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Best Online Short-term Loans in Portland

Need quick cash to tackle unexpected expenses? You're not alone! We understand the stress of sudden financial crunches, and that's why we're here with our Best Cash Advance Short-term Loans. Designed to bridge the gap between paychecks, our loans offer a swift solution to your urgent needs. No more sleepless nights worrying about overdue bills or surprise costs. Let us help you regain financial peace of mind with an easy, hassle-free loan application process tailored just for you. Choose us for fast and reliable short-term loans and move forward with confidence!

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Best Online Short-term Loans in Portland

Apartment Loan Store
Loan agency
5.00
10 reviews

Address: 11704 N Island Cove Ln, Portland, OR 97217

Today's Business Hours: 8:00 AM - 9:00 PM

Phone Number: +1 (503) 312-1710

Website: apartmentloanstore.com

Services:

Business loans Flex loans Installment loans Payday loans Signature loans Adjustable Rate Mortgage/Commercial Amortization Loan Apartment/Multifamily Loans/Financing Building Loans Cash Out Refinance Loans Cash Out Refinancing Cmbs Loans Commercial Bridge Loans Commercial Construction Lending Commercial Construction Loan Rates Commercial Mortgage Broker Commercial Property Commercial Real Estate Loans Consumer Finance Debt Coverage Direct Lending Fannie Mae Multifamily Loans Freddie Mac Loans Hud Construction Loans/Financing Hud Multifamily Loans And Rates Loan Calculator Loan Process Loan Transactions Low Rate Interest Only Apartment Perm Loan Program Mezzanine Financing Mixed Use Loans/Financing Commercial Mixed Use Mobile Home Mortgage Calculator Mortgage Loan Multifamily Bridge Loans Multifamily Lending Multifamily Mortgages Multiple Rental Property Loans/Financing New Construction Permanent Loan Personal Lending Poor Credit Loans Property Investment Real Estate Investing Rehab Loans Senior Housing Senior Loan Stated Income Commercial Loans/Financing Student Housing Loans/Financing Tax Returns Term Financing Usda Loans
Startup Business Finance Group
Loan agency
5.00
1 reviews

Address: 700 SW 5th Ave 3rd Floor, Ste. #4000, Portland, OR 97204

Phone Number: +1 (503) 305-3336

Website: startupbusinessfinance.com

American Equipment Finance
Loan agency
4.90
11 reviews

Address: 700 SW Fifth Avenue 3rd Floor, Suite #4000, Portland, OR 97204

Today's Business Hours: 7:00 AM - 4:00 PM

Phone Number: +1 (503) 305-3336

Website: americanefs.com

Services:

Business loans Signature loans Commercial Equipment Financing Commercial Lending Dump Truck Financing Farm Tractor Financing Financing Financing Financing Programs Fixed Fee Loans Heavy Equipment House Financing Semi Truck Financing Software Financing Tow Truck Financing Trailer Financing Trailer Loan Working Capital Loans
United Finance
Loan agency
4.70
10 reviews

Address: 10245 NE Clackamas St, Portland, OR 97220

Phone Number: +1 (503) 238-6466

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Auto Finance Auto Loan Refinancing Auto Repairs Automobile Financing Automobile Loans Bad Credit Loans Bill Consolidation Loan Consumer Finance Consumer Loans Credit Card Debt Debt Consolidation Finance Calculator Finance Loan Finance Management Finance Reports Financial Education High Yield Certificates Home Improvement Loans Home Personal Loans Industrial Loan Investment Services Loan Signing Loan Specialist Local Loan Medical Expenses Motorcycle Loan New Car No Credit Check Loans Other Personal Loans Personal Loans Personal loans Quick Loan Rebuild Credit Recreational Vehicle Retail Sales Financing Retirement Plan Same Day Funding Same Day Loan Standard Credit Traditional Loans Used Auto Used Auto Loan Used Car Loan Used Vehicle Vehicle Financing
United Finance
Loan agency
4.30
10 reviews

