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Best Online Short-term Loans in Bend

Say goodbye to unexpected financial stress! When life's surprises throw you a curveball, our Best Cash Advance Short-term Loans are here to help. Many struggle with cash flow issues, unsure where to turn. But don't worry – these short-term loans offer a quick and straightforward solution to your immediate money troubles. No more sleepless nights! Our fast, efficient service can get you the funds you need without hassle. Experience the peace of mind that comes with knowing a solution is just around the corner. Get started today and take control of your financial future with ease!

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Best Online Short-term Loans in Bend

Trueline Capital
Loan agency
5.00
2 reviews

Address: 547 SW 13th St Suite 201, Bend, OR 97702

Today's Business Hours: 8:30 AM - 5:00 PM

Phone Number: +1 (800) 292-6561

Website: truelinecapital.com

ACE Cash Express
Loan agency
4.70
10 reviews

Address: 244 NE Franklin Ave, Bend, OR 97701

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (541) 312-2222

Website: acecashexpress.com/locations/oregon/bend/3151

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
United Finance
Loan agency
4.70
14 reviews

Address: 20360 Empire Ave Suite B4, Bend, OR 97703

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (541) 617-1922

Website: unitedfinance.com/home/office/bend

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Auto Finance Auto Loan Refinancing Auto Loans Auto Repairs Automobile Financing Bad Credit Loans Bill Consolidation Loan Consumer Finance Consumer Loans Credit Card Debt Debt Consolidation Easy Loan Finance Calculator Finance Loan Finance Management Finance Reports Financial Assistance Financial Education High Yield Certificates Home Personal Loans Industrial Loan Investment Services Loan Processing Loan Refinancing Loan Signing Loan Specialist Local Loan Medical Expenses Motorcycle Loan New Car No Credit Check Loans Online Bill Payment Other Personal Loans Personal Loans Quick Loan Rebuild Credit Recreational Vehicle Retirement Plan Same Day Funding Same Day Loan Small Loan Traditional Loans Unsecured Loans Used Auto Used Auto Loan Used Car Loan Used Cars Used Vehicle Vehicle Financing
Top Cash Advance
Loan agency
4.50
7 reviews

Address: 1938 NE 3rd St, Bend, OR 97701

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (541) 262-5058

Website: topcadvance.com/locations/bend

Services:

Business loans Flex loans Installment loans Payday loans Title loans Auto Loan Bad Credit Car Loan Boat Financing Boat Loan Financing Loans Loan Program Motorbike Finance No Credit Check Loans Online Loans Payment Loans Quick Cash Revolving Loans Short-Term Loan Simple Loan Used Car Loan
OneMain Financial
Loan agency
3.40
10 reviews

Address: 1120 SE 3rd St #100, Bend, OR 97702

Today's Business Hours: 9:00 AM - 5:30 PM

Phone Number: +1 (541) 318-4209

Website: onemainfinancial.com/branches/or/bend/97702/2187

Services:

Flex loans Installment loans Line of credit Payday loans Signature loans Title loans Auto Refinance Loans Auto Repair Loans Boat Loans Car Purchase Loans Careers Loan Cash Out Refinance Consumer Loan Debt Consolidation Loans Emergency Loansmoving Loans Family Support Financial Loans Funeral Loans Higher Loan Loan Originated Loan Processing Medical Loans Mortgage Loan Servicer Mortgage Originated Mortgage Payment Motorcycle Loans Payment Plan Personal & Auto Loans Personal Loans Online Real Estate Mortgage Loan Repayment Plan Rv Loans Secured Personal Loans Total Finance Unsecured Loan Vacation Loans Wedding Loans
Oregon Business Development Corporation
Loan agency

Address: 334 NE Hawthorne Ave, Bend, OR 97701

Phone Number: +1 (541) 548-9538

Website: oregonbusinessdevelopment.org

Services:

Business loans Signature loans Community Advantage Loans Conventional Loans Lending Programs Loan Programs New Construction Rural Loan Sba Lending Usda Rural Development
Tk Jacobson Investments I
Loan agency

Address: 23451 Butterfield Trail, Bend, OR 97702

Phone Number: +1 (541) 383-8502

Alternatives to Short-term Loans in Bend

Short-term loans offer quick financial assistance with different options tailored to varying needs. Personal loans are typically unsecured and can be used for a variety of purposes, offering a swift solution without the need for collateral, although they generally come with higher interest rates. Installment loans provide a structured repayment plan, allowing borrowers to pay back in fixed monthly amounts over a short period, making budgeting easier and predictable. Title loans, on the other hand, require the borrower to use their vehicle as collateral, allowing for rapid access to cash but risking asset forfeiture if payments are not met. Each type serves distinct financial situations, with personal loans offering versatility, installment loans providing planned repayments, and title loans delivering secured, quick cash access.

Best Personal Loan

ELEV8 MORTGAGE
5.00
10 reviews

Short-term loans serve various immediate financial needs, and personal loans are one of the most versatile options available. Best suited for individuals needing quick access to funds without providing collateral, personal loans often come with a straightforward application process. They are typically unsecured, which means you don't need to offer any assets as security, making them an attractive choice for borrowers with a good credit history. The repayment period can range from a few months to a couple of years, offering flexibility depending on the lender's terms.

