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Best Online Short-term Loans in El Reno

Need quick cash? Our Best Cash Advance Short-term Loans are here to help! Unexpected expenses can turn even the most organized budget upside-down, causing stress and confusion. Don't let bills pile up and worry you any longer. Our fast, easy-to-access short-term loans provide the perfect solution, giving you the financial flexibility you need right when you need it. With our reliable service, you can access funds swiftly and regain control. Let us be your trusted partner in overcoming short-term financial hurdles. Explore our services now and discover how simple it is to bridge the gap till your next paycheck!

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Best Online Short-term Loans in El Reno

World Finance
Loan agency
5.00
10 reviews

Address: 1520 SW 27th St S, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 262-1901

Website: loansbyworld.com/locations/oklahoma/el-reno/73036/639

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Courtesy Loans
Financial institution
5.00
1 reviews

Address: 211 N Bickford Ave, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 422-3100

Tower Loan
Loan agency
5.00
6 reviews

Address: 213 N Bickford Ave, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 422-3102

Advance America
Financial institution
5.00
5 reviews

Address: 1627-B E Hwy 66, El Reno, OK 73036

Phone Number: +1 (405) 422-3586

Western-Shamrock Finance
Loan agency
4.90
10 reviews

Address: 116 N Bickford Ave, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (405) 262-4444

Website: westernshamrock.com/locations/oklahoma/western-shamrock-finance-el-reno-ok

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bill Payments Building Credit Cash Advance Credit Builder Loans Debt Consolidation Financial Advisor Home Loans Personal Loans Tax Services
Check `n Go
Loan agency
4.80
10 reviews

Address: 1403 S Country Club Rd Dr, El Reno, OK 73036

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (405) 262-6085

Website: locations.checkngo.com/oklahoma/el-reno/1403-s-country-club-dr-

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Retail Remote Refis And Reloans Cashier's checks
Security Finance
Loan agency
4.70
5 reviews

Address: 118 N Bickford Ave, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 262-4751

Website: securityfinance.com/locations/el-reno-ok-0456

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Correctional Workers Fed Credit Un
Credit union
4.50
1 reviews

Address: 406 Reformatory Cir, El Reno, OK 73036

Today's Business Hours: 8:30 AM - 4:30 PM

Phone Number: +1 (405) 262-1291

Website: cw-fcu.com

BancFirst
Bank
4.10
4 reviews

Address: 2000 S Country Club Rd, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 262-6577

Website: bancfirst.bank

Local Loan & Investment Co
Loan agency

Address: 101 S Rock Island Ave, El Reno, OK 73036

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 262-5122

Alternatives to Short-term Loans in El Reno

Short-term loans provide quick financial solutions for immediate needs. Personal loans are unsecured loans that offer flexibility in usage, typically with a fixed interest rate and repayment term ranging from a few weeks to several months. Installment loans are similar but require borrowers to repay the loan amount in fixed, regular payments over a predetermined period, offering a structured repayment plan. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral, allowing them to borrow money quickly but often at high interest rates, with the risk of losing the vehicle if the loan isn't repaid.

Best Personal Loan

Empire Finance
4.80
10 reviews

Short-term personal loans are versatile borrowing options designed to meet immediate financial needs. They typically have smaller loan amounts and shorter repayment terms than long-term loans, making them suitable for emergencies or unexpected expenses. The best personal loans in this category often feature competitive interest rates, minimal fees, and flexible eligibility requirements, catering to diverse credit profiles. Lenders offering these loans can be traditional banks, online lenders, or credit unions, and borrowers should compare different options to find the one that best suits their financial situation.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals with a short-term loan can utilize the funds for essential services like medical expenses at local clinics or hospitals, where immediate care is vital. Car repair shops can facilitate the timely maintenance or repair of vehicles, ensuring mobility for work or personal commitments. Additionally, legal services may require financial support for urgent matters, while funeral services can assist families in managing unexpected expenses. Furthermore, appliance repair or replacement ensures that households remain functional and efficient.

Car Repair and Service
S Rock Island Ave, El Reno, OK 73036
+1 (405) 262-1800
Car Wash
1506 Domino Drive, El Reno, OK 73036
+1 (405) 262-6060
Club & Association
600 Sabre Pass, El Reno, OK 73036
+1 (405) 313-8882
College/University
7207 West Cheyenne Street, El Reno, OK 73036
+1 (405) 262-5291
Community Center
317 South Grand Avenue, El Reno, OK 73036
+1 (405) 262-1968
Construction Material & Equipment
3399 East US Highway 66, El Reno, OK 73036
+1 (405) 262-7077
Dentist
1711 Investors Avenue, El Reno, OK 73036
+1 (405) 262-1919
Doughnut Restaurant
1518 West Elm Street, El Reno, OK 73036
+1 (405) 422-1844
Fitness Club & Center
1508 Southwest 27th Street, El Reno, OK 73036
+1 (405) 262-5700
Government Office
2404 Spur Lane, El Reno, OK 73036
+1 (405) 262-6941
Hospital
2115 Parkview Drive, El Reno, OK 73036
+1 (405) 262-2640
Hotel
1817 Southwest 27th Street, El Reno, OK 73036
+1 (405) 422-1155
Library
215 East Wade Street, El Reno, OK 73036
+1 (405) 262-2409
Local Post Office
203 North Evans Avenue, El Reno, OK 73036
+1 (405) 262-5095
Movie Theater
3000 South Country Club Road, El Reno, OK 73036
+1 (405) 262-1918

FAQ

What is a Short-Term Loan?

A short-term loan is a type of financial product designed to help cover unexpected expenses or emergencies. These loans are typically repaid within a few months and can be useful for managing cash flow gaps.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders specialize in offering short-term loans to individuals with bad credit. While higher interest rates may apply, having a poor credit history does not automatically disqualify you from getting a short-term loan.

What are Same-Day Loans?

Same-day loans are a type of short-term loan designed to provide quick access to funds, often on the same day you apply. These loans are convenient for covering urgent financial needs but typically come with higher fees and interest rates.

How Do Short-term Loans Work?

Short-term loans are a specific type of short-term loan that must be repaid with your next paycheck. They are often for small amounts and provide fast cash, but their high interest rates and fees can make them a costly borrowing option.

What are the Requirements for a Short-Term Loan?

Typically, to qualify for a short-term loan, you need to be at least 18 years old, have a regular income, and possess an active checking account. Requirements may vary by lender, so it's important to check their specific criteria.

Are There Alternatives to Short-Term Loans for Bad Credit?

Yes, there are several alternatives to short-term loans for individuals with bad credit, such as personal installment loans, credit union loans, or getting a co-signer. Exploring these options might result in better terms and lower costs.

What Should I Consider Before Taking a Short-Term Loan?

Before taking a short-term loan, consider the interest rates, fees, and repayment terms. Ensure that you can afford the loan and that it meets your financial needs without compromising your ability to pay. Double-check the lender's reputation and understand all terms before signing.

Find Short-term Loans Near Me

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El Reno ZIP Codes

73014
73022
73036
73099
73762