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Best Online Short-term Loans in Medford

Strapped for cash and bills piling up? Stress no more! Our "Best Cash Advance Short-term Loans" service is your quick fix for unexpected expenses. Facing a financial crunch can feel overwhelming, but you're not alone. These short-term loans step in to provide the immediate relief you need. With a simple application and fast approval process, say goodbye to sleepless nights and hello to peace of mind. Experience the ease and convenience today by exploring our tailored short-term loan solutions designed with your urgent needs in mind. Let us help you get back on track, hassle-free!

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Best Online Short-term Loans in Medford

GardaWorld
Financial institution

Address: 407 Pech Rd, Medford, OR 97502

Phone Number: +1 (541) 665-0182

Website: garda.com/locations/united-states/oregon/medford-cash-services-branch

Services:

ATM Services in Medford Access Control Security Airport Security Armed Guard Armed Security Personnel Armored Truck Transport in Medford Asset Tracking Atm Cash Preparation Cannabis Security Cash And Coin Inventory Management Cash Handling Cash Management Solutions Cash Vault Services in Medford Condo Security Corporate Events Crowd Management Deposit Validation And Consolidation Emergency Management Executive Protection Facilities Management Fire Protection Labor Disputes Security Loss Prevention Mobile Patrol Physical Security Real Estate Management Risk Management Roadside Assistance Secure Transportation Security Audit Security Consulting Security Guards Security Solutions Security Systems Specialized Services Support Services Talent Management Traffic Control Truck Transport Virtual Guarding
Mom & Pop Merchant Solutions
Loan agency
4.90
51 reviews

Address: 1004 S Central Ave, Medford, OR 97501

Today's Business Hours: 9:00 AM - 5:00 PM

Phone Number: +1 (503) 381-7598

Website: momandpopmerchantsolutions.com

Services:

Business loans Payday loans Business Loan Cash Advances Funded Loans Merchant Cash Advance Merchant Funding Small Business Loan Working Capital
ACE Cash Express
Loan agency
4.30
12 reviews

Address: 2352 Poplar Dr, Medford, OR 97504

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (541) 779-4608

Website: acecashexpress.com/locations/oregon/medford/3152

Services:

Installment loans Payday loans Auto Repairs Average Loan Basic Loan Car Repairs Continuous Loans Credit Card Debt Credit Repair Credit Reporting Debt Collection Debt Collectors Dollar Loan Electricity Bill Payment Emergency Cash Loans Fax And Printing Services Faxless Cash Advances Financial Assistance Financial Emergency Home Improvements Identity Verification Immediate Cash Loan Legal Assistance Lender Loan Lending Money Lending Process Loan Brokers Loan Calculator Loan Funds Loan Payments Loan Process Loans Repayment Plans Mailing Services Mortgage Lending Online Lending Online Loan Application Online Loan Request Personal Loans Quick Cash Loans Quick Online Loan Secure Loan Short Term Financial Short Term Loans Short-Term Borrowings Simple Loan Small Loans Soft Credit Checks Standard Loan Traditional Bank Loans Urgent Cash Title Loans ACE Flare ACE Elite Check Cashing Money Transfers Money Orders ATM Tax Services Business Services
United Finance
Loan agency
4.30
10 reviews

Address: 2743 N Pacific Hwy, Medford, OR 97501

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (541) 779-7391

Website: unitedfinance.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Auto Finance Auto Loan Refinancing Auto Loans Auto Repairs Automobile Financing Automobile Loans Bad Credit Loans Bill Consolidation Loan Consumer Finance Consumer Loans Credit Card Debt Debt Consolidation Finance Calculator Finance Loan Finance Management Financial Education High Yield Certificates Home Improvement Loans Home Personal Loans Industrial Loan Investment Services Loan Refinancing Loan Signing Loan Specialist Local Loan Medical Expenses Motorcycle Loan New Car No Credit Check Loans Online Bill Payment Other Personal Loans Personal Loans Quick Loan Rebuild Credit Recreational Vehicle Retail Sales Financing Retirement Plan Same Day Funding Same Day Loan Traditional Loans Used Auto Used Auto Loan Used Car Loan Used Cars Used Vehicle Vehicle Financing
FaaastCash
Loan agency
3.90
2 reviews

