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Best Online Short-term Loans in Hillsboro

Need cash quickly? You're not alone. Many people face urgent financial needs that can't wait, and traditional loans just don't cut it. The stress of unexpected expenses is enough to keep anyone up at night. Enter Best Cash Advance Short-term Loans, your fast, reliable solution. We get you the funds you need to tackle life's surprises, without the paperwork hassle. Enjoy quick approval and peace of mind with our straightforward process. Don't let short-term financial hiccups disrupt your life. Apply now and discover how easy it is to get the cash you need, when you need it!

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Best Online Short-term Loans in Hillsboro

My City Personal Loans
Loan agency
5.00
6 reviews

Address: 5301 E Main St, Hillsboro, OR 97123

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (503) 451-6244

Website: mycitypl.com/locations/hillsboro

Advance Payday Loans
Loan agency

Address: 5728 NE Haystack St, Hillsboro, OR 97124

Today's Business Hours: 7:00 AM - 7:00 PM

Phone Number: +1 (971) 252-7364

Website: advancepdloans.com/locations/hillsboro

ACE Cash Express
Loan agency
4.80
21 reviews

Address: 530 SE 10th Ave, Hillsboro, OR 97123

Today's Business Hours: 9:00 AM - 7:00 PM

Phone Number: +1 (503) 640-1111

Website: acecashexpress.com/locations/oregon/hillsboro/3161

Services:

Bill paying Business check cashing Business loans Cash for gift cards Flex loans Installment loans Line of credit Money transfers Payday loans Personal check cashing Signature loans Tax refund check cashing Title loans Ace Cash Express Services Atm Services Auto Loans Auto Repair Car Repairs Cash Advance Cash Advances Cash Withdrawals Check Cashers Child Tax Credit Consumer Loans Convenient Services Credit Card Credit Cards Credit Counseling Deposit Account Emergency Cash Emergency Loans Express Online Payment Financial Services Financial Solution Home Mortgage Home Repair Id Verification Identity Verification Instant Loan Internet Loans Loan Application Loan Funding Loans Applying Payment Processing Prepaid Debit Cards Quick Cash Quick Loans Registration Loans Revenue Service Short Term Loans Online Tax Preparation Visa Debit Cards ACE Flare ACE Elite Money Orders Tax Services Business Services
United Finance
Loan agency
4.50
10 reviews

Address: 188 SE 4th Ave, Hillsboro, OR 97123

Today's Business Hours: 9:00 AM - 6:00 PM

Phone Number: +1 (503) 648-4141

Website: unitedfinance.com/home/office/hillsboro

Services:

Business loans Installment loans Line of credit Payday loans Signature loans Title loans Account Management Auto Finance Auto Loan Refinancing Auto Loans Auto Repairs Automobile Financing Bad Credit Loans Bill Consolidation Loan Consumer Finance Consumer Loans Credit Card Debt Debt Consolidation Easy Loan Finance Calculator Finance Loan Finance Management Finance Reports Financial Education High Yield Certificates Home Personal Loans Industrial Loan Investment Services Loan Processing Loan Refinancing Loan Signing Loan Specialist Local Loan Medical Expenses Motorcycle Loan New Car No Credit Check Loans Online Bill Payment Other Personal Loans Personal Loans Quick Loan Rebuild Credit Recreational Vehicle Retirement Plan Same Day Funding Same Day Loan Traditional Loans Unsecured Loans Used Auto Used Auto Loan Used Car Loan Used Cars Used Vehicle Vehicle Financing
Pdx Capital Fund
Loan agency

Address: 10400 SW Robinson Rd, Hillsboro, OR 97123

Today's Business Hours: 8:00 AM - 6:00 PM

Phone Number: +1 (503) 890-7520

Alternatives to Short-term Loans in Hillsboro

Short-term loans offer financial solutions for urgent needs and come in various forms such as personal loans, installment loans, and title loans. Personal loans are unsecured and can be used for various purposes, often with higher interest rates due to the lack of collateral. Installment loans allow borrowers to repay the borrowed amount in fixed monthly payments over a specified period, making budgeting easier. Title loans require the borrower to use a vehicle as collateral, enabling quick access to funds but also posing the risk of losing the vehicle if the loan is not repaid. Each type caters to different financial situations and borrowing needs, offering flexibility but often at a higher cost compared to traditional loans.

Best Personal Loan

Baseline Mortgage LLC: Art Chavez, Mortgage Broker NMLS #290748
5.00
9 reviews

Short-term loans offer quick access to funds and are usually repaid within a short period, often ranging from a few weeks to a year. Among the various short-term loan options, personal loans are a popular choice. Personal loans are unsecured, meaning they don't require collateral, making them an attractive option for those who have a good credit score and need funds for personal expenses, such as medical bills or home renovations. They are typically provided by banks, credit unions, or online lenders, and offer fixed interest rates and monthly payments, which can help in budgeting and financial planning.

Best Installment Loan

Commercial Lending Hillsboro OR
0.00
0 reviews

Installment loans are a type of short-term loan where a borrower repays the loan amount over a set period through scheduled payments. These loans can be secured or unsecured and usually have fixed interest rates. The best option for an installment loan would provide a convenient repayment schedule that matches the borrower's financial situation. Look for lenders who offer customizable loan terms, whether for a few months or a couple of years, and ensure the loan charges are clear and upfront to avoid hidden fees.

