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Best Online Short-term Loans in Gresham

Need quick cash relief? When unexpected expenses hit, our Best Cash Advance Short-term Loans offer the speedy solution you need. Forget about the stress and hassle of traditional lending. We understand the urgency and are here to make borrowing easy. Traditional loans can be tedious, leaving you waiting when you don’t have time to spare. Our streamlined application process ensures you get what you need, when you need it, without the wait. Whether it's a car repair or an urgent bill, count on us for immediate financial support. Get back to what matters most with our fast and reliable short-term loans.

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Best Online Short-term Loans in Gresham

United Finance
Loan agency
4.80
26 reviews

Address: 21931 SE Stark St, Gresham, OR 97030

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (503) 661-5626

Website: unitedfinance.com

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Auto Finance Auto Loan Refinancing Auto Loans Auto Repairs Automobile Financing Automobile Loans Bad Credit Loans Bill Consolidation Loan Consumer Finance Consumer Loans Credit Card Debt Debt Consolidation Finance Calculator Finance Loan Finance Management Finance Reports Financial Education High Yield Certificates Home Improvement Loans Home Personal Loans Industrial Loan Investment Services Loan Refinancing Loan Signing Loan Specialist Local Loan Medical Expenses Motorcycle Loan New Car No Credit Check Loans Online Bill Payment Other Personal Loans Personal Loans Quick Loan Rebuild Credit Recreational Vehicle Retail Sales Financing Retirement Plan Same Day Funding Same Day Loan Traditional Loans Used Auto Used Auto Loan Used Car Loan Used Cars Used Vehicle Vehicle Financing
CASHCO Financial Services, Inc
Loan agency
3.50
10 reviews

Address: 1955 NE Division St, Gresham, OR 97030

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (503) 465-8484

Website: cashcoloan.com

Services:

Signature loans Personal Finance Personal Loans Standard Loan
Access Financial Services
Loan agency

Address: Gresham, OR 97030

Phone Number: +1 (503) 658-2412

Opportunity Business Loans
Loan agency

Address: 503 NE Division St, Gresham, OR 97030

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (971) 274-5864

Website: oppbusinessloans.com/location/gresham-business-loans

Services:

Business loans Flex loans Line of credit Payday loans Signature loans Accounts Receivables Asset-Based Financing Assisted Living Auto Repair Bridge Loans Commercial Building Commercial Real Estate Lender Commercial Real Estate Property Construction Loan Program Credit Card Debt Customized Loan Debt Financing Equipment Financing Estate Loan Facility Financing Financial Advisors Financing Financing Financing Options Financing Solutions Flexible Payment Plans Foreign National Loan Program Hard Money Loans Home Improvements Hospitality Loans Hotel Loans Insurance Plans International Lending Investment Property Loans Invoice Factoring Invoice Financing Loans Legal Services Lending Programs Marketing Services Merchant Cash Advance Mortgage Lending Mortgage Programs Personal Finances Personal Financial Personal Secured Loans Personal Unsecured Loans Practice Financing Real Estate Investment Real Estate Investors Renovating Your Home Residential Loans Residential Mortgages Restaurant Financing Restaurant Lending Restaurant Loans Revolving Credit Short-Term Financing Short-Term Loan Traditional Mortgage Truck Financing Working Capital

Alternatives to Short-term Loans in Gresham

Short-term loans offer borrowers quick access to funds and are typically repaid within a year. Personal loans are unsecured loans provided for various individual needs, often requiring a credit check, with lenders offering flexibility in usage. Installment loans are a type of loan where the borrower receives a lump sum upfront and repays the amount in regular intervals or installments over a specified period; they can be used for a wide range of purposes, from home repairs to unexpected expenses. Title loans, on the other hand, are secured loans that require the borrower to use their vehicle title as collateral, allowing for easy access to funds but often involving higher interest rates and the risk of vehicle repossession if the loan is not repaid.

Best Personal Loan

soldier 4 soldiers
5.00
10 reviews

Short-term loans are a quick financing option for those who need immediate funds and prefer not to pursue longer repayment plans. Among the best personal loans for short-term needs are those that offer flexibility with payment terms, reasonable interest rates, and minimal credit requirements. Personal loan options often provide unsecured financing, meaning borrowers aren’t required to put down collateral. This makes them an attractive choice for applicants who need money fast and prefer a straightforward borrowing process without the risk of losing valuable assets.