Address: 515 S Riverside Ave, Medford, OR 97501

Today's Business Hours: 9:00 AM - 4:00 PM

Phone Number: +1 (541) 500-3030

Website: faaastcash.com

Services:

Business loans Installment loans Line of credit Microloans Payday loans Signature loans Title loans Alternative Financing Auto Finance Auto Loan Auto Repairs Bill Payments Car Repair Loans Cash Loans Online Check Cash Child Tax Credit Common Online Loan Conventional Loan Credit Card Debt Credit Card Payments Credit Reports Document Verifying Dollar Loans Emergency Cash Loans Financial Assistance Identity Verification Immediate Cash Advance Instant Cash Advances Loan Broker Loan Calculator Loan Processing Loan Solutions Loans For The Unemployed Long Term Loans Military Lending Money Lending Mortgage Loan No Credit Check Loans Online Cash Advance Online Loan Application Payment Plan Personal Loan Quick Cash Repayment Plans Safe Loan Second Loan Secured Loans Short Term Lending Simple Loan Small Loan Traditional Bank Loans Tribal Loans Unsecured Loans
Consumer Credit Counseling Services
Credit counsel
3.40
4 reviews

Address: 820 Crater Lake Ave # 202, Medford, OR 97504

Today's Business Hours: 8:00 AM - 5:00 PM

Phone Number: +1 (541) 779-2273

Website: improvedcredit.org

Services:

Bankruptcy counseling Credit monitoring Credit repair Debt management counseling Financial education Personal loans Consumer Credit Counseling Service Credit Counselors Credit Reports Debt Payoff Education Classes Education Course Education Programs Financial Counselors Student Loan Counselors Student Loan Repayment
Driveway Finance Corporation
Financial institution
2.30
10 reviews

Address: 326 N Bartlett St, Medford, OR 97501

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (855) 723-2669

Website: drivewayfinancecorp.com

Services:

Auto Financing Auto Lending Auto Loans Auto Repair Car Financing Car Leasing New Car Loan Truck Loan
Action Financial Services, LLC
Financial institution
1.90
10 reviews

Address: 2055 Cardinal Ave, Medford, OR 97504

Phone Number: +1 (888) 253-4239

Website: actionfinancialservices.net/contactus.html

Southern Oregon Credit Services
Financial institution
1.40
10 reviews

Address: 2400 Poplar Dr, Medford, OR 97504

Today's Business Hours: 8:30 AM - 5:30 PM

Phone Number: +1 (541) 773-6238

Website: socredit.com

Alternatives to Short-term Loans in Medford

Short-term loans are financial solutions designed to provide quick funding to individuals in need. Personal short-term loans are unsecured loans that can be used for various purposes, often featuring higher interest rates and shorter repayment periods. Installment loans require borrowers to repay the borrowed amount plus interest through scheduled payments over a set period, making them a more manageable option for those who need some time to pay back the loan. Title loans, on the other hand, use the borrower's vehicle title as collateral and typically come with high interest rates and the risk of losing the vehicle if the loan isn't repaid. Each type serves different financial needs and circumstances, catering to those who may face cash flow challenges or unexpected expenses.

Best Personal Loan

Guild Mortgage - Brian Case
5.00
20 reviews

Short-term personal loans are a type of financing designed to be repaid within a short period, typically ranging from a few weeks to a few months. These loans are often unsecured, meaning you don't need to provide collateral to qualify. They are best used for immediate, small-scale financial needs like emergency expenses or quick purchases. One of the best options for a short-term personal loan might be from an online lender like LendingClub, known for its quick approval process and competitive interest rates, allowing you to access funds swiftly without the need for extensive paperwork.

Best Installment Loan

Rogue Credit Union
3.60
8 reviews

Installment loans are another type of short-term loan ideal for individuals who need a larger amount of money and prefer to spread the repayment over several months or years. These loans offer borrowers the flexibility of a longer repayment period compared to payday loans, which must typically be repaid in full by the next payday. Installment loans come with fixed regular payments and are available from traditional and online lenders, with varying interest rates based on credit scores and loan terms. They are often used for debt consolidation, auto repairs, or significant expenses.

Best Car Title Loan

AmeriTitle
5.00
1 reviews

Title loans are secured loans where the borrower uses their vehicle’s title as collateral for borrowing money. They are attractive to individuals with poor credit scores since the loan is secured by the car itself. Title loans, however, often come with high-interest rates and the risk of repossession if the borrower defaults. The best title loans are those that provide fair valuations of the vehicle and come with competitive interest rates and transparent terms. These loans suit individuals needing quick cash but who own their vehicle outright and can meet the repayment demands to avoid losing their car.

