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Best Online Short-term Loans in Ardmore

Struggling with unexpected expenses and need quick cash? Discover how our Best Cash Advance Short-term Loans can be your lifesaver! We understand that financial hiccups can be stressful, and finding a reliable short-term loan solution can be even more challenging. That's why we offer fast, easy, and flexible loans tailored to your needs. Say goodbye to lengthy approvals and complicated paperwork. Our service provides an efficient way to receive the cash you need, when you need it the most. Let us help you regain control of your finances with our streamlined, no-hassle short-term loans. Apply now and breathe easier!

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Best Online Short-term Loans in Ardmore

World Finance
Loan agency
5.00
4 reviews

Address: 2 W Main St Ste 100, Ardmore, OK 73401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (580) 226-4480

Website: loansbyworld.com/locations/oklahoma/ardmore/73401/615

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Modern Loan Inc
Loan agency
5.00
11 reviews

Address: 125 W Main St, Ardmore, OK 73401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 226-5600

Website: helpfulcash.com

Advance Loan
Loan agency
5.00
10 reviews

Address: 1006 W Broadway St, Ardmore, OK 73401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 226-2999

Website: helpfulcash.com

Ardmore Finance Corp.
Loan agency

Address: 7 N Washington St Suite A, Ardmore, OK 73401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 223-0794

Website: moneywhenuneedit.com/ardmore-ok-ardmore-finance

Services:

Installment loans Payday loans Signature loans Title loans Amortized Loans Car Insurance Debt Consolidation Loans Home Improvements Internet Loan Lending Services Online Loan Personal Loans Rent Mortgage Small Loans Student Loans
Continental Credit
Loan agency
5.00
2 reviews

Address: 202 W Main St, Ardmore, OK 73401

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 226-6666

Website: securityfinance.com/locations/ardmore-ok-1350

Approved Cash
Loan agency
4.90
5 reviews

Address: 1028 W Broadway St, Ardmore, OK 73401

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (580) 223-8257

Website: approvedcashadvance.com/locations/ardmore

Services:

Business check cashing Business loans Installment loans Payday loans Signature loans Title loans Cash Advance Check Cashing Financial Services Home Loan Loan New Loan Payday Loans Small Loan Tax Preperation Services Title Loans
Western-Shamrock Finance
Loan agency
4.90
13 reviews

Address: 707 Grand Ave, Ardmore, OK 73401

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (580) 226-4433

Website: westernshamrock.com/locations/oklahoma/western-shamrock-finance-ardmore-ok

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Building Credit Cash Advance Credit Builder Loans Debt Consolidation Financial Advisor Home Loans Personal Loans Tax Services
Covington Credit
Loan agency
4.80
10 reviews

Address: 304 S Commerce St, Ardmore, OK 73401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 223-6800

Website: heightsfinance.com/loan-office-location/cash-loans-ardmore-oklahoma

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Southern Loan Co
Loan agency
4.00
1 reviews

Address: 14 B St NW, Ardmore, OK 73401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 226-0290

Website: southernloansardmore.com

Legacy Funding & Invstment Inc
Loan agency

Address: 803 Wood-N-Creek Rd, Ardmore, OK 73401

Phone Number: +1 (580) 223-8855

Diamond Finance Loans Ardmore
Loan agency

Address: 333 W Main St #105, Ardmore, OK 73401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 226-5626

Website: bell-finance.com

Alternatives to Short-term Loans in Ardmore

Short-term loans are financial products designed to offer quick access to funds for a brief period. Personal loans are often unsecured, require minimal documentation, and can be used for various purposes, but typically come with higher interest rates due to the lack of collateral. Installment loans provide borrowers with a fixed amount of money that is repaid over scheduled payments, offering the predictability of fixed rates but often requiring a good credit score. Title loans, on the other hand, are secured loans where borrowers use their vehicle's title as collateral; they're appealing for their speed and accessibility but can be risky due to the potential loss of the asset upon default.

Best Personal Loan

Empire Finance
5.00
10 reviews

Short-term personal loans are often utilized by individuals who need quick funds to cover unexpected expenses or urgent financial needs. These loans typically have a short repayment period, usually ranging from a few weeks to a few months, and are generally unsecured, meaning no collateral is required. As a result, they often come with higher interest rates compared to other forms of borrowing. The best short-term personal loans are usually those offered by reputable lenders with transparent terms, competitive interest rates, and fast approval processes, allowing borrowers to effectively manage their financial obligations without incurring significant additional costs.