Best Car Title Loan

5 Star Car Title Loans
5.00
0 reviews

Title loans, secured by the borrower's vehicle title, are a fast and convenient option for those who own a car and need immediate cash. By using the car title as collateral, lenders can offer loans even to those with less than stellar credit scores. However, because the loan is secured, failure to repay can result in the loss of the vehicle. Thus, the best title loans are those that strike a balance between quick access to funds and fair terms, including reasonable interest rates and manageable repayment plans, allowing borrowers to meet their financial needs without falling into a cycle of debt.

Loan Regulations in Oregon

Oregon has established state-wide regulations for short-term loans to safeguard borrowers and ensure fair lending practices. The maximum loan amount a borrower can take out is $50,000, provided the amount does not exceed 25% of the borrower's net monthly income if they earn $60,000 per year or less. Short-term loan terms must be at least 31 days, with the law capping the maximum APR (Annual Percentage Rate) on a short-term loan at 36%. In addition to this, lenders can charge an origination fee once per loan, and these fees are also regulated.

Borrowers must be residents of Oregon and provide proof of income to establish eligibility for a short-term loan. Furthermore, rollovers are prohibited, and borrowers cannot have more than one outstanding short-term loan at a time.

Short-Term Loan Calculator

day(s)
%
$

Estimated Payment

$327.12
Total Principal Paid: $300.00

Financial Charge: $27.12

Loan Term: 150 day(s)

APR: 22.00%

Where to Use Short-term Loan

Short-term loans can be effectively utilized across various essential services within local communities. Individuals with such loans can secure immediate medical care through local healthcare providers, address urgent car repairs at neighborhood auto body shops, and enlist legal assistance from nearby law offices. Additionally, these funds can cover costs at local funeral homes or facilitate necessary appliance services at regional repair centers.

Car Accessories
414 Southwest Armco Avenue, Hillsboro, OR 97123
+1 (503) 693-6500
Club & Association
205 Southwest Spring Street, Hillsboro, OR 97123
+1 (503) 915-4626
College/University
775 Southeast Baseline Street, Hillsboro, OR 97123
+1 (971) 722-6801
Community Center
750 Southeast 8th Avenue, Hillsboro, OR 97123
+1 (503) 615-1090
Concert Hall
21945 Northeast Wagon Drive, Hillsboro, OR 97124
Dentist
5935 Southeast Alexander Street, Hillsboro, OR 97123
Fast Food
7340 NE Butler St, Hillsboro, OR 97124
Fitness Club & Center
6350 Northeast Cherry Drive, Hillsboro, OR 97124
+1 (503) 430-1785
Government Office
1880 Northeast Griffin Oaks Street, Hillsboro, OR 97124
+1 (503) 615-6552
Hospital
265 Southeast Oak Street, Hillsboro, OR 97123
+1 (503) 216-0850
Hotel
Hillsboro, OR 97124
+1 (971) 708-6800
Library
2850 Northeast Brookwood Parkway, Hillsboro, OR 97124
+1 (503) 615-6500
Movie Theater
2929 Southeast Tualatin Valley Highway, Hillsboro, OR 97123
+1 (844) 462-7342
Museum
135 Southeast 3rd Avenue, Hillsboro, OR 97123
+1 (503) 701-6859
Pharmacy
243 East Main Street, Hillsboro, OR 97123
+1 (503) 648-1811

FAQ

What are short-term loans?

Short-term loans are financial products that allow you to borrow a small amount of money for a short period, typically up to a year. They are designed to provide quick financial relief for unexpected expenses or emergencies.

Can I get a short-term loan with bad credit?

Yes, many lenders offer short-term loans specifically tailored for individuals with bad credit. Although your interest rates may be higher, these loans are an option for those who have trouble securing funding through traditional means.

What are same-day loans?

Same-day loans are a type of short-term loan where funds are disbursed quickly, often on the same day the application is approved. These loans are ideal for urgent financial needs, as they provide immediate access to funds.

How do short-term loans work?

Short-term loans are a form of short-term borrowing where you typically borrow a small amount against your next paycheck. They generally come with high interest rates and fees, and repayment is usually required in a single lump sum on your next payday.

What are the requirements for obtaining a short-term loan?

To qualify for a short-term loan, you generally need to be at least 18 years old, have a valid ID, proof of income, and an active checking account. Lenders may have additional requirements, so it’s important to review their terms carefully before applying.

Are there any risks associated with short-term loans?

Yes, short-term loans often come with high interest rates and fees, making them an expensive borrowing option. It's also crucial to ensure that you'll be able to repay the loan on time, as missing payments can lead to additional fees and damage your credit score further.

How can I apply for a short-term loan?

Applying for a short-term loan is generally a straightforward process. Most lenders offer online applications where you fill out your personal and financial information. Approval is typically quick, with some lenders offering instant decisions and same-day funding.

Find Short-term Loans Near Me

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Hillsboro ZIP Codes

97006
97123
97124
97229