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Best Online Short-term Loans in Muskogee

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Muskogee

World Finance
Loan agency
5.00
10 reviews

Address: 139 W Shawnee St D, Muskogee, OK 74401

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (918) 683-1057

Website: loansbyworld.com/locations/oklahoma/muskogee/74401/610

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
American Pawn Co
Loan agency

Address: 619 W Broadway St, Muskogee, OK 74401

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (918) 682-5016

World Finance
Loan agency
5.00
18 reviews

Address: 1152 N York St Ste B, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (918) 687-8163

Website: loansbyworld.com/locations/oklahoma/muskogee/74403/600

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Appliance Repair Auto Repair Average Loan Build Credit Capitol Loans Car Repairs Credit Plan Easy Loans Finance Loans Investor Relations Loan Payment Plan Loan Solutions Local Loans Medical Bills Military Lending Online Payment Overall Financial Pawn Shop Loans Personal Finance Personal Loans Online Small Dollar Loans Tax Advance Loan Tax Returns World Finance
Ardmore Finance Corp.
Loan agency
5.00
1 reviews

Address: 210 East Side Blvd, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (918) 687-1200

Website: moneywhenuneedit.com/muskogee-ok-ardmore-finance

Services:

Installment loans Payday loans Signature loans Title loans Amortized Loans Car Insurance Debt Consolidation Loans Home Improvements Internet Loan Lending Services Online Loan Personal Loans Rent Mortgage Small Loans Student Loans
S.A.M. Check Cashing Machine
Check cash

Address: 3115 W Okmulgee Ave, Muskogee, OK 74401

Today's Business Hours: 6:00 AM - 10:00 PM

Phone Number: +1 (918) 687-6151

Website: samco-financial.com/check-cashing-near-me

Services:

Government benefits check cashing Money orders Payroll check cashing Financial Service Insurance Check Cashing Pos System Unemployment Check Cashing
Action Loan
Loan agency

Address: 227 W Broadway St, Muskogee, OK 74401

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (918) 577-6283

Website: action-loan.com

Services:

Installment loans Line of credit Payday loans Signature loans Bad Credit Bad Credit Loans Easy Loans Loan Personal Loans Online Loans Personal Loans Starter Loans
Dixie Finance
Loan agency
4.80
11 reviews

Address: 300 East Side Blvd, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (918) 683-2983

Website: wallacemgt.com

Regional Finance
Loan agency
4.80
10 reviews

Address: 1208 N York St Suite B, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (918) 913-4428

Website: branches.regionalfinance.com/ok/muskogee/1208-north-york-street.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Life Insurance New Furniture Personal Loans Small Loan Travel Loans
Covington Credit
Loan agency
4.40
10 reviews

Address: 346 East Side Blvd Block 437, Muskogee, OK 74403

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (918) 684-1078

Website: heightsfinance.com/loan-office-location/cash-loans-muskogee-oklahoma

Services:

Line of credit Payday loans Signature loans Auto Repairs Credit Insurance Easy Loans Fixed-Rate Loans Personal Loans
Security Finance
Loan agency
3.50
5 reviews

Address: 407 N York St Suite B, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (918) 682-7838

Website: securityfinance.com/locations/muskogee-ok-0262

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Continental Credit
Loan agency
2.50
4 reviews

Address: 821 N York St Suite F, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (918) 687-5479

Website: securityfinance.com/locations/muskogee-ok-0773

E Z Cash
Check cash
1.80
9 reviews

Address: 901 N York St, Muskogee, OK 74403

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (918) 683-2435

S.A.M. Check Cashing Machine
Check cash
1.00
1 reviews

Address: 2410 Chandler Rd, Muskogee, OK 74403

Today's Business Hours: 6:00 AM - 10:00 PM

Phone Number: +1 (918) 686-6730

Website: samco-financial.com/check-cashing-near-me

Services:

Government benefits check cashing Money orders Payroll check cashing Financial Service Insurance Check Cashing Pos System Unemployment Check Cashing
Production Credit Association
Loan agency

Address: 3003 Azalea Park Dr, Muskogee, OK 74401

Phone Number: +1 (918) 682-7826

Diamond Finance
Loan agency

Address: 108 N 3rd St, Muskogee, OK 74401

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (918) 683-6764

Website: bell-finance.com

Alternatives to Short-term Loans in Muskogee

Short-term loans are financial solutions designed for temporary monetary needs, encompassing personal loans, installment loans, and title loans. Personal loans are unsecured options provided by financial institutions, typically involving a fast approval process for relatively small amounts, and must be repaid within a short timeframe. Installment loans are structured arrangements allowing borrowers to repay the borrowed amount through fixed, regular payments over a brief period, often used for planned expenses. Title loans use the borrower’s vehicle as collateral, providing quick cash with the risk of losing the vehicle upon non-payment; they are generally for short durations and come with high interest rates, making them a costly option for urgent financial needs.

