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Best Online Short-term Loans in Midwest City

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Best Online Short-term Loans in Midwest City

American Check Cashers
Check cash
5.00
1 reviews

Address: 5600 SE 15th St, Midwest City, OK 73110

Today's Business Hours: 9:30 AM - 5:30 PM

Phone Number: +1 (405) 736-0046

Advance America
Financial institution
5.00
10 reviews

Address: 2150 S Douglas Blvd G, Midwest City, OK 73130

Phone Number: +1 (405) 732-7717

Advance Personal Loans
Loan agency
5.00
8 reviews

Address: 351 N Air Depot Blvd b, Midwest City, OK 73110

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (405) 477-1906

Website: advanceploans.com/locations/midwest-city

Services:

Installment loans Payday loans Signature loans Loans Personal Loans No Credit Check Loans Online Bad Credit Loans Online Personal Loans Personalised Service Quick Cash Quick Online Loan Short-Term Loan Unsecured Loans
Advance America
Financial institution
4.90
10 reviews

Address: 232 S Air Depot Blvd Ste. A, Midwest City, OK 73110

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (405) 737-8300

Website: advanceamerica.net/store-locations/oklahoma/232-s-air-depot-blvd-ste-a-midwest-city-73110

Services:

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World Finance
Loan agency
4.70
13 reviews

Address: 1200 S Air Depot Blvd N, Midwest City, OK 73110

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 741-0754

Website: loansbyworld.com/locations/oklahoma/midwest-city/73110/681

Services:

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ACE Cash Express
Loan agency
4.60
14 reviews

Address: 824 S Air Depot Blvd Ste A, Midwest City, OK 73110

Today's Business Hours: 8:00 AM - 8:00 PM

Phone Number: +1 (405) 736-6639

Website: acecashexpress.com/locations/oklahoma/midwest-city/2034

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Online Loans Online Payment Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loan Short Term Loans Online Tax Preparation Tax Services Visa Debit Cards ACE Flare ACE Elite Money Orders Business Services
Approved Cash
Loan agency
4.50
10 reviews

Address: 1800 S Air Depot Blvd, Midwest City, OK 73110

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (405) 733-0400

Website: approvedcashadvance.com/locations/midwest_city

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advances Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preperation Services Title Loans
Advance Loan Services Inc
Loan agency
4.50
10 reviews

Address: 1819 S Air Depot Blvd # B, Midwest City, OK 73110

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (405) 732-3600

Website: helpfulcash.com

Security Finance
Loan agency
4.30
5 reviews

Address: 1200 S Air Depot Blvd H, Midwest City, OK 73110

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 736-0800

Website: securityfinance.com/locations/midwest-city-ok-1174

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Financial Solutions Health Insurance Income Tax Preparation Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
OneMain Financial
Loan agency
4.20
6 reviews

Address: 1405 S Douglas Blvd ste a, Midwest City, OK 73130

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 741-6600

Website: onemainfinancial.com/branches/ok/midwest-city/73130/4032

Services:

Business loans Flex loans Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Building Credit Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loans Moving Loans Emergency Loansmoving Loans Family Support Financial Loans Financial Protection And Innovation Funeral Loans Higher Loan Home Improvements Housing Counselors Loan Calculator Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Loans Mortgage Originated Mortgage Payment Motor Vehicle Motorcycle Loans Payment Plan Personal & Auto Loans Personal Finance Personal Loans Online Real Estate Mortgage Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Tax Returns Total Finance Unsecured Loan Unsecured Loans Vacation Loans Wedding Loans
Camelot Financial Services
Loan agency
2.30
2 reviews

Address: 416 N Air Depot Blvd # C, Midwest City, OK 73110

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 737-1913

Website: camelotfs.com

Services:

Installment loans Payday loans Signature loans Check Loans Consumer Loans Post Dated Check Loans Small Consumer Loans Small Loan
ABC Loans
Loan agency
2.00
2 reviews

Address: 416 N Air Depot Blvd ste b, Midwest City, OK 73110

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 732-4535

Website: camelotfs.com

Services:

