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Best Online Short-term Loans in Del City

Need quick cash? Our Best Cash Advance Short-term Loans are here to help! Unexpected expenses can turn even the most organized budget upside-down, causing stress and confusion. Don't let bills pile up and worry you any longer. Our fast, easy-to-access short-term loans provide the perfect solution, giving you the financial flexibility you need right when you need it. With our reliable service, you can access funds swiftly and regain control. Let us be your trusted partner in overcoming short-term financial hurdles. Explore our services now and discover how simple it is to bridge the gap till your next paycheck!

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Best Online Short-term Loans in Del City

LendNation
Loan agency
5.00
5 reviews

Address: 5529 SE 15th St B, Del City, OK 73115

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (405) 670-7001

Website: lendnation.com/location/ok/del-city/5529-southeast-15th-1216

Services:

Business loans Signature loans Installment Loans Instant Cash Advances Instant Cash Loans Instant Debit Card Funding Loan Funding Loan Payments Mobile Banking New Loan Online Lending Short-Term Loans Small Loan
Check `n Go
Loan agency
4.90
10 reviews

Address: 4527 SE 29th St, Del City, OK 73115

Today's Business Hours: 10:00 AM - 6:00 PM

Phone Number: +1 (405) 677-2487

Website: locations.checkngo.com/oklahoma/del-city/4527-southeast-29th-street

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Cash Advances Checking Account Credit Counseling Credit Reporting Financial Solution Flexible Options Loan Applications Loan Repayment Loans Originated New Loan Refinance My Loan Retail Loans Cashier's checks
World Finance
Loan agency
4.90
14 reviews

Address: 1911 S Sunnylane Rd Ste E & F, Del City, OK 73115

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 672-6630

Website: loansbyworld.com/locations/oklahoma/del-city/73115/616

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Western-Shamrock Finance
Loan agency
4.90
10 reviews

Address: 4531 SE 29th St, Del City, OK 73115

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (405) 672-2336

Website: westernshamrock.com/locations/oklahoma/western-shamrock-finance-del-city-ok

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bill Payments Building Credit Cash Advance Credit Builder Loans Debt Consolidation Financial Advisor Holiday Loans Home Improvement Home Loans Loans For Bad Credit Loans For Debt Consolidation Personal Loans Property Improvements Starter Loans Tax Filing Tax Help Tax Loans Tax Prep Tax Services Vacation Loans
Covington Credit
Loan agency
4.50
10 reviews

Address: 1501 S Sunnylane Rd, Del City, OK 73115

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (405) 672-2246

Website: heightsfinance.com/loan-office-location/cash-loans-del-city-oklahoma

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Atlas Credit Co., Inc.
Loan agency
4.30
5 reviews

Address: 4742 SE 29th St, Del City, OK 73115

Today's Business Hours: 8:30 AM - 6:30 PM

Phone Number: +1 (405) 595-0545

Website: atlascredit.com

Services:

Installment loans Line of credit Microloans Payday loans Signature loans Title loans Auto Loans Auto Repairs Build Credit Credit Builder Loans Credit Card Debt Easy Personal Loan Guaranteed Personal Loan Loan Application Loan Payment Loan Solutions Loans Lending Online Personal Loans Personal Loans For Bad Credit Quick Cash Loans Repayment Plans Short Term Loan Simple Loans Small Consumer Loan Starter Loans Traditional Loans
United Finance Co
Loan agency
3.70
10 reviews

Address: 4644 SE 29th St, Del City, OK 73115

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (405) 670-3794

Website: unitedfinanceok.com

Alternatives to Short-term Loans in Del City

Short-term loans can be broadly categorized into personal, installment, and title loans, each serving distinct financial needs. Personal loans are unsecured loans that generally do not require collateral and may be used for various purposes, from consolidating debt to unexpected expenses, offering flexible terms. Installment loans, similar to personal loans, are usually repaid in fixed payments over a short period and often come with fixed interest rates, making them predictable and easy to budget for. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, often providing quick access to cash but typically carry higher interest rates and risk of repossession if not repaid on time. Each loan type has its advantages and considerations, making it essential for borrowers to assess their financial situation and repayment ability before committing.

Best Personal Loan

Action Loan Services
5.00
10 reviews

Short-term loans are financial products designed to be repaid within a relatively short period, typically ranging from a few weeks to a year. These loans are often used by individuals to cover immediate needs or unexpected expenses. One option for the best personal short-term loan is the payday loan. Payday loans are unsecured loans that are usually small in amount and intended to be repaid by the borrower's next payday. They offer quick access to cash but often come with high interest rates and fees.

Best Installment Loan

Cash In A Flash
4.70
10 reviews

Installment loans are another form of short-term borrowing that allows borrowers to repay the loan in scheduled increments or installments over a specified period. These loans are often used for significant one-time expenses such as medical bills or home improvements, as they provide the borrower with a lump sum up front. Borrowers need to be mindful of repayment terms, as defaulting on these payments can lead to financial penalties and affect credit scores. The fixed payment structure helps in planning finances better, making them suitable for those who prefer predictable payment schedules.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can utilize it across a range of critical services. For medical needs, local clinics and hospitals provide treatment options that could be covered by the loan. Auto repair shops offer services for vehicle maintenance and repairs, while legal firms can assist with personal or business matters. Additionally, funeral homes help with costs associated with end-of-life arrangements, and appliance service providers handle necessary repairs and replacements for household items.

Dentist
5113 Southeast 15th Street, Del City, OK 73115
+1 (405) 677-0516
Library
Southeast 15th Street, Del City, OK 73115
+1 (405) 672-1377
Local Post Office
4500 Southeast 28th Street, Del City, OK 73115
+1 (405) 670-8564
Specialist
4650 Southeast 15th Street, Del City, OK 73115
+1 (405) 677-8831

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically scheduled to be repaid within a year. These loans can be an ideal solution for unexpected expenses or financial emergencies, providing quick access to funds.

Can I get a short-term loan with bad credit?

Yes, some lenders specialize in offering short-term loans to individuals with bad credit. However, interest rates may be higher to offset the additional risk to the lender.

What are same-day loans?

Same-day loans are a type of short-term loan designed to deliver funds to the borrower on the day of application approval. This quick processing makes them suitable for urgent financial needs.

Are short-term loans the same as short-term loans?

Short-term loans are a specific type of short-term loan intended to tide you over until your next paycheck. They are known for high interest rates and fees, and should be used cautiously.

How quickly can I receive funds from a short-term loan?

Funds from a short-term loan can often be received as quickly as the same day, although the timeline may vary depending on the lender and application process.

What are the repayment terms for short-term loans?

Repayment terms for short-term loans usually range from a few weeks to several months. Be sure to review the specific terms set by your lender before accepting the loan.

How do I apply for a short-term loan?

To apply for a short-term loan, you typically need to complete an online application with your personal and financial information. The lender will review your application, and if approved, you will receive the loan offer with terms.

Find Short-term Loans Near Me

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Del City ZIP Codes

73115
73117
73135