Best Installment Loan

Check Into Cash
4.60
5 reviews

Installment loans are another form of short-term financing where the borrower receives a lump sum of money upfront and repays it through regular, fixed payments over a set period of time. This consistency makes budgeting easier, and is ideal for those who need a large sum of money but want to avoid a revolving credit option like a credit card. One well-regarded installment loan option is available through Marcus by Goldman Sachs, which offers no fees and fixed interest rates that can help save money over the loan term.

Best Car Title Loan

Ardmore EZ Credit Auto
5.00
1 reviews

Title loans present an option for borrowers willing to use their vehicle as collateral. These loans typically offer quick access to funds, regardless of a borrower's credit score, as the loan is secured by the value of the car. While title loans can be useful in financial emergencies, they come with high interest rates and the risk of losing the vehicle if repayment is not met. Therefore, it's crucial for borrowers to have a clear repayment plan and consider alternative options before committing to a title loan.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've already secured a short-term loan, various crucial services are available locally where these funds could be effectively utilized. Medical facilities and car repair shops can address urgent health and mechanical needs, respectively. Additionally, legal services, as well as funeral and appliance repair services, can be accessed to manage unforeseen personal and household challenges.

Antique/Art Shop
105 East Main Street, Ardmore, OK 73401
+1 (580) 490-9223
Armenian Restaurant
24 Mill Street Southeast, Ardmore, OK 73401
+1 (580) 798-4287
Car Glass Replacement Shop
714 Akron Street, Ardmore, OK 73401
+1 (580) 223-7787
Car Wash
206 South Washington Street, Ardmore, OK 73401
+1 (580) 223-0422
Club & Association
7 West Broadway Street, Ardmore, OK 73401
+1 (580) 490-9980
College/University
611 Veterans Boulevard, Ardmore, OK 73401
+1 (580) 223-1441
Community Center
625 East Main Street, Ardmore, OK 73401
+1 (580) 223-0136
Dentist
97 Savannah Drive, Ardmore, OK 73401
+1 (580) 657-4348
Fitness Club & Center
115 East Broadway Street, Ardmore, OK 73401
+1 (580) 798-4388
Government Office
2401 Village Lane, Ardmore, OK 73401
+1 (580) 226-6117
Hospital
1011 14Th Ave Nw, Ardmore, OK 73401
+1 (580) 223-5400
Hotel
2519 Veterans Boulevard, Ardmore, OK 73401
+1 (580) 223-1234
Library
23 South Washington Street, Ardmore, OK 73401
+1 (580) 223-8290
Movie Theater
2401 12th Avenue Northwest, Ardmore, OK 73401
+1 (580) 223-8881
Museum
103 West Main Street, Ardmore, OK 73401
+1 (580) 798-5046

FAQ

What is a short-term loan?

A short-term loan is a type of credit that is typically repaid over a short period, often ranging from a few weeks to a few months. These loans are designed to provide quick financial relief and are often used for emergencies or unexpected expenses. Short-term loans can include short-term loans, same-day loans, and other similar credit options.

Can I get a short-term loan with bad credit?

Yes, some lenders are willing to provide short-term loans to individuals with bad credit. These lenders focus on other factors such as income and employment status rather than just your credit score. However, be aware that loans for individuals with bad credit may come with higher interest rates.

What is the difference between a short-term loan and a same-day loan?

Short-term loans are a type of short-term loan that is typically due on your next payday. These loans often have high interest rates and fees. Same-day loans are similar in that they are designed for short-term financial needs, but the key feature is that they can be approved and disbursed on the same day, offering quick access to funds.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies depending on the lender and your financial situation. Typically, these loans range from a few hundred dollars to a few thousand dollars. Always borrow only what you need and can afford to repay to avoid financial strain.

What are the risks associated with short-term loans?

Short-term loans come with several risks, including high interest rates and fees. Failing to repay on time can lead to additional charges and negatively impact your credit score. It's important to carefully consider your ability to repay the loan before applying.

How quickly can I receive funds from a short-term loan?

One of the primary benefits of short-term loans is their fast disbursement. Many lenders offer same-day or next-day funding if the application is approved. The exact timing depends on the lender and your bank's processing times.

Are there any alternatives to short-term loans for bad-credit individuals?

Yes, there are alternatives to short-term loans for those with bad credit. Consider borrowing from friends or family, negotiating a payment plan with creditors, or seeking assistance from a local community or charitable organization. Additionally, some lenders offer installment loans with longer repayment terms, which may be more manageable.

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Ardmore ZIP Codes

73401
73402
73403
73451
73454
73458