Payday loans Signature loans Check Loans Post Dated Check Loans Small Loans
Money Time Loans
Loan agency

Address: 1925 S Air Depot Blvd, Midwest City, OK 73110

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 741-2255

Same Day Cash Advance Midwest City
Loan agency

Address: 6830 E Reno Ave # 449, Midwest City, OK 73110

Alternatives to Short-term Loans in Midwest City

Short-term loans can be broadly categorized into personal, installment, and title loans, each serving distinct financial needs. Personal loans are unsecured loans that generally do not require collateral and may be used for various purposes, from consolidating debt to unexpected expenses, offering flexible terms. Installment loans, similar to personal loans, are usually repaid in fixed payments over a short period and often come with fixed interest rates, making them predictable and easy to budget for. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, often providing quick access to cash but typically carry higher interest rates and risk of repossession if not repaid on time. Each loan type has its advantages and considerations, making it essential for borrowers to assess their financial situation and repayment ability before committing.

Best Personal Loan

Pathway Credit
5.00
10 reviews

Short-term personal loans are typically unsecured loans offered by banks, credit unions, or online lenders. They are designed to be a quick financial solution for individuals needing immediate funds to cover unexpected expenses or emergencies. The best personal loans offer competitive interest rates, flexible repayment terms, and quick access to funds, making them an attractive option for borrowers with good credit.

Best Installment Loan

Sun Loan Company
4.60
10 reviews

Installment loans are another form of short-term financing where the borrower receives a lump sum of money upfront and repays it through regular, fixed payments over a set period of time. This consistency makes budgeting easier, and is ideal for those who need a large sum of money but want to avoid a revolving credit option like a credit card. One well-regarded installment loan option is available through Marcus by Goldman Sachs, which offers no fees and fixed interest rates that can help save money over the loan term.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
8 reviews

Title loans are secured short-term loans where the borrower uses their vehicle title as collateral. These loans generally allow individuals to borrow money based on the vehicle's appraised value. The best title loan option would be one that offers a reasonable interest rate and allows the borrower to retain possession and use of their vehicle during the loan term. It is essential that the lender does not employ aggressive collection practices and provides clear communication on terms and conditions regarding repossession if the loan is not repaid on time.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

FAQ

What are short-term loans?

Short-term loans are financial products designed to help individuals access funds quickly for urgent expenses. These loans typically have a repayment period ranging from a few weeks to a few months. They are ideal for covering unexpected costs or bridging financial gaps until your next paycheck.

Can I get a short-term loan with bad credit?

Yes, you can obtain a short-term loan even if you have bad credit. Many lenders offer specialized services for individuals with less-than-perfect credit histories. These lenders focus more on your current ability to repay the loan rather than your past credit performance.

How do same-day loans work?

Same-day loans are designed to provide quick access to cash. Once you submit your application and it gets approved, the funds are typically disbursed into your bank account on the same day. This makes them a convenient option for urgent financial needs.

What are short-term loans?

Short-term loans are a type of short-term loan where the borrower receives a small amount of money, typically due on their next payday. These loans often come with high-interest rates and fees, making them an expensive borrowing option for immediate financial needs.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender, but it typically ranges from a few hundred to a few thousand dollars. The lender will assess your income, creditworthiness, and state regulations to determine your eligible loan amount.

What are the interest rates and fees associated with short-term loans?

Short-term loans often carry higher interest rates and fees compared to traditional loans because they are meant to be quick fixes for immediate financial needs. It's important to understand the cost of the loan, including interest and fees, before committing to ensure it's a financially sound decision.

How do I apply for a short-term loan?

You can apply for a short-term loan through various methods, including online application portals, in-store applications, or by phone. The process typically involves providing personal information, proof of income, and bank details. Once your application is reviewed and approved, you will receive the funds according to the lender's guidelines.

Find Short-term Loans Near Me

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Midwest City ZIP Codes

73020
73084
73110
73130
73141