quick access to emergency funds, but they're often associated with higher fees and interests due to the speed and convenience they offer.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where lenders offer small amounts, typically due on the borrower's next payday. The loan amount, plus a fixed fee, is automatically repaid when the borrower's paycheck is deposited, making it a convenient solution for those needing quick cash.

What Are the Risks Associated with Short-Term Loans?

Short-term loans often come with higher interest rates and fees, especially for those with bad credit. If not repaid on time, they can lead to a cycle of debt. Borrowers should ensure they can meet repayment terms before committing to avoid additional financial stress.

How Quickly Can I Receive a Short-Term Loan?

Depending on the lender and their approval process, funds can be disbursed within as little as a few hours to a couple of days. Same-day loans specifically are processed with urgency to ensure quick access to needed cash.

Are There Alternatives to Short-term Loans for Those with Bad Credit?

Yes, there are alternatives such as credit unions, peer-to-peer lending, or personal installment loans which might offer better terms or lower interest rates. It's advisable to explore these options to find the best fit for your financial needs.

Find Short-term Loans Near Me

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Shawnee ZIP Codes

74801
74802
74804
74851