Address: 515 E Burnside St, Portland, OR 97214

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (503) 232-5153

Website: unitedfinance.com/locations/portland-burnside

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Auto Finance Auto Loan Refinancing Auto Loans Auto Repairs Automobile Financing Bad Credit Loans Bill Consolidation Loan Consumer Finance Consumer Loans Credit Card Debt Debt Consolidation Easy Loan Finance Calculator Finance Loan Finance Management Finance Reports Financial Assistance Financial Education High Yield Certificates Home Personal Loans Industrial Loan Investment Services Loan Processing Loan Refinancing Loan Signing Loan Specialist Local Loan Medical Expenses Motorcycle Loan New Car No Credit Check Loans Online Bill Payment Other Personal Loans Personal Loans Quick Loan Rebuild Credit Recreational Vehicle Retirement Plan Same Day Funding Same Day Loan Subprime Lender Traditional Loans Unsecured Loans Used Auto Used Auto Loan Used Car Loan Used Cars Used Vehicle Vehicle Financing
ACE Cash Express
Loan agency
4.20
10 reviews

Address: 2722 N Lombard St, Portland, OR 97217

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (503) 285-2929

Website: acecashexpress.com/locations/oregon/portland/3110

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
CRD Financial, LLC.
Loan agency

Address: 3705 SE Morrison St, Portland, OR 97214

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (503) 640-1700

Website: crdfinancial.com

Services:

Business loans Commercial Finance Finance Solution Start-Up Financing
Cashco Financial Services Inc
Loan agency
4.00
10 reviews

Address: 3420 SE Cesar Estrada Chavez Blvd, Portland, OR 97202

Phone Number: +1 (503) 234-2274

Services:

Installment loans Signature loans Personal Loans
Bridge City Lending
Loan agency
3.90
10 reviews

Address: 9320 SW Barbur Blvd #225, Portland, OR 97219

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (503) 766-6262

ACE Cash Express
Loan agency
3.80
15 reviews

Address: 11902 SE Stark St, Portland, OR 97216

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (503) 255-2274

Website: acecashexpress.com/locations/oregon/portland/3199

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
Connell Salinas
Loan agency

Address: 2916 NE Alberta St, Portland, OR 97211

Phone Number: +1 (503) 284-1654

Fundwise Capital
Loan agency

Address: 8778 NE Sandy Blvd Suite 101, Portland, OR 97220

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (503) 442-7312

Website: localfundingdeals.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Bridge Loans Gap Funding Investor Loans Loans Financing Loans Funding Real Estate Real Estate Investment Real Estate Investor Real Estate Investor Loans Sba Loans Sba Loans Financing Term Loans Unsecured Term Loans
Le Loan
Loan agency

Address: 8716 SE Division St, Portland, OR 97266

Phone Number: +1 (503) 788-2052

Lindsay Zeke
Loan agency

Address: 1325 NW Flanders St, Portland, OR 97209

Phone Number: +1 (503) 546-8480

Alkali Partners
Financial institution

Address: 610 SW Alder St #820, Portland, OR 97205

Phone Number: +1 (415) 938-7796

Website: alkalipartners.com

Willamette Funding LLC
Loan agency

Address: 1005 SE Washington St, Portland, OR 97214

Phone Number: +1 (503) 239-8609

Weststar Loan Servicing Corporation
Loan agency

Address: 5933 NE Win Sivers Dr #109, Portland, OR 97220

Phone Number: +1 (503) 274-0363

Website: westloan.com

Services:

Business loans Payday loans Signature loans Consumer Debt Home Loans Investor Loan Loan Transfer Mortgage Lending New Loan Real Estate Residential Mortgage Residential Mortgage Lending
Working Capital Loans Group
Loan agency

Address: 700 SW 5th Ave, Portland, OR 97204

Phone Number: +1 (503) 305-3336

Website: workingcaploans.com

Services:

Business loans Payday loans Signature loans Factoring Programs Funds Loan Merchant Cash Advances Operating Capital Personal Loans Property Loans Revenue Based Funding Options Sale Leaseback And Collateral Based Programs Secured Loan Short And Long Term Options Unsecured Funding Unsecured Loans Working Capital Financing Working Capital Funds Working Capital Lending Working Capital Loans
TriTalent Funding Group, Inc
Loan agency

Address: 8555 SW Apple Way Ste 330, Portland, OR 97225

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (503) 222-4466

Website: tritalent.com

Services:

Business loans Installment loans Signature loans Bank Financing Bridge Financing Bridge Loan Buy And Hold Conventional Financing Fix And Flips Free Consultation Home Loan Programs Loan Funded Long Term Financing Mobile Home Permanent Loan Property Acquisitions Renovation Loan Residential Loans Single Family Homes Specialty Lender Vacation Homes
Tow Truck Finance Group
Loan agency