Best Installment Loan

Arbor Mortgage Group
5.00
17 reviews

For installment loans, a top choice is a personal installment loan that can be acquired from a bank or online lender. These loans allow you to borrow a lump sum that is to be paid back over a predetermined period through fixed monthly payments. The predictable nature of the payments makes it easier to manage within a budget, and the loans generally feature lower interest rates compared to other short-term borrowing options. This makes them suitable for individuals looking to finance larger expenses in a manageable way.

Best Car Title Loan

AmeriTitle
5.00
2 reviews

Title loans are yet another short-term loan type, known for being relatively easy to obtain. Ideal for those needing a fast infusion of cash, title loans typically use the borrower's vehicle title as collateral. While this can allow individuals with less-than-perfect credit scores to access funds quickly, title loans often come with high-interest rates and the risk of losing one’s vehicle if the loan is not repaid. Therefore, while they can offer quick cash in emergencies, borrowers should consider the risks and terms carefully before proceeding with a title loan.

Loan Regulations in Oregon

Oregon has established state-wide regulations for short-term loans to safeguard borrowers and ensure fair lending practices. The maximum loan amount a borrower can take out is $50,000, provided the amount does not exceed 25% of the borrower's net monthly income if they earn $60,000 per year or less. Short-term loan terms must be at least 31 days, with the law capping the maximum APR (Annual Percentage Rate) on a short-term loan at 36%. In addition to this, lenders can charge an origination fee once per loan, and these fees are also regulated.

Borrowers must be residents of Oregon and provide proof of income to establish eligibility for a short-term loan. Furthermore, rollovers are prohibited, and borrowers cannot have more than one outstanding short-term loan at a time.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be a valuable financial resource for individuals needing immediate support for various local services. Borrowers can utilize funds to cover medical expenses, car repair costs, legal fees, funeral arrangements, or purchasing essential appliances. By addressing these urgent needs, short-term loans provide a buffer to ensure critical services are not disrupted.

Adventure Sports Facility
200 Northwest Pacific Park Lane, Bend, OR 97703
+1 (541) 389-7275
Car Accessories
558 Southeast 9th Street, Bend, OR 97702
+1 (541) 797-2242
Car Wash
20685 Southeast Reed Market Road, Bend, OR 97702
+1 (541) 317-0992
Club & Association
800 Northeast 6th Street, Bend, OR 97701
+1 (541) 317-8462
College/University
155 Southwest Century Drive, Bend, OR 97702
+1 (541) 728-0176
Community Center
1036 Northeast 5th Street, Bend, OR 97701
+1 (541) 323-3344
Concert Hall
835 Northwest Wall Street, Bend, OR 97703
+1 (541) 317-0700
Dentist
62968 O.B. Riley Road, Bend, OR 97703
Doctor
2200 Northeast Neff Road, Bend, OR 97701
Government Office
Bend, OR 97703
+1 (541) 388-6322
Greek Restaurant
61583 Southeast 27th Street, Bend, OR 97702
+1 (541) 371-5533
Hospital
1303 Northeast Cushing Drive, Bend, OR 97701
+1 (541) 318-0858
Hotel
550 Southwest Bond Street, Bend, OR 97702
+1 (541) 213-2108
Library
601 Northwest Wall Street, Bend, OR 97703
+1 (541) 617-1050
Movie Theater
680 Southwest Powerhouse Drive, Bend, OR 97702
+1 (844) 462-7342

FAQ

What is a Short-Term Loan?

A short-term loan is a type of financial product that provides borrowers with quick access to funds that must be repaid within a shorter period, generally ranging from a few weeks to a few months. These loans are designed to cater to immediate financial needs, making them suitable for emergencies.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. However, the terms may differ, such as higher interest rates or lower loan amounts. It's essential to compare the options available to find a lender that caters to your specific credit situation.

What are Same-Day Loans?

Same-day loans are a subtype of short-term loans that are processed quickly, often within the same day of application approval. They are ideal for urgent financial needs, allowing borrowers to access funds without unnecessary delays.

How Do Short-term Loans Work?

Short-term loans are a form of short-term loans that are typically due on your next payday. They offer a fast solution to immediate cash shortages, requiring borrowers to repay the full loan amount, plus fees, in a single installment once they receive their paycheck.

What Are the Requirements for Obtaining a Short-Term Loan?

To obtain a short-term loan, lenders usually require you to meet certain criteria, such as being at least 18 years old, having a steady income source, and an active bank account. Some lenders might also require proof of identity and residence.

How Much Can I Borrow with a Short-Term Loan?

The amount you can borrow with a short-term loan varies by lender, but typically ranges from $100 to a few thousand dollars. The exact amount will depend on factors such as your income, credit score, and the lender's policies.

Are There Risks Associated with Short-Term Loans?

Short-term loans can carry high-interest rates and fees, especially for individuals with bad credit, making them expensive if not managed properly. It's vital to borrow only what you can repay and to explore alternative financing options when possible to avoid a cycle of debt.

Find Short-term Loans Near Me

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Bend ZIP Codes

97701
97702
97703
97708
97709