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Best Online Short-term Loans in Bethany

Running low on funds can be stressful! When unexpected expenses arise or payday seems too far away, short-term loans could be your lifeline. These quick cash advances are designed to offer you fast access to money right when you need it most. But finding the right lender can be overwhelming and full of hidden pitfalls. That's where we come in! Our "Best Cash Advance Short-term Loans" service ensures you get the cash you need with terms you can trust. Navigate financial emergencies effortlessly and regain your peace of mind today!

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Best Online Short-term Loans in Bethany

Anchor Finance of Bethany
Loan agency
5.00
2 reviews

Address: 7706 NW 23rd St, Bethany, OK 73008

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 491-0448

Website: camelotfs.com

Access Loans
Loan agency
4.30
5 reviews

Address: 7704 NW 23rd St, Bethany, OK 73008

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 787-6127

Website: camelotfs.com

Services:

Payday loans Signature loans Check Loans Post Dated Check Loans Small Loans
Continental Credit
Loan agency
4.10
6 reviews

Address: 5009 N Rockwell Ave, Bethany, OK 73008

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 495-5626

Website: securityfinance.com/locations/bethany-ok-1208

Western Shamrock Finance
Loan agency

Address: 6656 NW 39th Expy, Bethany, OK 73008

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 491-2500

Services:

Business loans Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Repair Loans Bill Payments Boat Loans Building Credit Cash Advance Credit Builder Loans Credit Card Finance Loans Financial Advisor Home Improvement Home Loans Home Mortgages Loans For Bad Credit Loans For Debt Consolidation Mortgage Loans Online Loans Property Improvements Purchasing Or Renting Secured Loans Starter Loans Tax Filing Tax Help Tax Loans Tax Prep Tax Preparation Services Tax Return Unsecured Loans

Alternatives to Short-term Loans in Bethany

Short-term loans come in various forms to meet different financial needs. Personal loans are unsecured loans typically offered by banks or online lenders and can be used for a variety of purposes, such as debt consolidation or unexpected expenses, with repayment terms often ranging from a few weeks to a year. Installment loans are a type of short-term loan that is repaid over a set term through regular payments, making them a predictable option for borrowers looking to manage their budget. Title loans involve using a vehicle title as collateral to secure the loan, providing borrowers with quick access to cash, but they carry the risk of losing the vehicle if the loan is not repaid on time.

Best Personal Loan

Tinker Federal Credit Union
3.90
10 reviews

Short-term personal loans are typically unsecured loans that allow borrowers to access a small amount of money quickly, often without the need for collateral. These loans are excellent for individuals who face unexpected expenses or emergencies and require immediate financial assistance. Personal loans are often provided by banks, credit unions, or online lenders who assess the borrower's creditworthiness to determine the loan amount and interest rate.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have availed a short-term loan can utilize it for essential services provided by local businesses. This includes medical services for healthcare needs, car repair services for vehicle maintenance, legal services for any legal obligations, funeral services for managing last rites, and appliance services for purchasing or repairing essential household electronics.

Cabins & Lodges
6600 Northwest 50th Street, Bethany, OK 73008
+1 (405) 789-0611
Car Repair and Service
6825 Northwest 23rd Street, Bethany, OK 73008
+1 (405) 470-1070
Car Wash
4300 North Rockwell Avenue, Bethany, OK 73008
+1 (405) 514-3889
Club & Association
7300 Northwest 23rd Street, Bethany, OK 73008
+1 (405) 789-0283
College/University
7403 Northwest 23rd Street, Bethany, OK 73008
+1 (405) 789-5266
Dentist
6801 Northwest 39th Expressway, Bethany, OK 73008
+1 (405) 787-1946
Doctor
6801 Northwest 39th Expressway, Bethany, OK 73008
Fitness Club & Center
7823 Northwest 23rd Street, Bethany, OK 73008
+1 (405) 603-2830
Government Office
7901 Northwest 30th Street, Bethany, OK 73008
+1 (405) 787-3308
Hospital
2701 North Rockwell Avenue, Bethany, OK 73008
+1 (405) 789-4150
Library
7941 Northwest 23rd Street, Bethany, OK 73008
+1 (405) 789-8363
Local Post Office
6612 Northwest 38th Street, Bethany, OK 73008
+1 (405) 491-1096
Museum
6728 Northwest 39th Expressway, Bethany, OK 73008
Pharmacy
2316 North Rockwell Avenue, Bethany, OK 73008
+1 (405) 440-0342
Rent-a-Car Facility
6220 Northwest 39th Expressway, Bethany, OK 73008
+1 (405) 789-0886

FAQ

What are short-term loans?

Short-term loans are financial products designed to assist borrowers needing immediate cash to cover emergency expenses or bridge a temporary gap in finances. These loans are typically repaid within a few weeks or months.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders often focus more on your current financial situation and income rather than your credit history. However, be aware that these loans may come with higher interest rates due to the increased risk for the lender.

What are same-day loans and how do they work?

Same-day loans are a type of short-term loan where the application process is streamlined to provide funds to borrowers quickly, usually within the same day of approval. Lenders offering same-day loans use online applications and prioritize fast processing to ensure you receive your money promptly.

Are short-term loans different from short-term loans?

Short-term loans are a specific type of short-term loan designed to be repaid on the borrower’s next payday. While all short-term loans are short-term loans, not all short-term loans are short-term loans. Short-term loans usually carry higher fees and interest rates, making them a costly option if not repaid swiftly.

How do I apply for a short-term loan?

You can apply for a short-term loan online or in-person at a loan provider's store. The application process generally requires basic personal, financial, and employment information. It's important to compare different lenders to find the best terms and interest rates before applying.

What are the typical requirements to qualify for a short-term loan?

Lenders typically require applicants to be at least 18 years old, have a valid bank account, provide proof of a steady income, and present valid identification. Some lenders may have additional requirements based on their lending criteria and your financial profile.

Are there risks associated with short-term loans?

Yes, short-term loans can be risky due to high interest rates and fees, especially short-term loans. Borrowers may find themselves stuck in a cycle of debt if they continually roll over or extend the loan without paying off the principal. It's essential to carefully assess your ability to repay before borrowing.

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Bethany ZIP Codes

73008