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Best Online Short-term Loans in Edmond

Need quick cash without the hassle? That's where our Best Cash Advance Short-term Loans come in! Finding yourself in a financial jam can be stressful, and waiting for traditional loan approval isn't an option. Our service swiftly tackles this problem by offering short-term loans tailored to your immediate needs. Experience relief from financial burdens with our hassle-free application process and swift approvals. With our loans, you have a reliable solution that doesn't keep you waiting. Say goodbye to financial stress and apply now to get back on track with our speedy cash advance service!

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Best Online Short-term Loans in Edmond

Solid Cash Advance
Loan agency
5.00
3 reviews

Address: 645 W Edmond Rd, Edmond, OK 73003

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (405) 674-4236

Website: solidcadvance.com/locations/edmond

Services:

Business loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Loan Program Motorbike Finance No Credit Check Loans Online Loans Quick Cash Advance Quick Loan Short-Term Loan Simple Loan Used Car Loan
DOLLAR TIME
Loan agency
5.00
7 reviews

Address: 721 W Edmond Rd, Edmond, OK 73003

Today's Business Hours: 8:30 AM - 6:00 PM

Phone Number: +1 (405) 471-6500

Website: dollartimeloans.com

Services:

Installment loans Signature loans Car Repair Student Loans
ACE Cash Express
Loan agency
4.70
10 reviews

Address: 900 S Broadway, Edmond, OK 73034

Phone Number: +1 (405) 348-2274

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money orders Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Ace Elite™ Visa® Prepaid Debit Card Atm Services Auto Loans Auto Mortgage Auto Repair Bank Accounts Bills Online Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Credit Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Financial Services Financial Solution Home Mortgage Home Repair Identity Verification Individual Payment Instant Loan Loan Application Loan Funding Loans Money Money Management Online Payment Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Short Term Loans Online Store Loans Tax Preparation
BancFirst
Bank
4.50
7 reviews

Address: 1264 S Bryant Ave, Edmond, OK 73034

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (405) 270-1000

Website: bancfirst.bank

Regional Finance
Loan agency
4.50
10 reviews

Address: 302 W Edmond Rd, Edmond, OK 73003

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (405) 562-5102

Website: branches.regionalfinance.com/ok/edmond/302-w--edmond-road.html

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Appliance Loans Auto Repair Loans Car Loan Car Repairs Credit Card Debt Debt Consolidation Loans Financial Services Furniture Loans Holiday Loans Home Repairs Loans Personal Loans New Furniture Small Loan Travel Loans
Community Loans of Edmond
Loan agency
4.10
9 reviews

Address: 636 W Edmond Rd, Edmond, OK 73003

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (405) 330-0101

Website: communityloansofedmond.com

Services:

Installment loans
Cash When You Need It
Loan agency

Address: Edmond, OK 73003

Alternatives to Short-term Loans in Edmond

Short-term loans are financial solutions designed to provide quick access to funds and are typically paid back within a short period. Personal loans are unsecured, allowing borrowers to use them for various personal needs without the necessity for collateral. Installment loans require borrowers to pay back the loan in fixed amounts over a predetermined schedule, often accompanied by interest, making budgeting easier. Title loans, however, are secured by using the borrower's vehicle title as collateral, offering quick approval but posing a risk of losing the vehicle if repayments are not made timely. Each type of short-term loan has distinct characteristics, making them suitable for different financial situations and borrower requirements.

Best Personal Loan

Marcy Leonard, Broker/Owner, Leonard Realty - Edmond/OKC Metro
5.00
10 reviews

Short-term personal loans are versatile borrowing options designed to meet immediate financial needs. They typically have smaller loan amounts and shorter repayment terms than long-term loans, making them suitable for emergencies or unexpected expenses. The best personal loans in this category often feature competitive interest rates, minimal fees, and flexible eligibility requirements, catering to diverse credit profiles. Lenders offering these loans can be traditional banks, online lenders, or credit unions, and borrowers should compare different options to find the one that best suits their financial situation.

Best Installment Loan

RATLIFF CPA INCORPORATED
0.00
0 reviews

Installment loans are another type of short-term loan where the best options are characterized by their predictable repayment schedules and reasonable interest rates. These loans are repaid over several installments, making them a suitable choice for borrowers who prefer consistent monthly payments. The application process for installment loans is generally hassle-free, and they can be secured or unsecured, providing flexibility for borrowers who need to manage unexpected expenses while maintaining financial stability.

Best Car Title Loan

American Eagle Title Group - Edmond
4.10
7 reviews

For those considering title loans as a short-term financing solution, it is essential to understand how they work. A car title loan, considered one of the best options in this category, allows borrowers to use their vehicle's title as collateral in exchange for quick cash. Title loans are beneficial for individuals who own a vehicle outright and need funds swiftly, as they typically do not require a credit check. However, these loans can carry high-interest rates and the risk of losing one's vehicle if there's a default. Therefore, they should only be utilized when you're confident in your ability to repay the loan on the agreed terms.