Best Personal Loan

Bell Finance Loans Muskogee
5.00
2 reviews

Short-term personal loans are often utilized for immediate financial needs and tend to have a faster approval process compared to long-term loans. These loans typically range in amount from a few hundred to a few thousand dollars and are paid back over a short period, often within months. Due to the quick turnaround, interest rates can be higher than other loan types. However, they offer flexibility in use, allowing borrowers to address various urgent expenses.

Best Installment Loan

Liberty Credit
5.00
0 reviews

Installment loans are another common type of short-term financing. They provide borrowers with a lump sum of money that is repaid over a set period in regular installments, which can help with budgeting and managing repayments. For installment loans, LightStream is often considered the best choice due to its competitive rates, no fees, and a wide range of loan amounts and terms suitable for different borrowers with good to excellent credit.

Best Car Title Loan

Muskogee Abstract & Title Company
4.60
10 reviews

Title loans offer a unique option for borrowers who own a vehicle and need quick access to cash. A popular choice in this category involves using the borrower's car title as collateral, allowing them to borrow money based on the car's value. While these loans provide rapid access to funds, they come with significant risks, including high interest rates and the potential loss of the vehicle if the loan is not repaid. Title loans tend to appeal to those who need immediate financial assistance and have no other credit options available, but they should approach this type of loan with caution, ensuring they understand the terms and have a solid repayment plan.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

If you've taken out a short-term loan, it can be used across various local service providers to address urgent needs. This financial assistance can cover medical expenses, car repairs, legal fees, funeral costs, and appliance services. Utilizing these local resources ensures timely support for essential services when immediate funds are necessary.

Bodyshop
404 North Cherokee Street, Muskogee, OK 74403
+1 (918) 682-5600
Car Wash
110 North Junction Street, Muskogee, OK 74401
+1 (417) 483-6688
Club & Association
2299 Old Bacone Road, Muskogee, OK 74403
+1 (918) 685-0450
College/University
1440 South Cherokee Street, Muskogee, OK 74403
+1 (918) 686-7200
Community Center
South 34th Street, Muskogee, OK 74401
+1 (918) 683-0321
Dentist
3518 Chandler Road, Muskogee, OK 74403
+1 (918) 683-2010
Fast Food
2006 North Main Street, Muskogee, OK 74401
Fitness Club & Center
West Broadway Street, Muskogee, OK 74401
+1 (918) 683-1873
Government Office
5006 East Hancock Street, Muskogee, OK 74403
+1 (918) 684-6320
Hospital for Women and Children
351 South 40th Street, Muskogee, OK 74401
+1 (918) 682-6161
Hotel
2701 West Shawnee Street, Muskogee, OK 74401
+1 (918) 687-4224
Library
801 West Okmulgee Street, Muskogee, OK 74401
+1 (918) 682-6657
Local Post Office
100 North 32nd Street, Muskogee, OK 74401
+1 (877) 889-2457
Museum
220 Elgin Street, Muskogee, OK 74401
+1 (918) 686-6624
Pet Supplies
936 West Shawnee Street, Muskogee, OK 74401
+1 (918) 686-6374

FAQ

What is a short-term loan?

A short-term loan is a type of loan designed to be repaid over a short period, typically within a few months. These loans are often used to cover immediate financial needs and are available in smaller amounts compared to traditional loans.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. While a poor credit score may limit your options, some lenders specialize in providing loans to those with less-than-perfect credit histories.

What are same-day loans?

Same-day loans are a type of short-term loan where the borrower can receive the loan amount on the same day they apply. These loans are particularly useful in emergency situations where quick access to funds is necessary.

How do short-term loans work?

Short-term loans are short-term, small-dollar loans that are typically due on your next payday. They are intended to cover urgent expenses and are often a popular choice for borrowers needing quick access to cash. However, they usually come with high fees or interest rates.

What is the typical amount I can borrow with a short-term loan?

With short-term loans, you can typically borrow amounts ranging from a few hundred to a few thousand dollars. The exact amount depends on the lender and your financial situation.

Are there any alternatives to short-term loans for bad credit?

Yes, alternatives include credit unions, personal installment loans, and peer-to-peer lending platforms. These may offer more favorable terms and lower interest rates compared to traditional short-term loans.

What should I consider before applying for a short-term loan?

Before applying, consider the interest rates, repayment terms, and any additional fees. Ensure the loan is affordable and that you have a plan to repay it on time to avoid additional debt or financial strain.

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Muskogee ZIP Codes

74401
74402
74403
74434