Best Car Title Loan

Montana Capital Car Title Loans
5.00
8 reviews

Title loans cater to borrowers who own a vehicle outright and are willing to use it as collateral. A favorable option for the best title loan is a reputable auto title loan that offers competitive interest rates and transparent terms. Such loans allow borrowers to leverage the equity in their vehicle while continuing to drive it. However, it's important for borrowers to assess their ability to repay, as failure to do so could result in the loss of the vehicle.

Loan Regulations in Oregon

Oregon has established state-wide regulations for short-term loans to safeguard borrowers and ensure fair lending practices. The maximum loan amount a borrower can take out is $50,000, provided the amount does not exceed 25% of the borrower's net monthly income if they earn $60,000 per year or less. Short-term loan terms must be at least 31 days, with the law capping the maximum APR (Annual Percentage Rate) on a short-term loan at 36%. In addition to this, lenders can charge an origination fee once per loan, and these fees are also regulated.

Borrowers must be residents of Oregon and provide proof of income to establish eligibility for a short-term loan. Furthermore, rollovers are prohibited, and borrowers cannot have more than one outstanding short-term loan at a time.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Individuals who have taken out a short-term loan can allocate the funds for a variety of essential service providers in their area. These services include medical treatments, which cover both emergency and routine procedures, as well as crucial car repair facilities to ensure their vehicle's safety and functionality. Additionally, they can manage urgent legal consultations, cover funeral expenses, or invest in appliance repair services to maintain household operations.

Car Glass Replacement Shop
1661 East Powell Boulevard, Gresham, OR 97030
+1 (971) 274-0303
Club & Association
233 Northwest 1st Street, Gresham, OR 97030
+1 (503) 618-9297
College/University
501 Northeast Hood Avenue, Gresham, OR 97030
+1 (503) 491-7658
Community Center
1493 Northeast Cleveland Avenue, Gresham, OR 97030
Dentist
1107 Northeast Burnside Road, Gresham, OR 97030
+1 (503) 952-2000
Dinner Theater
18222 Southeast Division Street, Gresham, OR 97030
+1 (503) 666-5950
Fast Food
205 Northwest Burnside Road, Gresham, OR 97030
Fitness Club & Center
901 Southwest Highland Drive, Gresham, OR 97080
+1 (971) 274-2739
Footwear & Shoe Repairs
391 Northeast 223rd Avenue, Gresham, OR 97030
+1 (503) 761-9656
Government Office
401 Northeast 2nd Street, Gresham, OR 97030
+1 (503) 669-6851
Hospital
340 Northwest Burnside Road, Gresham, OR 97030
+1 (971) 432-7500
Hotel
117 North Main Avenue, Gresham, OR 97030
+1 (503) 661-1403
Library
385 Northwest Miller Avenue, Gresham, OR 97030
+1 (503) 988-5123
Movie Theater
140 Northwest Burnside Road, Gresham, OR 97030
+1 (503) 328-8496
Museum
410 North Main Avenue, Gresham, OR 97030
+1 (503) 661-0347

FAQ

What is a short-term loan?

A short-term loan is a type of financing that is typically repaid within a year. These loans provide quick access to funds for borrowers who need immediate financial assistance, and they're often used to cover unexpected expenses or financial emergencies.

Can I get a short-term loan with bad credit?

Yes, some lenders offer short-term loans specifically for individuals with bad credit. These lenders may consider factors other than your credit score to assess your eligibility, although the interest rates on these loans can be higher due to the increased risk.

How do same-day loans work?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often within the same day of application approval. This is ideal for borrowers who need immediate cash assistance. The application process is typically swift, and funds are directly deposited into the borrower’s bank account.

What are short-term loans?

Short-term loans are short-term, high-interest loans designed to be repaid on your next payday. They are typically used for small, urgent expenses and must be repaid in a single lump sum, generally within two to four weeks.

What are the fees and interest rates associated with short-term loans?

The fees and interest rates for short-term loans vary depending on the lender, the amount borrowed, and the borrower's creditworthiness. Due to their short repayment periods, interest rates can be significantly higher than those of traditional loans. It's important to read the loan agreement carefully to understand all costs involved.

How quickly can I receive the funds from a short-term loan?

Many short-term loan lenders offer a quick approval process, allowing borrowers to receive funds within 24 hours or even on the same day in some cases. The speed of fund disbursement depends on the lender's processes and the time of day you apply.

Are there any alternatives to short-term loans for those with bad credit?

Yes, there are alternatives to short-term loans for individuals with bad credit. Consider personal installment loans, credit union loans, or borrowing from friends and family. These alternatives may offer more favorable terms compared to short-term loans.

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Gresham ZIP Codes

97024
97030
97080
97230
97233
97236
97294