Loan Regulations in Oklahoma

Oklahoma’s short-term loan regulation ensures consumer protection while providing access to quick financial solutions. State-wide, these regulations stipulate that short-term loan amounts cannot exceed $500. The loan terms are flexible, ranging from 12 to 45 days, giving borrowers ample time to manage repayment. Regarding interest rates, Oklahoma caps the finance charges at $15 for every $100 borrowed up to $300, and an additional $10 for every $100 beyond the initial $300.

To be eligible for a short-term loan in Oklahoma, applicants typically need to provide proof of income, a valid government-issued ID, and an active checking account. The regulations also require payday lenders to be transparent about the terms and fees of the loan, ensuring borrowers are fully informed before entering into any agreement.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

For individuals who have secured a short-term loan, there are several essential services that can be accessed locally to meet immediate financial needs. These funds can be effectively utilized for medical expenses, ensuring timely healthcare services and treatments. Should automobile issues arise, car repair services can be promptly attended to, minimizing disruptions to daily commutes. Additionally, legal services can be sought for urgent legal matters, while funeral expenses can be managed to provide dignity and respect during difficult times. Finally, appliance services can be accessed to repair or replace essential household items, maintaining the smooth functioning of daily routines.

Car Wash
1025 North Santa Fe Avenue, Edmond, OK 73003
+1 (405) 340-1942
Club & Association
409 Fretz Avenue, Edmond, OK 73003
+1 (405) 340-5300
College/University
245 South Santa Fe Avenue, Edmond, OK 73003
+1 (405) 216-9800
Community Center
900 North Sooner Road, Edmond, OK 73034
+1 (408) 285-2002
Dentist
609 South Kelly Avenue, Edmond, OK 73003
+1 (405) 844-8444
Fitness Club & Center
824 West Edmond Road, Edmond, OK 73003
+1 (405) 216-0200
Hospital
1714 South Kelly Avenue, Edmond, OK 73013
+1 (405) 285-8845
Hotel
3840 East 2nd Street, Edmond, OK 73034
+1 (405) 844-3700
Library
3409 South Broadway, Edmond, OK 73013
+1 (405) 849-4603
Movie Theater
1225 East Danforth Road, Edmond, OK 73034
+1 (405) 341-7227
Museum
1020 Northwest 192nd Street, Edmond, OK 73012
Pharmacy
1322 North Kelly Avenue, Edmond, OK 73003
Post Office
2000 West Danforth Road, Edmond, OK 73003
+1 (405) 562-2148
Rent-a-Car Facility
13 West 15th Street, Edmond, OK 73013
+1 (405) 844-6700
Restaurant
1333 North Santa Fe Avenue, Edmond, OK 73003

FAQ

What are short-term loans?

Short-term loans are a type of financial product designed to provide borrowers with quick access to cash. These loans typically have a short repayment period that can range from a few weeks to a few months. They are often used to cover unexpected expenses or tide over until the next paycheck.

Can I get a short-term loan with bad credit?

Yes, it is possible to secure a short-term loan even if you have bad credit. Many lenders specialize in offering loans to individuals with less-than-perfect credit histories. However, these loans might come with higher interest rates and fees to offset the increased risk to the lender.

How do same-day loans work?

Same-day loans are designed to provide rapid access to funds, often being processed and approved within a single day. Once approved, the loan amount is typically deposited into the borrower's bank account, allowing immediate use of the funds. Applicants need to ensure they meet the lender's requirements for timely processing.

What is a short-term loan?

A short-term loan is a type of short-term loan that is usually due to be paid back on the borrower's next payday. This type of loan is often used for immediate financial needs and can provide quick access to cash. However, short-term loans often come with high interest rates and fees, so it's important to carefully read the terms and conditions.

What should I consider before taking a short-term loan?

Before taking a short-term loan, consider the following: your ability to repay the loan on time, the total cost of the loan including any fees and interest, and whether the loan is the best solution for your financial situation. Understanding these factors can help you make an informed decision and avoid potential financial pitfalls.

Are there alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. These include borrowing from credit unions, seeking financial assistance programs, using peer-to-peer lending platforms, or negotiating payment plans with creditors. It's important to explore these options to find a solution that minimizes financial risks.

What happens if I can't repay my short-term loan on time?

If you are unable to repay your short-term loan on time, it's crucial to contact your lender immediately to discuss your options. Some lenders may offer extensions or payment plans, but these can come with additional fees and interest. Failing to repay a loan could lead to increased debt, damage to your credit score, and potential legal action from the lender.

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Edmond ZIP Codes

73003
73007
73012
73013
73025
73034
73049
73054
73083