Address: 700 SW 5th Avenue 3rd Floor, Suite #4000, Portland, OR 97204

Phone Number: +1 (888) 475-2337

Website: towtruckfinance.com

Services:

Business loans Installment loans Signature loans Capital Loans Commercial Trucks Financing Programs Financing Solutions House Financing Lease Financing Personal Loans Property Loans Tow Truck Tow Truck Financing Truck Financing Working Capital Loans
Jenness John
Loan agency

Address: 10260 SW Greenburg Rd Suite 900, Portland, OR 97223

Phone Number: +1 (503) 452-0001

Maggio-Smith
Loan agency

Address: 12923 NW Cornell Rd #668, Portland, OR 97229

Phone Number: +1 (916) 850-3319

Grant Services
Loan agency

Address: 10260 SW Greenburg Rd # 400, Portland, OR 97223

Phone Number: +1 (503) 452-6982

Weyerhaeuser Global Finance Co
Loan agency

Address: 1300 SW 5th Ave #500, Portland, OR 97201

Phone Number: +1 (503) 227-5581

Cosmopolitan Funding Group
Loan agency

Address: 1750 S Harbor Way #310, Portland, OR 97201

Phone Number: +1 (503) 684-6400

SAM Self-Service Check Cashing
Check cash

Address: 1545 NE 181st Ave, Portland, OR 97230

Phone Number: +1 (503) 665-1883

Website: selfservicecheckcashing.com/check-cashing-near-me

Services:

Business check cashing Cashier's checks Government benefits check cashing Money orders Payroll check cashing Student loan check cashing Tax refund check cashing Unemployment check cashing Stimulus check cashing
ATS Finance LLC
Loan agency

Address: 2647 SE Lake Rd, Portland, OR 97222

Phone Number: +1 (971) 206-0110

College Bound Funding
Loan agency

Address: 10490 SW Eastridge St, Portland, OR 97225

Phone Number: +1 (503) 291-1137

Pacific Accounting
Loan agency

Address: 2nd, Portland, OR 97210

Phone Number: +1 (503) 274-2765

Website: fastcash24.pw

Machine Tools Finance Group
Loan agency

Address: 700 SW 5th Avenue Third Floor, Suite #4000, Portland, OR 97204

Phone Number: +1 (503) 305-3336

Website: machinetoolsfinance.com

Services:

Business loans Signature loans Capital Loans House Financing Personal Loans Property Loans Working Capital Working Capital Loans

Alternatives to Short-term Loans in Portland

Short-term loans offer financial flexibility for diverse needs, including personal, installment, and title loans. Personal loans typically provide unsecured funds with a quick approval process, ideal for urgent financial requirements and can be used for various purposes. Installment loans are structured with set repayment schedules and amounts, allowing borrowers to manage their payments over a predetermined period, making them suited for larger expenses requiring a planned repayment strategy. Title loans, on the other hand, are secured loans where the borrower uses their vehicle title as collateral, often characterized by higher interest rates and a more immediate source of cash, suitable for individuals needing swift funds with a minimized credit check process.

Best Personal Loan

Swanson Home Loans, Evan Swanson NMLS# 120856
5.00
32 reviews

Short-term personal loans are a convenient option for individuals who need quick access to funds. These loans are typically unsecured, meaning they do not require collateral, making them popular among borrowers who may not have valuable assets to pledge. Personal loans offer flexible borrowing amounts and terms, which can be useful for covering unexpected expenses or bridging financial gaps. The best personal short-term loans usually present competitive interest rates, low fees, and a straightforward application process, making them accessible to a broader range of borrowers, including those with varying credit backgrounds.

Best Installment Loan

SecurityNational Mortgage Company
5.00
9 reviews

Installment loans are another category of short-term loans that allow borrowers to receive a lump sum of money and repay it over a set period in fixed monthly installments. This structure can help borrowers manage their payments more predictably. Among the various options, Avant is often recommended due to its accommodating loan criteria, which cater to a broader range of credit profiles. Avant provides a straightforward online application process and has a reputation for excellent customer service, which adds to its appeal for many borrowers seeking installment loans.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
9 reviews

Title loans, secured by the borrower's vehicle, provide another short-term borrowing option, ideal for those with poor credit who might struggle to secure a personal loan. The most favorable title loans come from providers that balance the need for fast cash access with ethical lending practices, including clear disclosure of fees and terms. Given the inherently higher risks, borrowers should seek lenders who offer lower interest rates and offer flexibility with repayment schedules if possible. It's vital to only borrow against a vehicle owned outright to avoid jeopardizing ownership of the collateral.

