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Best Online Short-term Loans in Guymon

Stop worrying about unexpected expenses! When life throws financial surprises your way, our Best Cash Advance Short-term Loans come to the rescue. No one likes dealing with emergencies, especially when they're expensive. That's where we step in — providing quick, hassle-free solutions when you need them the most. Our short-term loans are designed to cover urgent costs without the stress and complicated processes of traditional lending. Secure your peace of mind today with our easy, fast, and dependable service — because financial relief shouldn't be more stressful than the problem itself.

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Best Online Short-term Loans in Guymon

Yes Finance
Loan agency
5.00
1 reviews

Address: 1421 N Main St, Guymon, OK 73942

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (580) 338-4452

Mr Payroll
Check cash

Address: 1199 NE 12th St, Guymon, OK 73942

Phone Number: +1 (580) 338-0920

Continental Credit
Loan agency

Address: 617 N Main St, Guymon, OK 73942

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 338-5011

Website: securityfinance.com/locations/guymon-ok-0767

Western-Shamrock Finance
Loan agency
4.70
10 reviews

Address: 509 N Main St, Guymon, OK 73942

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (580) 338-6800

Website: westernshamrock.com/locations/oklahoma/western-shamrock-finance-guymon-ok

Services:

Business loans Installment loans Payday loans Signature loans Title loans Auto Repair Loans Debt Consolidation Home Loans Personal Loans Tax Services
Advance America
Financial institution
4.70
10 reviews

Address: 1908 US-64 North, Guymon, OK 73942

Phone Number: +1 (580) 338-6961

Security Finance
Loan agency

Address: 1412 N Main St, Guymon, OK 73942

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (580) 338-7711

Website: securityfinance.com/locations/guymon-ok-1373

Services:

Installment loans Line of credit Payday loans Signature loans Account Management Appliance Repair Auto Repair Car Repair Child Tax Credit Consumer Loans Continuing Education Disability Insurance Existing Loan Finance Loan Financial Solutions Health Insurance Internet Loans Life Insurance Loan Online Medical Plan Military Lending Payment Plan Personal Finance Secure Loan Small Personal Loan Tax Deductions Tax Help
Farm Credit of Western Oklahoma
Financial institution

Address: 2143 US-64, Guymon, OK 73942

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (866) 691-2267

Website: farmcreditloans.com/contact/contact-guymon/index.html

Alternatives to Short-term Loans in Guymon

Short-term loans are designed to provide temporary financial relief and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured, meaning no collateral is required, and they typically have a brief repayment period with fixed monthly payments. Installment loans require borrowers to repay the principal and interest in predetermined installments over a set period, offering more manageable repayment options. Title loans, on the other hand, require the borrower to use their vehicle title as collateral, providing a quick loan option but risking vehicle ownership if the loan isn't repaid. Each loan type serves different borrower needs and carries its own risks and benefits.

Best Personal Loan

Sure Finance
5.00
0 reviews

Short-term loans offer quick access to funds and are usually repaid within a short period, often ranging from a few weeks to a year. Among the various short-term loan options, personal loans are a popular choice. Personal loans are unsecured, meaning they don't require collateral, making them an attractive option for those who have a good credit score and need funds for personal expenses, such as medical bills or home renovations. They are typically provided by banks, credit unions, or online lenders, and offer fixed interest rates and monthly payments, which can help in budgeting and financial planning.

Best Car Title Loan

American Title & Abstract
0.00
0 reviews

Title loans cater to borrowers who own a vehicle outright and are willing to use it as collateral. A favorable option for the best title loan is a reputable auto title loan that offers competitive interest rates and transparent terms. Such loans allow borrowers to leverage the equity in their vehicle while continuing to drive it. However, it's important for borrowers to assess their ability to repay, as failure to do so could result in the loss of the vehicle.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be strategically used to cover expenses across a variety of essential local services. These include medical costs for urgent care or procedures, car repair bills to keep vehicles operational, legal fees for necessary representation, funeral expenses at local funeral homes, and appliance services for repairing or replacing vital household items. Leveraging short-term loans can provide financial relief in these areas by facilitating access to crucial local service providers.

Car Wash
1102 North Lelia Street, Guymon, OK 73942
+1 (580) 338-7979
Club & Association
103 North Perkins Avenue, Guymon, OK 73942
+1 (580) 338-3000
College/University
304 Northwest 5th Street, Guymon, OK 73942
+1 (580) 338-1380
Dentist
309 Medical Drive, Guymon, OK 73942
+1 (580) 338-3700
Fitness Club & Center
415 North Main Street, Guymon, OK 73942
+1 (806) 677-6100
Government Office
219 Northwest 4th Street, Guymon, OK 73942
+1 (580) 338-0137
Hospital
520 Medical Drive, Guymon, OK 73942
+1 (580) 338-6515
Hotel
1909 North Highway 64, Guymon, OK 73942
Library
206 Northwest 5th Street, Guymon, OK 73942
+1 (580) 338-7330
Local Post Office
302 North Quinn Street, Guymon, OK 73942
+1 (580) 338-6422
Movie Theater
1950 North Highway 64, Guymon, OK 73942
+1 (580) 338-3281
Museum
421 North Main Street, Guymon, OK 73942
+1 (580) 338-4278
Pharmacy
1902 North Academy Street, Guymon, OK 73942
+1 (580) 338-8421
Restaurant
101 Southeast 2nd Street, Guymon, OK 73942
Shopping Center
514 Northeast 4th Street, Guymon, OK 73942
+1 (580) 338-6464

FAQ

What are Short-Term Loans?

Short-term loans are financial products designed to provide quick access to a small sum of money that you agree to repay in a relatively short period, usually ranging from a few weeks to a few months. These loans are tailored for immediate financial needs and often come with faster processing times compared to traditional loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, you can get a short-term loan with bad credit. Many lenders offer bad-credit loans that focus more on your current financial situation than your credit history. However, interest rates may be higher for individuals with bad credit, so it's important to explore your options and understand the terms before committing.

What Are Same-Day Loans?

Same-day loans are a type of short-term loan that promises rapid approval and funding, often within the same business day. These loans are beneficial for emergency expenses when you need money quickly and can't afford to wait for a standard loan approval process.

How Do Short-term Loans Work?

Short-term loans are short-term loans designed to help you cover expenses until your next paycheck. The lender typically requires verification of your employment and salary. Once approved, you receive a lump sum and agree to repay it along with fees by your next payday. These loans usually have high interest rates and fees, so they should be used sparingly.

What Do I Need to Apply for a Short-Term Loan?

To apply for a short-term loan, you'll generally need to provide proof of income, a valid form of identification, and a bank account for fund deposits and repayments. Some lenders may also require additional documentation, so check with the specific lender for their requirements.

Are There Risks Associated with Short-Term Loans?

Yes, there are risks associated with short-term loans, particularly if they turn into a cycle of debt. High-interest rates and fees can quickly accumulate if loans are frequently rolled over or not repaid on time. It's important to carefully review the loan terms and ensure you can meet the repayment schedule.

How Can I Choose the Best Short-Term Loan?

To choose the best short-term loan, consider factors such as interest rates, repayment terms, fees, and the lender's reputation. Compare multiple offers, read reviews, and check if the lender is governed by relevant financial regulatory bodies. Take your time to ensure the loan meets your financial needs and situation.

Find Short-term Loans Near Me

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Guymon ZIP Codes

73942