Loan Regulations in Oregon

Oregon has established state-wide regulations for short-term loans to safeguard borrowers and ensure fair lending practices. The maximum loan amount a borrower can take out is $50,000, provided the amount does not exceed 25% of the borrower's net monthly income if they earn $60,000 per year or less. Short-term loan terms must be at least 31 days, with the law capping the maximum APR (Annual Percentage Rate) on a short-term loan at 36%. In addition to this, lenders can charge an origination fee once per loan, and these fees are also regulated.

Borrowers must be residents of Oregon and provide proof of income to establish eligibility for a short-term loan. Furthermore, rollovers are prohibited, and borrowers cannot have more than one outstanding short-term loan at a time.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans offer flexibility for various urgent expenses, enabling individuals to address immediate financial needs. These funds can be allocated to essential services, such as paying for medical treatments or medication in healthcare facilities, covering unexpected car repairs at local automotive shops, or securing legal representation and advice. Additionally, funds from a short-term loan can assist in managing funeral costs at nearby funeral homes or in purchasing or repairing household appliances from local service providers.

Car Repair and Service
4606 Grumman Drive, Medford, OR 97504
+1 (541) 774-7500
Car Wash
617 South Riverside Avenue, Medford, OR 97501
+1 (541) 773-9631
Club & Association
202 North Central Avenue, Medford, OR 97501
+1 (541) 779-3933
College/University
2240 Tower East, Medford, OR 97504
+1 (541) 622-8800
Community Center
2530 East McAndrews Road, Medford, OR 97504
+1 (541) 237-7501
Concert Hall
23 South Central Avenue, Medford, OR 97501
Dentist
773 Golf View Drive, Medford, OR 97504
+1 (855) 433-6825
Fast Food
1408 Center Drive, Medford, OR 97501
Government Office
28 West 6th Street, Medford, OR 97501
+1 (541) 776-6210
Hospital
827 Spring Street, Medford, OR 97504
+1 (541) 732-8360
Library
205 South Central Avenue, Medford, OR 97501
+1 (541) 779-3246
Motel
Medford, OR 97504
Movie Theater
651 Medford Center, Medford, OR 97504
+1 (541) 770-2508
Museum
40 South Bartlett Street, Medford, OR 97501
+1 (541) 488-8430
Other Food Shops
1251 East McAndrews Road, Medford, OR 97504
+1 (541) 858-0723

FAQ

What is a short-term loan?

A short-term loan is a type of loan that is typically repaid within a short period, usually ranging from a few days to a few months. They are designed to meet urgent financial needs and are ideal for those looking to cover unexpected expenses quickly.

Can I get a short-term loan with bad credit?

Yes, you can still qualify for a short-term loan even if you have bad credit. Many lenders provide options specifically for individuals with bad credit, but keep in mind that terms and conditions, such as interest rates, might be less favorable compared to those with good credit.

How do same-day loans work?

Same-day loans are designed to provide you with fast access to funds. Upon approval, the loan amount is generally deposited into your bank account on the same day. The ease and speed of this process make same-day loans an attractive option for urgent financial situations.

What are short-term loans?

Short-term loans are a type of short-term loan typically intended to cover urgent expenses until your next paycheck. They are generally smaller loans with high interest rates and are expected to be repaid in full on, or shortly after, your next payday.

How much can I borrow with a short-term loan?

The amount you can borrow with a short-term loan varies by lender but typically ranges from $100 to $2,500. Short-term loans are designed to cover smaller, immediate financial needs, so borrowing limits are usually lower compared to traditional loans.

Are there risks associated with short-term loans?

Yes, there are risks associated with short-term loans, including high interest rates and fees, which can make them expensive over time. It's essential to carefully review the loan terms and ensure you can repay the loan as agreed to avoid falling into a cycle of debt.

How can I apply for a short-term loan?

Applying for a short-term loan can typically be done online or in person at a lender's physical location. The process usually involves filling out an application form, providing identification and income verification, and agreeing to the loan terms. Approval can often be obtained quickly, especially for same-day loans.

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Medford ZIP Codes

97501
97502
97504