Loan Regulations in Oregon

Oregon has established state-wide regulations for short-term loans to safeguard borrowers and ensure fair lending practices. The maximum loan amount a borrower can take out is $50,000, provided the amount does not exceed 25% of the borrower's net monthly income if they earn $60,000 per year or less. Short-term loan terms must be at least 31 days, with the law capping the maximum APR (Annual Percentage Rate) on a short-term loan at 36%. In addition to this, lenders can charge an origination fee once per loan, and these fees are also regulated.

Borrowers must be residents of Oregon and provide proof of income to establish eligibility for a short-term loan. Furthermore, rollovers are prohibited, and borrowers cannot have more than one outstanding short-term loan at a time.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be strategically used to cover expenses across a variety of essential local services. These include medical costs for urgent care or procedures, car repair bills to keep vehicles operational, legal fees for necessary representation, funeral expenses at local funeral homes, and appliance services for repairing or replacing vital household items. Leveraging short-term loans can provide financial relief in these areas by facilitating access to crucial local service providers.

American Restaurant
1221 Northwest 21st Avenue, Portland, OR 97209
Car Glass Replacement Shop
13645 Northwest Science Park Drive, Portland, OR 97229
+1 (503) 213-6961
Car Wash
10350 North Vancouver Way, Portland, OR 97217
+1 (503) 283-3270
Club & Association
1234 Northeast Failing Street, Portland, OR 97212
+1 (971) 235-5994
College/University
5000 North Willamette Boulevard, Portland, OR 97203
+1 (503) 943-8000
Community Center
435 Southeast 85th Avenue, Portland, OR 97216
+1 (503) 251-6901
Concert Hall
319 Southwest Pine Street, Portland, OR 97204
Dentist
9045 Southwest Barbur Boulevard, Portland, OR 97219
+1 (503) 244-2432
Furniture/Home Furnishings
10280 Northeast Cascades Parkway, Portland, OR 97220
Government Office
5241 Northeast 122nd Avenue, Portland, OR 97230
+1 (503) 261-9246
Hospital
6640 Southwest Redwood Lane, Portland, OR 97224
+1 (503) 620-7358
Library
1875 Southwest Park Avenue, Portland, OR 97201
+1 (503) 725-5874
Local Post Office
2300 Southwest 6th Avenue, Portland, OR 97201
+1 (503) 228-1003
Motel
3104-06 Southeast Powell Boulevard, Portland, OR 97202
+1 (503) 238-0600
Movie Theater
1417 Northwest Everett Street, Portland, OR 97209
+1 (503) 477-5318

FAQ

What are Short-Term Loans?

Short-term loans are financial products intended to quickly provide borrowers with smaller loan amounts, typically to be repaid within a short period, often within a few weeks or months. They are suitable for overcoming temporary cash flow issues and are generally unsecured loans.

Can I Get a Short-Term Loan with Bad Credit?

Yes, many lenders offer short-term loans to individuals with bad credit. These lenders focus more on your income and ability to repay rather than your credit history. However, such loans might come with higher interest rates to offset the increased risk for lenders.

What is a Same-Day Loan?

Same-day loans are a type of short-term loan designed to be approved and disbursed within the same day. They offer quick access to emergency funds, but they're often associated with higher fees and interests due to the speed and convenience they offer.

How Do Short-term Loans Work?

Short-term loans are a form of short-term borrowing where lenders offer small amounts, typically due on the borrower's next payday. The loan amount, plus a fixed fee, is automatically repaid when the borrower's paycheck is deposited, making it a convenient solution for those needing quick cash.

What Are the Risks Associated with Short-Term Loans?

Short-term loans often come with higher interest rates and fees, especially for those with bad credit. If not repaid on time, they can lead to a cycle of debt. Borrowers should ensure they can meet repayment terms before committing to avoid additional financial stress.

How Quickly Can I Receive a Short-Term Loan?

Depending on the lender and their approval process, funds can be disbursed within as little as a few hours to a couple of days. Same-day loans specifically are processed with urgency to ensure quick access to needed cash.

Are There Alternatives to Short-term Loans for Those with Bad Credit?

Yes, there are alternatives such as credit unions, peer-to-peer lending, or personal installment loans which might offer better terms or lower interest rates. It's advisable to explore these options to find the best fit for your financial needs.

Find Short-term Loans Near Me

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Portland ZIP Codes

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